Punjab & Sind Bank (PSB) — Working Capital to Net Assets Ratio
Punjab & Sind Bank (PSB) has a Working Capital to Net Assets ratio of -910.1% as of June 2025. Working capital of Rs-1.24 Trillion (current assets of Rs68.87 Billion minus current liabilities of Rs1.31 Trillion) is measured against net assets of Rs136.57 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See PSB financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Punjab & Sind Bank Working Capital to Net Assets (2006–2025)
This chart shows how Punjab & Sind Bank's Working Capital to Net Assets ratio has evolved across 19 annual periods from 2006 to 2025. As of June 2025, the ratio stands at -910.1%, reflecting working capital of Rs-1.24 Trillion against net assets of Rs136.57 Billion INR. See operational self-sufficiency of Punjab & Sind Bank to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Punjab & Sind Bank (2006–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Punjab & Sind Bank from 2006 to 2025, covering 19 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Punjab & Sind Bank (PSB) market capitalisation.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -878.1% | Rs-1.17 Trillion | Rs133.55 Billion | Rs136.76 Billion | Rs1.31 Trillion | ▼ -632.2 pp |
| 2024 | -245.9% | Rs-381.93 Billion | Rs155.33 Billion | Rs88.84 Billion | Rs470.77 Billion | ▼ -243.1 pp |
| 2023 | -2.8% | Rs-4.17 Billion | Rs151.09 Billion | Rs3.95 Billion | Rs8.11 Billion | ▼ -0.9 pp |
| 2022 | -1.8% | Rs-2.59 Billion | Rs140.11 Billion | Rs4.29 Billion | Rs6.88 Billion | ▼ -9.5 pp |
| 2021 | 7.7% | Rs6.42 Billion | Rs83.63 Billion | Rs13.78 Billion | Rs7.36 Billion | ▲ +16.3 pp |
| 2020 | -8.6% | Rs-4.82 Billion | Rs55.96 Billion | Rs3.94 Billion | Rs8.76 Billion | ▼ -123.8 pp |
| 2019 | 115.2% | Rs65.70 Billion | Rs57.01 Billion | Rs75.90 Billion | Rs10.20 Billion | ▼ -58.2 pp |
| 2018 | 173.5% | Rs107.24 Billion | Rs61.83 Billion | Rs117.62 Billion | Rs10.38 Billion | ▲ +53.0 pp |
| 2017 | 120.5% | Rs73.99 Billion | Rs61.42 Billion | Rs82.35 Billion | Rs8.36 Billion | ▼ -10.4 pp |
| 2016 | 130.9% | Rs78.15 Billion | Rs59.70 Billion | Rs87.36 Billion | Rs9.21 Billion | ▲ +50.8 pp |
| 2015 | 80.1% | Rs44.83 Billion | Rs55.96 Billion | Rs51.61 Billion | Rs6.78 Billion | ▼ -50.2 pp |
| 2014 | 130.3% | Rs65.31 Billion | Rs50.11 Billion | Rs73.18 Billion | Rs7.87 Billion | ▲ +36.4 pp |
| 2013 | 94.0% | Rs43.27 Billion | Rs46.04 Billion | Rs49.62 Billion | Rs6.35 Billion | ▼ -17.8 pp |
| 2011 | 111.7% | Rs42.49 Billion | Rs38.03 Billion | Rs48.96 Billion | Rs6.47 Billion | ▼ -52.8 pp |
| 2010 | 164.6% | Rs43.05 Billion | Rs26.16 Billion | Rs47.55 Billion | Rs4.51 Billion | ▲ +50.1 pp |
| 2009 | 114.5% | Rs24.50 Billion | Rs21.40 Billion | Rs28.40 Billion | Rs3.90 Billion | ▼ -8.8 pp |
| 2008 | 123.3% | Rs25.81 Billion | Rs20.93 Billion | Rs29.40 Billion | Rs3.59 Billion | ▼ -42.7 pp |
| 2007 | 166.0% | Rs23.34 Billion | Rs14.06 Billion | Rs26.48 Billion | Rs3.14 Billion | ▲ +1011.4 pp |
| 2006 | -845.3% | Rs-64.82 Billion | Rs7.67 Billion | Rs23.42 Billion | Rs88.23 Billion | — |