Punjab & Sind Bank (PSB) — Net Asset Quality Index
Punjab & Sind Bank (PSB) has a Net Asset Quality Index of 8.1% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.82 Trillion minus total liabilities of Rs1.67 Trillion yields net assets of Rs146.33 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read PSB total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Punjab & Sind Bank Net Asset Quality Index Over Time (2006–2026)
This chart shows how Punjab & Sind Bank's Net Asset Quality Index has evolved across 21 annual periods from 2006 to 2026. As of June 2026, the index stands at 8.1%, representing net assets of Rs146.33 Billion against total assets of Rs1.82 Trillion INR. For live market cap and overall valuation, see market cap of Punjab & Sind Bank.
Annual Net Asset Quality Index for Punjab & Sind Bank (2006–2026)
The table below presents the year-by-year Net Asset Quality Index for Punjab & Sind Bank from 2006 to 2026, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check PSB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 7.9% | Rs141.32 Billion | Rs1.79 Trillion | Rs1.65 Trillion | ▼ -0.4 pp |
| 2025 | 8.3% | Rs133.55 Billion | Rs1.62 Trillion | Rs1.48 Trillion | ▼ -2.3 pp |
| 2024 | 10.5% | Rs155.33 Billion | Rs1.48 Trillion | Rs1.32 Trillion | ▼ -0.6 pp |
| 2023 | 11.1% | Rs151.09 Billion | Rs1.36 Trillion | Rs1.21 Trillion | ▼ -0.5 pp |
| 2022 | 11.6% | Rs140.11 Billion | Rs1.21 Trillion | Rs1.07 Trillion | ▲ +4.0 pp |
| 2021 | 7.6% | Rs83.63 Billion | Rs1.10 Trillion | Rs1.02 Trillion | ▲ +2.0 pp |
| 2020 | 5.6% | Rs55.96 Billion | Rs1.01 Trillion | Rs949.07 Billion | ▲ +0.3 pp |
| 2019 | 5.2% | Rs57.01 Billion | Rs1.09 Trillion | Rs1.03 Trillion | ▼ -0.2 pp |
| 2018 | 5.4% | Rs61.83 Billion | Rs1.14 Trillion | Rs1.08 Trillion | ▼ -0.9 pp |
| 2017 | 6.4% | Rs61.42 Billion | Rs966.43 Billion | Rs905.01 Billion | ▲ +0.5 pp |
| 2016 | 5.8% | Rs59.70 Billion | Rs1.03 Trillion | Rs966.11 Billion | ▲ +0.1 pp |
| 2015 | 5.7% | Rs55.96 Billion | Rs977.53 Billion | Rs921.57 Billion | ▲ +0.4 pp |
| 2014 | 5.3% | Rs50.11 Billion | Rs945.09 Billion | Rs894.98 Billion | ▼ -0.4 pp |
| 2013 | 5.7% | Rs46.04 Billion | Rs804.78 Billion | Rs758.74 Billion | ▼ -0.1 pp |
| 2012 | 5.8% | Rs42.49 Billion | Rs729.05 Billion | Rs686.56 Billion | ▲ +0.3 pp |
| 2011 | 5.5% | Rs38.03 Billion | Rs685.50 Billion | Rs647.47 Billion | ▲ +0.9 pp |
| 2010 | 4.6% | Rs26.16 Billion | Rs566.65 Billion | Rs540.49 Billion | ▼ -0.6 pp |
| 2009 | 5.2% | Rs21.40 Billion | Rs413.64 Billion | Rs392.23 Billion | ▼ -1.6 pp |
| 2008 | 6.8% | Rs20.93 Billion | Rs309.49 Billion | Rs288.56 Billion | ▲ +0.4 pp |
| 2007 | 6.4% | Rs14.06 Billion | Rs219.63 Billion | Rs205.57 Billion | ▲ +2.3 pp |
| 2006 | 4.1% | Rs7.67 Billion | Rs185.77 Billion | Rs178.10 Billion | — |