Punjab & Sind Bank (PSB) — Net Asset Quality Index
Punjab & Sind Bank (PSB) has a Net Asset Quality Index of 7.9% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.79 Trillion minus total liabilities of Rs1.65 Trillion yields net assets of Rs141.32 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Punjab & Sind Bank to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Punjab & Sind Bank Net Asset Quality Index Over Time (2006–2026)
This chart shows how Punjab & Sind Bank's Net Asset Quality Index has evolved across 21 annual periods from 2006 to 2026. As of March 2026, the index stands at 7.9%, representing net assets of Rs141.32 Billion against total assets of Rs1.79 Trillion INR. Explore Punjab & Sind Bank cash conversion from operations to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Punjab & Sind Bank (2006–2026)
The table below presents the year-by-year Net Asset Quality Index for Punjab & Sind Bank from 2006 to 2026, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see PSB stock market capitalisation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 7.9% | Rs141.32 Billion | Rs1.79 Trillion | Rs1.65 Trillion | ▼ -0.4 pp |
| 2025 | 8.3% | Rs133.55 Billion | Rs1.62 Trillion | Rs1.48 Trillion | ▼ -2.3 pp |
| 2024 | 10.5% | Rs155.33 Billion | Rs1.48 Trillion | Rs1.32 Trillion | ▼ -0.6 pp |
| 2023 | 11.1% | Rs151.09 Billion | Rs1.36 Trillion | Rs1.21 Trillion | ▼ -0.5 pp |
| 2022 | 11.6% | Rs140.11 Billion | Rs1.21 Trillion | Rs1.07 Trillion | ▲ +4.0 pp |
| 2021 | 7.6% | Rs83.63 Billion | Rs1.10 Trillion | Rs1.02 Trillion | ▲ +2.0 pp |
| 2020 | 5.6% | Rs55.96 Billion | Rs1.01 Trillion | Rs949.07 Billion | ▲ +0.3 pp |
| 2019 | 5.2% | Rs57.01 Billion | Rs1.09 Trillion | Rs1.03 Trillion | ▼ -0.2 pp |
| 2018 | 5.4% | Rs61.83 Billion | Rs1.14 Trillion | Rs1.08 Trillion | ▼ -0.9 pp |
| 2017 | 6.4% | Rs61.42 Billion | Rs966.43 Billion | Rs905.01 Billion | ▲ +0.5 pp |
| 2016 | 5.8% | Rs59.70 Billion | Rs1.03 Trillion | Rs966.11 Billion | ▲ +0.1 pp |
| 2015 | 5.7% | Rs55.96 Billion | Rs977.53 Billion | Rs921.57 Billion | ▲ +0.4 pp |
| 2014 | 5.3% | Rs50.11 Billion | Rs945.09 Billion | Rs894.98 Billion | ▼ -0.4 pp |
| 2013 | 5.7% | Rs46.04 Billion | Rs804.78 Billion | Rs758.74 Billion | ▼ -0.1 pp |
| 2012 | 5.8% | Rs42.49 Billion | Rs729.05 Billion | Rs686.56 Billion | ▲ +0.3 pp |
| 2011 | 5.5% | Rs38.03 Billion | Rs685.50 Billion | Rs647.47 Billion | ▲ +0.9 pp |
| 2010 | 4.6% | Rs26.16 Billion | Rs566.65 Billion | Rs540.49 Billion | ▼ -0.6 pp |
| 2009 | 5.2% | Rs21.40 Billion | Rs413.64 Billion | Rs392.23 Billion | ▼ -1.6 pp |
| 2008 | 6.8% | Rs20.93 Billion | Rs309.49 Billion | Rs288.56 Billion | ▲ +0.4 pp |
| 2007 | 6.4% | Rs14.06 Billion | Rs219.63 Billion | Rs205.57 Billion | ▲ +2.3 pp |
| 2006 | 4.1% | Rs7.67 Billion | Rs185.77 Billion | Rs178.10 Billion | — |