Punjab & Sind Bank Defensive Interval Ratio
Punjab & Sind Bank defensive interval ratio. Punjab & Sind Bank (PSB) has a Defensive Interval Ratio of 8 days as of March 2025. Defensive assets of Rs29.98 Billion (cash Rs-, short-term investments Rs-, receivables Rs29.98 Billion) cover 8 days of daily cash needs of Rs3.59 Billion/day. See Punjab & Sind Bank short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Punjab & Sind Bank (2013–2025)
Defensive interval ratio of Punjab & Sind Bank from 2013 to 2025. This chart shows how Punjab & Sind Bank's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2025, the ratio stands at 8 days, meaning defensive assets of Rs29.98 Billion can fund 8 days of operations without new revenue. Check Punjab & Sind Bank (PSB) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Punjab & Sind Bank Defensive Interval Ratio by Year (2013–2025)
Punjab & Sind Bank defensive interval ratio by year from 2013 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Punjab & Sind Bank from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Punjab & Sind Bank total assets.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 8 days | Rs29.98 Billion | Rs3.59 Billion/day | Rs- | Rs- | ▼ -6 days |
| 2024 | 14 days | Rs18.36 Billion | Rs1.29 Billion/day | Rs- | Rs- | ▲ +1926 days |
| 2023 | -1911 days | Rs-42.49 Billion | Rs22.23 Million/day | Rs- | Rs-59.02 Billion | ▲ +2007 days |
| 2022 | -3919 days | Rs-73.83 Billion | Rs18.84 Million/day | Rs- | Rs-86.19 Billion | ▲ +692 days |
| 2021 | -4611 days | Rs-93.00 Billion | Rs20.17 Million/day | Rs- | Rs-102.79 Billion | ▲ +49 days |
| 2020 | -4660 days | Rs-111.80 Billion | Rs23.99 Million/day | Rs- | Rs-121.62 Billion | ▼ -6038 days |
| 2019 | 1378 days | Rs38.50 Billion | Rs27.94 Million/day | Rs- | Rs28.78 Billion | ▼ -250 days |
| 2018 | 1628 days | Rs46.30 Billion | Rs28.44 Million/day | Rs- | Rs35.58 Billion | ▲ +36 days |
| 2017 | 1592 days | Rs36.45 Billion | Rs22.90 Million/day | Rs- | Rs27.98 Billion | ▲ +73 days |
| 2016 | 1519 days | Rs38.34 Billion | Rs25.23 Million/day | Rs- | Rs29.78 Billion | ▼ -466 days |
| 2015 | 1985 days | Rs36.87 Billion | Rs18.57 Million/day | Rs- | Rs27.45 Billion | ▲ +1524 days |
| 2014 | 461 days | Rs9.93 Billion | Rs21.56 Million/day | Rs- | Rs- | ▼ -46 days |
| 2013 | 507 days | Rs8.83 Billion | Rs17.41 Million/day | Rs- | Rs- | — |