Punjab & Sind Bank (PSB) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.02x

Punjab & Sind Bank (PSB) has a Cash Flow-to-Debt Ratio of -0.02x as of September 2025, meaning its operating cash flow of Rs-24.63 Billion could theoretically repay 0% of its total liabilities (Rs1.52 Trillion) in one year. See how much free cash does Punjab & Sind Bank generate to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.02x
Operating CF / Total Liabilities

Operating Cash Flow

Rs-24.63 Billion
INR

Total Liabilities

Rs1.52 Trillion
INR

Data as of

Sep 2025
Most recent filing

Punjab & Sind Bank Cash Flow-to-Debt Ratio (2006–2025)

Historical debt coverage capacity for Punjab & Sind Bank across 20 annual periods. Also explore net asset momentum of Punjab & Sind Bank to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Punjab & Sind Bank (2006–2025)

Year-by-year debt coverage analysis for Punjab & Sind Bank. For market capitalisation and broader financial context, see PSB stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2025 0.00x Rs-3.65 Billion Rs1.48 Trillion ▲ +95.9%
2024 -0.06x Rs-79.95 Billion Rs1.32 Trillion ▼ -105.1%
2023 1.18x Rs1.43 Trillion Rs1.21 Trillion ▲ +2200.8%
2022 -0.06x Rs-59.99 Billion Rs1.07 Trillion ▲ +2.2%
2021 -0.06x Rs-58.48 Billion Rs1.02 Trillion ▼ -345.9%
2020 0.02x Rs22.10 Billion Rs949.07 Billion ▲ +2570.7%
2019 0.00x Rs-973.36 Million Rs1.03 Trillion ▼ -109.5%
2018 0.01x Rs10.63 Billion Rs1.08 Trillion ▲ +275.8%
2017 -0.01x Rs-5.09 Billion Rs905.01 Billion ▼ -158.4%
2016 0.01x Rs9.30 Billion Rs966.11 Billion ▲ +144.7%
2015 -0.02x Rs-19.82 Billion Rs921.57 Billion ▼ -178.0%
2014 0.03x Rs24.69 Billion Rs894.98 Billion ▲ +9570.9%
2013 0.00x Rs-220.97 Million Rs758.74 Billion ▲ +96.9%
2012 -0.01x Rs-6.53 Billion Rs686.56 Billion ▼ -626.8%
2011 0.00x Rs-847.21 Million Rs647.47 Billion ▼ -104.2%
2010 0.03x Rs16.95 Billion Rs540.49 Billion ▲ +423.8%
2009 -0.01x Rs-3.80 Billion Rs392.23 Billion ▼ -183.5%
2008 0.01x Rs3.35 Billion Rs288.56 Billion ▼ -48.7%
2007 0.02x Rs4.65 Billion Rs205.57 Billion ▲ +3834.9%
2006 0.00x Rs-107.90 Million Rs178.10 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.