UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Working Capital to Net Assets Ratio
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Working Capital to Net Assets ratio of -735.8% as of September 2025. Working capital of Rs-176.14 Billion (current assets of Rs38.33 Billion minus current liabilities of Rs214.47 Billion) is measured against net assets of Rs23.94 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See UTKARSHBNK defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
UTKARSH SMALL FINANCE BANK ORD (BSE) Working Capital to Net Assets (2020–2026)
This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Working Capital to Net Assets ratio has evolved across 7 annual periods from 2020 to 2026. As of September 2025, the ratio stands at -735.8%, reflecting working capital of Rs-176.14 Billion against net assets of Rs23.94 Billion INR. For the complete balance sheet picture, see UTKARSHBNK current and non-current assets.
Annual Working Capital to Net Assets for UTKARSH SMALL FINANCE BANK ORD (BSE) (2020–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2020 to 2026, covering 7 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Explore UTKARSHBNK long-term investment intensity to see how much of total assets are deployed in long-term investments.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -2.8% | Rs-767.39 Million | Rs27.76 Billion | Rs16.92 Billion | Rs17.69 Billion | ▲ +622.8 pp |
| 2025 | -625.6% | Rs-186.08 Billion | Rs29.75 Billion | Rs36.94 Billion | Rs223.02 Billion | ▼ -563.4 pp |
| 2024 | -62.1% | Rs-18.47 Billion | Rs29.73 Billion | Rs31.92 Billion | Rs50.39 Billion | ▼ -173.8 pp |
| 2023 | 111.7% | Rs22.33 Billion | Rs20.00 Billion | Rs26.41 Billion | Rs4.08 Billion | ▲ +651.7 pp |
| 2022 | -540.1% | Rs-84.92 Billion | Rs15.72 Billion | Rs19.65 Billion | Rs104.56 Billion | ▼ -609.9 pp |
| 2021 | 69.9% | Rs9.56 Billion | Rs13.68 Billion | Rs12.44 Billion | Rs2.88 Billion | ▼ -50.9 pp |
| 2020 | 120.7% | Rs12.31 Billion | Rs10.19 Billion | Rs14.64 Billion | Rs2.33 Billion | — |