UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Defensive Interval Ratio
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Defensive Interval Ratio of 12 days as of March 2024. Defensive assets of Rs1.65 Billion (cash Rs-, short-term investments Rs-, receivables Rs1.65 Billion) cover 12 days of daily cash needs of Rs138.06 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
UTKARSH SMALL FINANCE BANK ORD (BSE) Defensive Interval Ratio (2021–2026)
This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Defensive Interval Ratio has evolved across 6 annual periods from 2021 to 2026. As of March 2024, the ratio stands at 12 days, meaning defensive assets of Rs1.65 Billion can fund 12 days of operations without new revenue. For the complete balance sheet picture, see UTKARSHBNK asset base.
Annual Defensive Interval Ratio for UTKARSH SMALL FINANCE BANK ORD (BSE) (2021–2026)
The table below presents the year-by-year Defensive Interval Ratio for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2021 to 2026, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See UTKARSH SMALL FINANCE BANK ORD (BSE) current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 57 days | Rs2.75 Billion | Rs48.46 Million/day | Rs- | Rs- | ▲ +53 days |
| 2025 | 3 days | Rs1.99 Billion | Rs611.01 Million/day | Rs- | Rs- | ▼ -9 days |
| 2024 | 12 days | Rs1.65 Billion | Rs138.06 Million/day | Rs- | Rs- | ▼ -100 days |
| 2023 | 112 days | Rs1.25 Billion | Rs11.17 Million/day | Rs- | Rs- | ▲ +109 days |
| 2022 | 3 days | Rs931.85 Million | Rs286.48 Million/day | Rs- | Rs- | ▼ -91 days |
| 2021 | 94 days | Rs743.58 Million | Rs7.90 Million/day | Rs- | Rs- | — |