UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Defensive Interval Ratio

Latest as of March 2024: 12 days

UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Defensive Interval Ratio of 12 days as of March 2024. Defensive assets of Rs1.65 Billion (cash Rs-, short-term investments Rs-, receivables Rs1.65 Billion) cover 12 days of daily cash needs of Rs138.06 Million/day. Check UTKARSHBNK tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

12 days
Days of operational coverage

Defensive Assets

Rs1.65 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs138.06 Million
Current Liabilities ÷ 365

Current Liabilities

Rs50.39 Billion
INR

UTKARSH SMALL FINANCE BANK ORD (BSE) Defensive Interval Ratio (2021–2025)

This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of March 2024, the ratio stands at 12 days, meaning defensive assets of Rs1.65 Billion can fund 12 days of operations without new revenue. Also explore net asset growth rate of UTKARSH SMALL FINANCE BANK ORD (BSE) to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for UTKARSH SMALL FINANCE BANK ORD (BSE) (2021–2025)

The table below presents the year-by-year Defensive Interval Ratio for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see UTKARSHBNK company net worth.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 3 days Rs1.99 Billion Rs611.01 Million/day Rs- Rs- ▼ -9 days
2024 12 days Rs1.65 Billion Rs138.06 Million/day Rs- Rs- ▼ -100 days
2023 112 days Rs1.25 Billion Rs11.17 Million/day Rs- Rs- ▲ +109 days
2022 3 days Rs931.85 Million Rs286.48 Million/day Rs- Rs- ▼ -91 days
2021 94 days Rs743.58 Million Rs7.90 Million/day Rs- Rs-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)