UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Net Asset Quality Index
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Net Asset Quality Index of 8.7% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs273.84 Billion minus total liabilities of Rs249.90 Billion yields net assets of Rs23.94 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore balance sheet size of UTKARSH SMALL FINANCE BANK ORD (BSE) for the complete picture of this company's asset base.
Quality Index
Net Assets
Total Assets
Total Liabilities
UTKARSH SMALL FINANCE BANK ORD (BSE) Net Asset Quality Index Over Time (2017–2025)
This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of September 2025, the index stands at 8.7%, representing net assets of Rs23.94 Billion against total assets of Rs273.84 Billion INR. See UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2025)
The table below presents the year-by-year Net Asset Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see UTKARSH SMALL FINANCE BANK ORD (BSE) market cap and net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.6% | Rs29.75 Billion | Rs281.27 Billion | Rs251.53 Billion | ▼ -1.9 pp |
| 2024 | 12.4% | Rs29.73 Billion | Rs239.03 Billion | Rs209.29 Billion | ▲ +2.0 pp |
| 2023 | 10.5% | Rs20.00 Billion | Rs191.17 Billion | Rs171.17 Billion | ▲ +0.0 pp |
| 2022 | 10.4% | Rs15.72 Billion | Rs150.64 Billion | Rs134.91 Billion | ▼ -0.8 pp |
| 2021 | 11.3% | Rs13.68 Billion | Rs121.38 Billion | Rs107.70 Billion | ▲ +0.4 pp |
| 2020 | 10.8% | Rs10.19 Billion | Rs94.04 Billion | Rs83.85 Billion | ▼ -1.5 pp |
| 2019 | 12.4% | Rs7.73 Billion | Rs62.39 Billion | Rs54.66 Billion | ▲ +3.3 pp |
| 2018 | 9.1% | Rs4.12 Billion | Rs45.24 Billion | Rs41.12 Billion | ▼ -2.3 pp |
| 2017 | 11.4% | Rs3.05 Billion | Rs26.75 Billion | Rs23.70 Billion | — |