UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Net Asset Quality Index
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Net Asset Quality Index of 8.7% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs273.84 Billion minus total liabilities of Rs249.90 Billion yields net assets of Rs23.94 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See UTKARSH SMALL FINANCE BANK ORD (BSE) defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
UTKARSH SMALL FINANCE BANK ORD (BSE) Net Asset Quality Index Over Time (2017–2025)
This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of September 2025, the index stands at 8.7%, representing net assets of Rs23.94 Billion against total assets of Rs273.84 Billion INR. Explore UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2025)
The table below presents the year-by-year Net Asset Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of UTKARSH SMALL FINANCE BANK ORD (BSE).
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.6% | Rs29.75 Billion | Rs281.27 Billion | Rs251.53 Billion | ▼ -1.9 pp |
| 2024 | 12.4% | Rs29.73 Billion | Rs239.03 Billion | Rs209.29 Billion | ▲ +2.0 pp |
| 2023 | 10.5% | Rs20.00 Billion | Rs191.17 Billion | Rs171.17 Billion | ▲ +0.0 pp |
| 2022 | 10.4% | Rs15.72 Billion | Rs150.64 Billion | Rs134.91 Billion | ▼ -0.8 pp |
| 2021 | 11.3% | Rs13.68 Billion | Rs121.38 Billion | Rs107.70 Billion | ▲ +0.4 pp |
| 2020 | 10.8% | Rs10.19 Billion | Rs94.04 Billion | Rs83.85 Billion | ▼ -1.5 pp |
| 2019 | 12.4% | Rs7.73 Billion | Rs62.39 Billion | Rs54.66 Billion | ▲ +3.3 pp |
| 2018 | 9.1% | Rs4.12 Billion | Rs45.24 Billion | Rs41.12 Billion | ▼ -2.3 pp |
| 2017 | 11.4% | Rs3.05 Billion | Rs26.75 Billion | Rs23.70 Billion | — |