UTKARSH SMALL FINANCE BANK ORD (BSE) Net Asset Quality Index
UTKARSH SMALL FINANCE BANK ORD (BSE) net asset quality index. UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Net Asset Quality Index of 9.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs284.18 Billion minus total liabilities of Rs256.73 Billion yields net assets of Rs27.45 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See UTKARSH SMALL FINANCE BANK ORD (BSE) book value and equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)
Net asset quality index of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. This chart shows how UTKARSH SMALL FINANCE BANK ORD (BSE)'s Net Asset Quality Index has evolved across 10 annual periods from 2017 to 2026. As of June 2026, the index stands at 9.7%, representing net assets of Rs27.45 Billion against total assets of Rs284.18 Billion INR. Check asset allocation strategy of UTKARSH SMALL FINANCE BANK ORD (BSE) to assess the company's strategic physical and investment asset allocation.
UTKARSH SMALL FINANCE BANK ORD (BSE) Net Asset Quality Index by Year (2017–2026)
UTKARSH SMALL FINANCE BANK ORD (BSE) net asset quality index by year from 2017 to 2026. The table below presents the year-by-year Net Asset Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see UTKARSH SMALL FINANCE BANK ORD (BSE) stock valuation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 9.6% | Rs27.76 Billion | Rs288.69 Billion | Rs260.93 Billion | ▼ -1.0 pp |
| 2025 | 10.6% | Rs29.75 Billion | Rs281.27 Billion | Rs251.53 Billion | ▼ -1.9 pp |
| 2024 | 12.4% | Rs29.73 Billion | Rs239.03 Billion | Rs209.29 Billion | ▲ +2.0 pp |
| 2023 | 10.5% | Rs20.00 Billion | Rs191.17 Billion | Rs171.17 Billion | ▲ +0.0 pp |
| 2022 | 10.4% | Rs15.72 Billion | Rs150.64 Billion | Rs134.91 Billion | ▼ -0.8 pp |
| 2021 | 11.3% | Rs13.68 Billion | Rs121.38 Billion | Rs107.70 Billion | ▲ +0.4 pp |
| 2020 | 10.8% | Rs10.19 Billion | Rs94.04 Billion | Rs83.85 Billion | ▼ -1.5 pp |
| 2019 | 12.4% | Rs7.73 Billion | Rs62.39 Billion | Rs54.66 Billion | ▲ +3.3 pp |
| 2018 | 9.1% | Rs4.12 Billion | Rs45.24 Billion | Rs41.12 Billion | ▼ -2.3 pp |
| 2017 | 11.4% | Rs3.05 Billion | Rs26.75 Billion | Rs23.70 Billion | — |