UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow-to-Debt Ratio
UTKARSH SMALL FINANCE BANK ORD (BSE) cash flow-to-debt ratio. UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Cash Flow-to-Debt Ratio of 0.11x as of September 2025, meaning its operating cash flow of Rs26.94 Billion could theoretically repay 0% of its total liabilities (Rs249.90 Billion) in one year. Check UTKARSH SMALL FINANCE BANK ORD (BSE) cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)
Cash flow-to-debt ratio of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. Historical debt coverage capacity for UTKARSH SMALL FINANCE BANK ORD (BSE) across 10 annual periods. Check UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow-to-Debt Ratio by Year (2017–2026)
UTKARSH SMALL FINANCE BANK ORD (BSE) cash flow-to-debt ratio by year from 2017 to 2026. Year-by-year debt coverage analysis for UTKARSH SMALL FINANCE BANK ORD (BSE). For the full cash flow conversion analysis, see UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.00x | Rs-122.29 Million | Rs260.93 Billion | ▲ +99.6% |
| 2025 | -0.13x | Rs-32.18 Billion | Rs251.53 Billion | ▲ +3.4% |
| 2024 | -0.13x | Rs-27.71 Billion | Rs209.29 Billion | ▼ -9.9% |
| 2023 | -0.12x | Rs-20.63 Billion | Rs171.17 Billion | ▼ -222.3% |
| 2022 | 0.10x | Rs13.29 Billion | Rs134.91 Billion | ▲ +1371.2% |
| 2021 | -0.01x | Rs-834.63 Million | Rs107.70 Billion | ▲ +95.1% |
| 2020 | -0.16x | Rs-13.29 Billion | Rs83.85 Billion | ▲ +37.2% |
| 2019 | -0.25x | Rs-13.79 Billion | Rs54.66 Billion | ▲ +18.3% |
| 2018 | -0.31x | Rs-12.70 Billion | Rs41.12 Billion | ▼ -3440.0% |
| 2017 | -0.01x | Rs-206.80 Million | Rs23.70 Billion | — |