UTKARSH SMALL FINANCE BANK ORD (BSE) Financial Flexibility Index
UTKARSH SMALL FINANCE BANK ORD (BSE) financial flexibility index. UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Financial Flexibility Index of 0.11x as of September 2025. Free cash flow of Rs27.78 Billion (operating CF Rs26.94 Billion minus capex Rs845.03 Million) represents 0% of total liabilities (Rs249.90 Billion). See UTKARSHBNK free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)
Financial flexibility index of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. Historical Financial Flexibility Index trend for UTKARSH SMALL FINANCE BANK ORD (BSE) across 10 annual periods. Check how high is UTKARSH SMALL FINANCE BANK ORD (BSE)'s earnings quality to evaluate the quality of earnings relative to operating cash generation.
UTKARSH SMALL FINANCE BANK ORD (BSE) Financial Flexibility Index by Year (2017–2026)
UTKARSH SMALL FINANCE BANK ORD (BSE) financial flexibility index by year from 2017 to 2026. Year-by-year free cash flow to debt coverage for UTKARSH SMALL FINANCE BANK ORD (BSE). For the full cash flow conversion analysis, see UTKARSHBNK cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.01x | Rs1.37 Billion | Rs-122.29 Million | Rs260.93 Billion | ▲ +104.3% |
| 2025 | -0.12x | Rs-30.59 Billion | Rs-32.18 Billion | Rs251.53 Billion | ▲ +5.8% |
| 2024 | -0.13x | Rs-27.01 Billion | Rs-27.71 Billion | Rs209.29 Billion | ▼ -11.2% |
| 2023 | -0.12x | Rs-19.87 Billion | Rs-20.63 Billion | Rs171.17 Billion | ▼ -206.1% |
| 2022 | 0.11x | Rs14.76 Billion | Rs13.29 Billion | Rs134.91 Billion | ▲ +28868.7% |
| 2021 | 0.00x | Rs-40.95 Million | Rs-834.63 Million | Rs107.70 Billion | ▲ +99.8% |
| 2020 | -0.15x | Rs-12.83 Billion | Rs-13.29 Billion | Rs83.85 Billion | ▲ +38.0% |
| 2019 | -0.25x | Rs-13.48 Billion | Rs-13.79 Billion | Rs54.66 Billion | ▲ +14.6% |
| 2018 | -0.29x | Rs-11.88 Billion | Rs-12.70 Billion | Rs41.12 Billion | ▼ -1401.7% |
| 2017 | 0.02x | Rs526.06 Million | Rs-206.80 Million | Rs23.70 Billion | — |