UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Financial Flexibility Index

Latest as of September 2020: -0.06x

UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Financial Flexibility Index of -0.06x as of September 2020. Free cash flow of Rs-5.38 Billion (operating CF Rs-5.60 Billion minus capex Rs219.12 Million) represents 0% of total liabilities (Rs93.98 Billion). Also explore net asset growth rate of UTKARSH SMALL FINANCE BANK ORD (BSE) to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.06x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-5.38 Billion
Operating CF − Capex

Total Liabilities

Rs93.98 Billion
INR

Capital Expenditures

Rs219.12 Million
INR

UTKARSH SMALL FINANCE BANK ORD (BSE) Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for UTKARSH SMALL FINANCE BANK ORD (BSE) across 9 annual periods. See UTKARSHBNK net asset quality score to measure how much of total assets are equity-financed.

Annual Financial Flexibility Index for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2025)

Year-by-year free cash flow to debt coverage for UTKARSH SMALL FINANCE BANK ORD (BSE). For the full company profile including market capitalisation, see UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) market capitalisation.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2025 -0.12x Rs-30.59 Billion Rs-32.18 Billion Rs251.53 Billion ▲ +5.8%
2024 -0.13x Rs-27.01 Billion Rs-27.71 Billion Rs209.29 Billion ▼ -11.2%
2023 -0.12x Rs-19.87 Billion Rs-20.63 Billion Rs171.17 Billion ▼ -206.1%
2022 0.11x Rs14.76 Billion Rs13.29 Billion Rs134.91 Billion ▲ +28868.7%
2021 0.00x Rs-40.95 Million Rs-834.63 Million Rs107.70 Billion ▲ +99.8%
2020 -0.15x Rs-12.83 Billion Rs-13.29 Billion Rs83.85 Billion ▲ +38.0%
2019 -0.25x Rs-13.48 Billion Rs-13.79 Billion Rs54.66 Billion ▲ +14.6%
2018 -0.29x Rs-11.88 Billion Rs-12.70 Billion Rs41.12 Billion ▼ -1401.7%
2017 0.02x Rs526.06 Million Rs-206.80 Million Rs23.70 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities