UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Free Cash Flow Generation Index

Latest as of September 2025: 0.97x

UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Free Cash Flow Generation Index of 0.97x as of September 2025. Free cash flow of Rs26.09 Billion represents 1% of operating cash flow (Rs26.94 Billion). Explore UTKARSHBNK capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.97x

Free Cash Flow / Operating CF

Free Cash Flow

Rs26.09 Billion

INR

Operating Cash Flow

Rs26.94 Billion

INR

Capital Expenditures

Rs845.03 Million

INR

UTKARSH SMALL FINANCE BANK ORD (BSE) Free Cash Flow Generation Index (2022–2022)

Historical FCF Generation Index trend for UTKARSH SMALL FINANCE BANK ORD (BSE) across 1 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of UTKARSH SMALL FINANCE BANK ORD (BSE).

Annual Free Cash Flow Generation for UTKARSH SMALL FINANCE BANK ORD (BSE) (2022–2022)

Year-by-year Free Cash Flow Generation Index for UTKARSH SMALL FINANCE BANK ORD (BSE). Check UTKARSHBNK total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Year	FCG Index	Free Cash Flow (INR)	Operating CF	Capital Expenditures	YoY Change
2022	0.89x	Rs11.82 Billion	Rs13.29 Billion	Rs1.47 Billion	—

FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).