UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) — Cash Flow Quality Index
UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a Cash Flow Quality Index of -14.39x as of September 2020. Operating cash flow of Rs-5.60 Billion is below net income of Rs389.35 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore UTKARSHBNK cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UTKARSH SMALL FINANCE BANK ORD (BSE) total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2025)
Year-by-year earnings quality comparison for UTKARSH SMALL FINANCE BANK ORD (BSE). For live market cap and the full company financial profile, see UTKARSHBNK market cap overview.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -135.76x | Rs-32.18 Billion | Rs237.00 Million | ▼ -3130.2% |
| 2024 | -4.20x | Rs-27.71 Billion | Rs6.59 Billion | ▲ +17.6% |
| 2023 | -5.10x | Rs-20.63 Billion | Rs4.05 Billion | ▼ -123.6% |
| 2022 | 21.63x | Rs13.29 Billion | Rs614.62 Million | ▲ +2997.2% |
| 2021 | -0.75x | Rs-834.63 Million | Rs1.12 Billion | ▲ +89.5% |
| 2020 | -7.11x | Rs-13.29 Billion | Rs1.87 Billion | ▲ +51.6% |
| 2019 | -14.69x | Rs-13.79 Billion | Rs938.88 Million | ▼ -1960.8% |
| 2017 | -0.71x | Rs-206.80 Million | Rs290.09 Million | — |