Banco Bilbao Vizcaya Argentaria SA - Asset Resilience Ratio

Latest as of September 2025: 7.27%

Banco Bilbao Vizcaya Argentaria SA (BBVA) has an Asset Resilience Ratio of 7.27% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Banco Bilbao Vizcaya Argentaria SA (BBVA) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€59.11 Billion

≈ $69.11 Billion USD Cash + Short-term Investments

Total Assets

€813.06 Billion

≈ $950.56 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1993–2024)

This chart shows how Banco Bilbao Vizcaya Argentaria SA's Asset Resilience Ratio has changed over time. See how leveraged is Banco Bilbao Vizcaya Argentaria SA's balance sheet to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Banco Bilbao Vizcaya Argentaria SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Banco Bilbao Vizcaya Argentaria SA.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€59.11 Billion	7.27%
Total Liquid Assets	€59.11 Billion	7.27%

Asset Resilience Insights

Limited Liquidity: Banco Bilbao Vizcaya Argentaria SA maintains only 7.27% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Bilbao Vizcaya Argentaria SA Industry Peers by Asset Resilience Ratio

Compare Banco Bilbao Vizcaya Argentaria SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ING Groep N.V MX:INGN	Banks - Diversified	5.07%
Banco de Valores SA BA:VALO	Banks - Diversified	2.91%
Westpac Banking Corporation AU:WBCPI	Banks - Diversified	9.53%
Commonwealth Bank of Australia AU:CBA	Banks - Diversified	-11.41%
Westpac Banking Corporation AU:WBC	Banks - Diversified	9.53%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%
National Australia Bank Ltd AU:NAB	Banks - Diversified	3.96%
Royal Bank of Canada TO:RY	Banks - Diversified	3.35%

Annual Asset Resilience Ratio for Banco Bilbao Vizcaya Argentaria SA (1993–2024)

The table below shows the annual Asset Resilience Ratio data for Banco Bilbao Vizcaya Argentaria SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	7.64%	€58.98 Billion ≈ $68.95 Billion	€772.40 Billion ≈ $903.02 Billion	-0.39pp
2023-12-31	8.02%	€62.20 Billion ≈ $72.72 Billion	€775.56 Billion ≈ $906.71 Billion	-11.68pp
2022-12-31	19.70%	€140.31 Billion ≈ $164.04 Billion	€712.09 Billion ≈ $832.51 Billion	+10.59pp
2021-12-31	9.11%	€60.39 Billion ≈ $70.61 Billion	€662.88 Billion ≈ $774.98 Billion	-1.00pp
2020-12-31	10.11%	€74.42 Billion ≈ $87.00 Billion	€736.26 Billion ≈ $860.76 Billion	-8.45pp
2019-12-31	18.55%	€129.03 Billion ≈ $150.85 Billion	€695.47 Billion ≈ $813.08 Billion	+1.66pp
2018-12-31	16.90%	€114.17 Billion ≈ $133.47 Billion	€675.67 Billion ≈ $789.94 Billion	-1.11pp
2017-12-31	18.01%	€124.26 Billion ≈ $145.28 Billion	€690.06 Billion ≈ $806.75 Billion	-0.29pp
2016-12-31	18.30%	€133.91 Billion ≈ $156.56 Billion	€731.86 Billion ≈ $855.62 Billion	-4.05pp
2015-12-31	22.35%	€167.59 Billion ≈ $195.93 Billion	€749.86 Billion ≈ $876.66 Billion	-6.98pp
2014-12-31	29.33%	€185.33 Billion ≈ $216.67 Billion	€631.94 Billion ≈ $738.81 Billion	+2.82pp
2013-12-31	26.51%	€154.46 Billion ≈ $180.57 Billion	€582.70 Billion ≈ $681.23 Billion	+8.99pp
2012-12-31	17.52%	€108.81 Billion ≈ $127.21 Billion	€621.13 Billion ≈ $726.17 Billion	+2.27pp
2011-12-31	15.25%	€88.89 Billion ≈ $103.92 Billion	€582.84 Billion ≈ $681.40 Billion	-2.66pp
2010-12-31	17.91%	€98.99 Billion ≈ $115.73 Billion	€552.74 Billion ≈ $646.21 Billion	-2.84pp
2009-12-31	20.74%	€111.00 Billion ≈ $129.77 Billion	€535.07 Billion ≈ $625.55 Billion	+3.90pp
2008-12-31	16.84%	€91.39 Billion ≈ $106.85 Billion	€542.65 Billion ≈ $634.41 Billion	-4.57pp
2007-12-31	21.41%	€107.43 Billion ≈ $125.59 Billion	€501.73 Billion ≈ $586.57 Billion	-0.37pp
2006-12-31	21.78%	€89.65 Billion ≈ $104.81 Billion	€411.66 Billion ≈ $481.28 Billion	-4.83pp
2005-12-31	26.61%	€104.42 Billion ≈ $122.08 Billion	€392.39 Billion ≈ $458.74 Billion	-2.47pp
2004-12-31	29.08%	€95.80 Billion ≈ $112.00 Billion	€329.44 Billion ≈ $385.15 Billion	+22.48pp
2003-12-31	6.60%	€18.91 Billion ≈ $22.11 Billion	€286.65 Billion ≈ $335.12 Billion	-0.47pp
2002-12-31	7.07%	€19.79 Billion ≈ $23.13 Billion	€279.80 Billion ≈ $327.11 Billion	+0.55pp
2001-12-31	6.52%	€20.20 Billion ≈ $23.62 Billion	€309.78 Billion ≈ $362.17 Billion	+1.62pp
2000-12-31	4.90%	€14.75 Billion ≈ $17.25 Billion	€300.81 Billion ≈ $351.67 Billion	-0.15pp
1999-12-31	5.05%	€12.05 Billion ≈ $14.08 Billion	€238.53 Billion ≈ $278.87 Billion	+1.90pp
1998-12-31	3.15%	€4.22 Billion ≈ $4.93 Billion	€133.94 Billion ≈ $156.59 Billion	-10.81pp
1997-12-31	13.96%	€17.59 Billion ≈ $20.56 Billion	€126.01 Billion ≈ $147.32 Billion	+3.58pp
1996-12-31	10.38%	€10.85 Billion ≈ $12.68 Billion	€104.52 Billion ≈ $122.19 Billion	+1.82pp
1995-12-31	8.56%	€7.68 Billion ≈ $8.98 Billion	€89.79 Billion ≈ $104.97 Billion	+1.03pp
1994-12-31	7.53%	€6.05 Billion ≈ $7.07 Billion	€80.37 Billion ≈ $93.96 Billion	+0.51pp
1993-12-31	7.02%	€5.07 Billion ≈ $5.93 Billion	€72.32 Billion ≈ $84.55 Billion	--

pp = percentage points

About Banco Bilbao Vizcaya Argentaria SA

MC:BBVA Spain Banks - Diversified

Market Cap

$129.40 Billion

€110.69 Billion EUR

Market Cap Rank

#210 Global

#4 in Spain

Share Price

€19.53

Change (1 day)

-2.25%

52-Week Range

€12.63 - €22.03

All Time High

€22.03