Banco Bilbao Vizcaya Argentaria SA - Asset Resilience Ratio
Banco Bilbao Vizcaya Argentaria SA (BBVA) has an Asset Resilience Ratio of 7.27% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1993–2024)
This chart shows how Banco Bilbao Vizcaya Argentaria SA's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Banco Bilbao Vizcaya Argentaria SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €59.11 Billion | 7.27% |
| Total Liquid Assets | €59.11 Billion | 7.27% |
Asset Resilience Insights
- Limited Liquidity: Banco Bilbao Vizcaya Argentaria SA maintains only 7.27% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Bilbao Vizcaya Argentaria SA Industry Peers by Asset Resilience Ratio
Compare Banco Bilbao Vizcaya Argentaria SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
THE BK N.T.BUTTERF.+S.NEW
F:4IK |
Banks - Diversified | 24.02% |
|
Agricultural Bank of China Ltd Class A
SHG:601288 |
Banks - Diversified | 4.60% |
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
Industrial and Commercial Bank of China Ltd
SHG:601398 |
Banks - Diversified | 2.81% |
|
China Construction Bank Co
SHG:601939 |
Banks - Diversified | 10.89% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Alior Bank S.A.
WAR:ALR |
Banks - Diversified | -0.22% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
Annual Asset Resilience Ratio for Banco Bilbao Vizcaya Argentaria SA (1993–2024)
The table below shows the annual Asset Resilience Ratio data for Banco Bilbao Vizcaya Argentaria SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 7.64% | €58.98 Billion | €772.40 Billion | -0.39pp |
| 2023-12-31 | 8.02% | €62.20 Billion | €775.56 Billion | -11.68pp |
| 2022-12-31 | 19.70% | €140.31 Billion | €712.09 Billion | +10.59pp |
| 2021-12-31 | 9.11% | €60.39 Billion | €662.88 Billion | -1.00pp |
| 2020-12-31 | 10.11% | €74.42 Billion | €736.26 Billion | -8.45pp |
| 2019-12-31 | 18.55% | €129.03 Billion | €695.47 Billion | +1.66pp |
| 2018-12-31 | 16.90% | €114.17 Billion | €675.67 Billion | -1.11pp |
| 2017-12-31 | 18.01% | €124.26 Billion | €690.06 Billion | -0.29pp |
| 2016-12-31 | 18.30% | €133.91 Billion | €731.86 Billion | -4.05pp |
| 2015-12-31 | 22.35% | €167.59 Billion | €749.86 Billion | -6.98pp |
| 2014-12-31 | 29.33% | €185.33 Billion | €631.94 Billion | +2.82pp |
| 2013-12-31 | 26.51% | €154.46 Billion | €582.70 Billion | +8.99pp |
| 2012-12-31 | 17.52% | €108.81 Billion | €621.13 Billion | +2.27pp |
| 2011-12-31 | 15.25% | €88.89 Billion | €582.84 Billion | -2.66pp |
| 2010-12-31 | 17.91% | €98.99 Billion | €552.74 Billion | -2.84pp |
| 2009-12-31 | 20.74% | €111.00 Billion | €535.07 Billion | +3.90pp |
| 2008-12-31 | 16.84% | €91.39 Billion | €542.65 Billion | -4.57pp |
| 2007-12-31 | 21.41% | €107.43 Billion | €501.73 Billion | -0.37pp |
| 2006-12-31 | 21.78% | €89.65 Billion | €411.66 Billion | -4.83pp |
| 2005-12-31 | 26.61% | €104.42 Billion | €392.39 Billion | -2.47pp |
| 2004-12-31 | 29.08% | €95.80 Billion | €329.44 Billion | +22.48pp |
| 2003-12-31 | 6.60% | €18.91 Billion | €286.65 Billion | -0.47pp |
| 2002-12-31 | 7.07% | €19.79 Billion | €279.80 Billion | +0.55pp |
| 2001-12-31 | 6.52% | €20.20 Billion | €309.78 Billion | +1.62pp |
| 2000-12-31 | 4.90% | €14.75 Billion | €300.81 Billion | -0.15pp |
| 1999-12-31 | 5.05% | €12.05 Billion | €238.53 Billion | +1.90pp |
| 1998-12-31 | 3.15% | €4.22 Billion | €133.94 Billion | -10.81pp |
| 1997-12-31 | 13.96% | €17.59 Billion | €126.01 Billion | +3.58pp |
| 1996-12-31 | 10.38% | €10.85 Billion | €104.52 Billion | +1.82pp |
| 1995-12-31 | 8.56% | €7.68 Billion | €89.79 Billion | +1.03pp |
| 1994-12-31 | 7.53% | €6.05 Billion | €80.37 Billion | +0.51pp |
| 1993-12-31 | 7.02% | €5.07 Billion | €72.32 Billion | -- |
About Banco Bilbao Vizcaya Argentaria SA
Banco Bilbao Vizcaya Argentaria, S.A. provides retail banking, wholesale banking, and asset management services primarily in Spain, Mexico, Turkey, South America, rest of Europe, the United States, and Asia. The company offers savings accounts, demand deposits, and time deposits; and residential mortgage, other household, credit card, and enterprises and public sector loans, as well as consumer f… Read more