Banco Bilbao Vizcaya Argentaria SA Cash Flow Quality Index
Banco Bilbao Vizcaya Argentaria SA cash flow quality index. Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Cash Flow Quality Index of 6.45x as of September 2025. Operating cash flow of €17.17 Billion exceeds net income of €2.66 Billion, indicating high earnings quality where cash backs reported profits. See BBVA financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Cash flow quality index of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. Historical Cash Flow Quality Index for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Banco Bilbao Vizcaya Argentaria SA debt service capacity to assess how comfortably operating cash covers total debt obligations.
Banco Bilbao Vizcaya Argentaria SA Cash Flow Quality Index by Year (1991–2024)
Banco Bilbao Vizcaya Argentaria SA cash flow quality index by year from 1991 to 2024. Year-by-year earnings quality comparison for Banco Bilbao Vizcaya Argentaria SA. For the full cash flow conversion analysis, see Banco Bilbao Vizcaya Argentaria SA operating cash flow efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 3.21x | €33.94 Billion | €10.57 Billion | ▲ +3515.5% |
| 2023 | -0.09x | €-721.00 Million | €7.67 Billion | ▼ -102.7% |
| 2022 | 3.47x | €23.72 Billion | €6.83 Billion | ▲ +1671.5% |
| 2021 | -0.22x | €-1.24 Billion | €5.62 Billion | ▼ -101.2% |
| 2020 | 19.10x | €39.35 Billion | €2.06 Billion | ▲ +1110.4% |
| 2019 | -1.89x | €-8.21 Billion | €4.34 Billion | ▼ -234.2% |
| 2018 | 1.41x | €8.66 Billion | €6.15 Billion | ▲ +289.5% |
| 2017 | 0.36x | €1.72 Billion | €4.76 Billion | ▼ -82.4% |
| 2016 | 2.06x | €6.62 Billion | €3.21 Billion | ▼ -70.3% |
| 2015 | 6.94x | €23.10 Billion | €3.33 Billion | ▲ +393.7% |
| 2014 | -2.36x | €-6.19 Billion | €2.62 Billion | ▼ -1309.2% |
| 2013 | -0.17x | €-500.00 Million | €2.98 Billion | ▼ -103.7% |
| 2012 | 4.55x | €10.60 Billion | €2.33 Billion | ▼ -19.9% |
| 2011 | 5.68x | €19.81 Billion | €3.48 Billion | ▲ +233.9% |
| 2010 | 1.70x | €8.50 Billion | €5.00 Billion | ▲ +204.7% |
| 2009 | 0.56x | €2.57 Billion | €4.59 Billion | ▲ +251.0% |
| 2008 | -0.37x | €-1.99 Billion | €5.38 Billion | ▼ -113.8% |
| 2007 | 2.67x | €17.14 Billion | €6.42 Billion | ▲ +371.4% |
| 2006 | 0.57x | €2.82 Billion | €4.97 Billion | ▼ -61.6% |
| 2005 | 1.48x | €6.01 Billion | €4.07 Billion | ▲ +332.1% |
| 2004 | 0.34x | €1.06 Billion | €3.09 Billion | ▼ -80.6% |
| 1998 | 1.76x | €1.73 Billion | €983.03 Million | ▼ -19.4% |
| 1997 | 2.18x | €2.34 Billion | €1.07 Billion | ▼ -6.6% |
| 1996 | 2.34x | €1.49 Billion | €638.44 Million | ▼ -15.5% |
| 1995 | 2.77x | €1.49 Billion | €538.22 Million | ▲ +143.7% |
| 1994 | 1.14x | €508.68 Million | €448.10 Million | ▼ -59.6% |
| 1993 | 2.81x | €1.25 Billion | €445.95 Million | ▲ +2.2% |
| 1992 | 2.75x | €1.44 Billion | €525.41 Million | ▼ -67.5% |
| 1991 | 8.44x | €5.02 Billion | €595.00 Million | — |