Banco Bilbao Vizcaya Argentaria SA (BBVA) — Cash Flow Quality Index

Latest as of September 2025: 6.45x

Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Cash Flow Quality Index of 6.45x as of September 2025. Operating cash flow of €17.17 Billion exceeds net income of €2.66 Billion, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Banco Bilbao Vizcaya Argentaria SA to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

6.45x
Operating CF / Net Income

Operating Cash Flow

€17.17 Billion
EUR

Net Income

€2.66 Billion
EUR

Data as of

Sep 2025
Most recent filing

Banco Bilbao Vizcaya Argentaria SA Cash Flow Quality Index (1991–2024)

Historical Cash Flow Quality Index for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Banco Bilbao Vizcaya Argentaria SA to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Banco Bilbao Vizcaya Argentaria SA (1991–2024)

Year-by-year earnings quality comparison for Banco Bilbao Vizcaya Argentaria SA. For live market cap and the full company financial profile, see BBVA company net worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2024 3.21x €33.94 Billion €10.57 Billion ▲ +3515.5%
2023 -0.09x €-721.00 Million €7.67 Billion ▼ -102.7%
2022 3.47x €23.72 Billion €6.83 Billion ▲ +1671.5%
2021 -0.22x €-1.24 Billion €5.62 Billion ▼ -101.2%
2020 19.10x €39.35 Billion €2.06 Billion ▲ +1110.4%
2019 -1.89x €-8.21 Billion €4.34 Billion ▼ -234.2%
2018 1.41x €8.66 Billion €6.15 Billion ▲ +289.5%
2017 0.36x €1.72 Billion €4.76 Billion ▼ -82.4%
2016 2.06x €6.62 Billion €3.21 Billion ▼ -70.3%
2015 6.94x €23.10 Billion €3.33 Billion ▲ +393.7%
2014 -2.36x €-6.19 Billion €2.62 Billion ▼ -1309.2%
2013 -0.17x €-500.00 Million €2.98 Billion ▼ -103.7%
2012 4.55x €10.60 Billion €2.33 Billion ▼ -19.9%
2011 5.68x €19.81 Billion €3.48 Billion ▲ +233.9%
2010 1.70x €8.50 Billion €5.00 Billion ▲ +204.7%
2009 0.56x €2.57 Billion €4.59 Billion ▲ +251.0%
2008 -0.37x €-1.99 Billion €5.38 Billion ▼ -113.8%
2007 2.67x €17.14 Billion €6.42 Billion ▲ +371.4%
2006 0.57x €2.82 Billion €4.97 Billion ▼ -61.6%
2005 1.48x €6.01 Billion €4.07 Billion ▲ +332.1%
2004 0.34x €1.06 Billion €3.09 Billion ▼ -80.6%
1998 1.76x €1.73 Billion €983.03 Million ▼ -19.4%
1997 2.18x €2.34 Billion €1.07 Billion ▼ -6.6%
1996 2.34x €1.49 Billion €638.44 Million ▼ -15.5%
1995 2.77x €1.49 Billion €538.22 Million ▲ +143.7%
1994 1.14x €508.68 Million €448.10 Million ▼ -59.6%
1993 2.81x €1.25 Billion €445.95 Million ▲ +2.2%
1992 2.75x €1.44 Billion €525.41 Million ▼ -67.5%
1991 8.44x €5.02 Billion €595.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.