Banco Bilbao Vizcaya Argentaria SA (BBVA) — Cash Flow Quality Index
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Cash Flow Quality Index of 6.45x as of September 2025. Operating cash flow of €17.17 Billion exceeds net income of €2.66 Billion, indicating high earnings quality where cash backs reported profits. Explore Banco Bilbao Vizcaya Argentaria SA cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Bilbao Vizcaya Argentaria SA Cash Flow Quality Index (1991–2024)
Historical Cash Flow Quality Index for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Banco Bilbao Vizcaya Argentaria SA operating cash flow efficiency.
Annual Cash Flow Quality Index for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Year-by-year earnings quality comparison for Banco Bilbao Vizcaya Argentaria SA.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 3.21x | €33.94 Billion | €10.57 Billion | ▲ +3515.5% |
| 2023 | -0.09x | €-721.00 Million | €7.67 Billion | ▼ -102.7% |
| 2022 | 3.47x | €23.72 Billion | €6.83 Billion | ▲ +1671.5% |
| 2021 | -0.22x | €-1.24 Billion | €5.62 Billion | ▼ -101.2% |
| 2020 | 19.10x | €39.35 Billion | €2.06 Billion | ▲ +1110.4% |
| 2019 | -1.89x | €-8.21 Billion | €4.34 Billion | ▼ -234.2% |
| 2018 | 1.41x | €8.66 Billion | €6.15 Billion | ▲ +289.5% |
| 2017 | 0.36x | €1.72 Billion | €4.76 Billion | ▼ -82.4% |
| 2016 | 2.06x | €6.62 Billion | €3.21 Billion | ▼ -70.3% |
| 2015 | 6.94x | €23.10 Billion | €3.33 Billion | ▲ +393.7% |
| 2014 | -2.36x | €-6.19 Billion | €2.62 Billion | ▼ -1309.2% |
| 2013 | -0.17x | €-500.00 Million | €2.98 Billion | ▼ -103.7% |
| 2012 | 4.55x | €10.60 Billion | €2.33 Billion | ▼ -19.9% |
| 2011 | 5.68x | €19.81 Billion | €3.48 Billion | ▲ +233.9% |
| 2010 | 1.70x | €8.50 Billion | €5.00 Billion | ▲ +204.7% |
| 2009 | 0.56x | €2.57 Billion | €4.59 Billion | ▲ +251.0% |
| 2008 | -0.37x | €-1.99 Billion | €5.38 Billion | ▼ -113.8% |
| 2007 | 2.67x | €17.14 Billion | €6.42 Billion | ▲ +371.4% |
| 2006 | 0.57x | €2.82 Billion | €4.97 Billion | ▼ -61.6% |
| 2005 | 1.48x | €6.01 Billion | €4.07 Billion | ▲ +332.1% |
| 2004 | 0.34x | €1.06 Billion | €3.09 Billion | ▼ -80.6% |
| 1998 | 1.76x | €1.73 Billion | €983.03 Million | ▼ -19.4% |
| 1997 | 2.18x | €2.34 Billion | €1.07 Billion | ▼ -6.6% |
| 1996 | 2.34x | €1.49 Billion | €638.44 Million | ▼ -15.5% |
| 1995 | 2.77x | €1.49 Billion | €538.22 Million | ▲ +143.7% |
| 1994 | 1.14x | €508.68 Million | €448.10 Million | ▼ -59.6% |
| 1993 | 2.81x | €1.25 Billion | €445.95 Million | ▲ +2.2% |
| 1992 | 2.75x | €1.44 Billion | €525.41 Million | ▼ -67.5% |
| 1991 | 8.44x | €5.02 Billion | €595.00 Million | — |