Banco Bilbao Vizcaya Argentaria SA (BBVA) — Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of €16.75 Billion represents 1% of operating cash flow (€17.17 Billion). Explore reinvestment intensity of Banco Bilbao Vizcaya Argentaria SA to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

€16.75 Billion
EUR

Operating Cash Flow

€17.17 Billion
EUR

Capital Expenditures

€419.00 Million
EUR

Banco Bilbao Vizcaya Argentaria SA Free Cash Flow Generation Index (1991–2024)

Historical FCF Generation Index trend for Banco Bilbao Vizcaya Argentaria SA across 23 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Banco Bilbao Vizcaya Argentaria SA.

Annual Free Cash Flow Generation for Banco Bilbao Vizcaya Argentaria SA (1991–2024)

Year-by-year Free Cash Flow Generation Index for Banco Bilbao Vizcaya Argentaria SA. Check total reinvestment intensity of Banco Bilbao Vizcaya Argentaria SA to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2024 0.96x €32.74 Billion €33.94 Billion €1.20 Billion ▲ +7.6%
2022 0.90x €21.28 Billion €23.72 Billion €2.44 Billion ▼ -7.7%
2020 0.97x €38.23 Billion €39.35 Billion €1.12 Billion ▲ +17.4%
2018 0.83x €7.17 Billion €8.66 Billion €1.50 Billion ▲ +99.6%
2017 0.41x €714.00 Million €1.72 Billion €1.34 Billion ▼ -41.1%
2016 0.70x €4.67 Billion €6.62 Billion €1.96 Billion ▼ -20.1%
2015 0.88x €20.36 Billion €23.10 Billion €2.74 Billion ▲ +15.2%
2012 0.77x €8.11 Billion €10.60 Billion €2.49 Billion ▼ -15.2%
2011 0.90x €17.89 Billion €19.81 Billion €1.93 Billion ▲ +9.7%
2010 0.82x €7.00 Billion €8.50 Billion €1.50 Billion ▲ +68.2%
2009 0.49x €1.26 Billion €2.57 Billion €1.31 Billion ▼ -42.9%
2007 0.86x €14.69 Billion €17.14 Billion €2.46 Billion ▲ +22.4%
2006 0.70x €1.97 Billion €2.82 Billion €845.52 Million ▲ +11.3%
2005 0.63x €3.78 Billion €6.01 Billion €2.23 Billion ▲ +5.1%
2004 0.60x €632.29 Million €1.06 Billion €424.75 Million ▲ +163.6%
1998 0.23x €392.31 Million €1.73 Billion €1.34 Billion ▼ -66.3%
1997 0.67x €1.58 Billion €2.34 Billion €764.91 Million ▼ -8.8%
1996 0.74x €1.10 Billion €1.49 Billion €389.60 Million ▼ -10.5%
1995 0.83x €1.23 Billion €1.49 Billion €259.55 Million ▲ +25.0%
1994 0.66x €335.97 Million €508.68 Million €172.71 Million ▼ -17.1%
1993 0.80x €998.11 Million €1.25 Billion €254.17 Million ▼ -7.3%
1992 0.86x €1.24 Billion €1.44 Billion €202.00 Million ▼ -11.4%
1991 0.97x €4.88 Billion €5.02 Billion €148.45 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).