Banco Bilbao Vizcaya Argentaria SA (BBVA) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.278x

Based on the latest financial reports, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a cash flow conversion efficiency ratio of 0.278x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€17.17 Billion ≈ $20.07 Billion USD) by net assets (€61.81 Billion ≈ $72.26 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Banco Bilbao Vizcaya Argentaria SA (BBVA) net asset quality to measure how much of total assets are equity-financed.

Banco Bilbao Vizcaya Argentaria SA - Cash Flow Conversion Efficiency Trend (1991–2024)

This chart illustrates how Banco Bilbao Vizcaya Argentaria SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Banco Bilbao Vizcaya Argentaria SA (BBVA) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Banco Bilbao Vizcaya Argentaria SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Banco Bilbao Vizcaya Argentaria SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Safran SA PA:SAF	0.200x
Delta Electronics (Thailand) Public Company Limited BK:DELTA	0.077x
Capital One Financial Corporation NYSE:COF	0.054x
Starbucks Corporation NASDAQ:SBUX	-0.043x
Bristol-Myers Squibb Company NYSE:BMY	0.055x
China Merchants Bank Co Ltd SHG:600036	0.030x
Lowe's Companies Inc NYSE:LOW	-0.158x
Rio Tinto Group MX:RION	0.042x

Annual Cash Flow Conversion Efficiency for Banco Bilbao Vizcaya Argentaria SA (1991–2024)

The table below shows the annual cash flow conversion efficiency of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. For the full company profile with market capitalisation and key ratios, see Banco Bilbao Vizcaya Argentaria SA stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	€60.01 Billion ≈ $70.16 Billion	€33.94 Billion ≈ $39.67 Billion	0.565x	+4434.28%
2023-12-31	€55.27 Billion ≈ $64.61 Billion	€-721.00 Million ≈ $-842.92 Million	-0.013x	-102.78%
2022-12-31	€50.52 Billion ≈ $59.06 Billion	€23.72 Billion ≈ $27.73 Billion	0.469x	+1943.21%
2021-12-31	€48.76 Billion ≈ $57.01 Billion	€-1.24 Billion ≈ $-1.45 Billion	-0.025x	-103.24%
2020-12-31	€50.02 Billion ≈ $58.48 Billion	€39.35 Billion ≈ $46.00 Billion	0.787x	+626.04%
2019-12-31	€54.93 Billion ≈ $64.21 Billion	€-8.21 Billion ≈ $-9.60 Billion	-0.150x	-191.26%
2018-12-31	€52.87 Billion ≈ $61.81 Billion	€8.66 Billion ≈ $10.13 Billion	0.164x	+407.43%
2017-12-31	€53.32 Billion ≈ $62.34 Billion	€1.72 Billion ≈ $2.01 Billion	0.032x	-72.97%
2016-12-31	€55.43 Billion ≈ $64.80 Billion	€6.62 Billion ≈ $7.74 Billion	0.119x	-71.41%
2015-12-31	€55.28 Billion ≈ $64.63 Billion	€23.10 Billion ≈ $27.01 Billion	0.418x	+448.52%
2014-12-31	€51.61 Billion ≈ $60.34 Billion	€-6.19 Billion ≈ $-7.23 Billion	-0.120x	-968.66%
2013-12-31	€44.56 Billion ≈ $52.10 Billion	€-500.00 Million ≈ $-584.55 Million	-0.011x	-104.62%
2012-12-31	€43.66 Billion ≈ $51.04 Billion	€10.60 Billion ≈ $12.39 Billion	0.243x	-50.93%
2011-12-31	€40.06 Billion ≈ $46.83 Billion	€19.81 Billion ≈ $23.16 Billion	0.495x	+117.96%
2010-12-31	€37.48 Billion ≈ $43.81 Billion	€8.50 Billion ≈ $9.94 Billion	0.227x	+171.92%
2009-12-31	€30.76 Billion ≈ $35.97 Billion	€2.57 Billion ≈ $3.00 Billion	0.083x	+211.87%
2008-12-31	€26.70 Billion ≈ $31.22 Billion	€-1.99 Billion ≈ $-2.33 Billion	-0.075x	-112.16%
2007-12-31	€27.94 Billion ≈ $32.67 Billion	€17.14 Billion ≈ $20.04 Billion	0.613x	+385.88%
2006-12-31	€22.32 Billion ≈ $26.09 Billion	€2.82 Billion ≈ $3.29 Billion	0.126x	-63.63%
2005-12-31	€17.30 Billion ≈ $20.23 Billion	€6.01 Billion ≈ $7.02 Billion	0.347x	+353.38%
2004-12-31	€13.81 Billion ≈ $16.14 Billion	€1.06 Billion ≈ $1.24 Billion	0.077x	-61.34%
1998-12-31	€8.73 Billion ≈ $10.20 Billion	€1.73 Billion ≈ $2.02 Billion	0.198x	-34.55%
1997-12-31	€7.75 Billion ≈ $9.06 Billion	€2.34 Billion ≈ $2.74 Billion	0.303x	+26.37%
1996-12-31	€6.23 Billion ≈ $7.28 Billion	€1.49 Billion ≈ $1.74 Billion	0.239x	-18.40%
1995-12-31	€5.07 Billion ≈ $5.93 Billion	€1.49 Billion ≈ $1.74 Billion	0.293x	+174.20%
1994-12-31	€4.75 Billion ≈ $5.56 Billion	€508.68 Million ≈ $594.70 Million	0.107x	-59.58%
1993-12-31	€4.73 Billion ≈ $5.53 Billion	€1.25 Billion ≈ $1.46 Billion	0.265x	-13.33%
1992-12-31	€4.72 Billion ≈ $5.52 Billion	€1.44 Billion ≈ $1.69 Billion	0.305x	-82.79%
1991-12-31	€2.83 Billion ≈ $3.31 Billion	€5.02 Billion ≈ $5.87 Billion	1.775x	--

About Banco Bilbao Vizcaya Argentaria SA

MC:BBVA Spain Banks - Diversified

Market Cap

$149.55 Billion

€127.92 Billion EUR

Market Cap Rank

#208 Global

#4 in Spain

Share Price

€22.57

Change (1 day)

+1.58%

52-Week Range

€12.85 - €22.80

All Time High

€22.80