Banco Bilbao Vizcaya Argentaria SA Cash Flow Conversion Efficiency
Banco Bilbao Vizcaya Argentaria SA cash flow conversion efficiency. Based on the latest financial reports, Banco Bilbao Vizcaya Argentaria SA (BBVA) has a cash flow conversion efficiency ratio of 0.278x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (€17.17 Billion ≈ $20.07 Billion USD) by net assets (€61.81 Billion ≈ $72.26 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Cash flow conversion efficiency of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. This chart illustrates how Banco Bilbao Vizcaya Argentaria SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. View BBVA stock price for real-time trading data and today's change.
Banco Bilbao Vizcaya Argentaria SA Cash Flow Conversion Ratio Explained
Banco Bilbao Vizcaya Argentaria SA cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Banco Bilbao Vizcaya Argentaria SA Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Banco Bilbao Vizcaya Argentaria SA ranked by their cash flow conversion efficiency. Also see Banco Bilbao Vizcaya Argentaria SA (BBVA) market capitalisation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Mizuho Financial Group Inc.
NYSE:MFG
|
0.051x |
|
Newmont Corporation
AU:NEM
|
0.108x |
|
Sanofi
MX:SNYN
|
0.043x |
|
Booking Holdings Inc
NASDAQ:BKNG
|
-0.345x |
|
Bank of Nova Scotia
TO:BNS
|
0.148x |
|
Altria Group
NYSE:MO
|
0.019x |
|
PDD Holdings Inc.
NASDAQ:PDD
|
0.110x |
|
Newmont Goldcorp Corp
NYSE:NEM
|
0.083x |
Annual Cash Flow Conversion Efficiency for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
The table below shows the annual cash flow conversion efficiency of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. Review Banco Bilbao Vizcaya Argentaria SA free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | €60.01 Billion ≈ $70.16 Billion |
€33.94 Billion ≈ $39.67 Billion |
0.565x | +4434.28% |
| 2023-12-31 | €55.27 Billion ≈ $64.61 Billion |
€-721.00 Million ≈ $-842.92 Million |
-0.013x | -102.78% |
| 2022-12-31 | €50.52 Billion ≈ $59.06 Billion |
€23.72 Billion ≈ $27.73 Billion |
0.469x | +1943.21% |
| 2021-12-31 | €48.76 Billion ≈ $57.01 Billion |
€-1.24 Billion ≈ $-1.45 Billion |
-0.025x | -103.24% |
| 2020-12-31 | €50.02 Billion ≈ $58.48 Billion |
€39.35 Billion ≈ $46.00 Billion |
0.787x | +626.04% |
| 2019-12-31 | €54.93 Billion ≈ $64.21 Billion |
€-8.21 Billion ≈ $-9.60 Billion |
-0.150x | -191.26% |
| 2018-12-31 | €52.87 Billion ≈ $61.81 Billion |
€8.66 Billion ≈ $10.13 Billion |
0.164x | +407.43% |
| 2017-12-31 | €53.32 Billion ≈ $62.34 Billion |
€1.72 Billion ≈ $2.01 Billion |
0.032x | -72.97% |
| 2016-12-31 | €55.43 Billion ≈ $64.80 Billion |
€6.62 Billion ≈ $7.74 Billion |
0.119x | -71.41% |
| 2015-12-31 | €55.28 Billion ≈ $64.63 Billion |
€23.10 Billion ≈ $27.01 Billion |
0.418x | +448.52% |
| 2014-12-31 | €51.61 Billion ≈ $60.34 Billion |
€-6.19 Billion ≈ $-7.23 Billion |
-0.120x | -968.66% |
| 2013-12-31 | €44.56 Billion ≈ $52.10 Billion |
€-500.00 Million ≈ $-584.55 Million |
-0.011x | -104.62% |
| 2012-12-31 | €43.66 Billion ≈ $51.04 Billion |
€10.60 Billion ≈ $12.39 Billion |
0.243x | -50.93% |
| 2011-12-31 | €40.06 Billion ≈ $46.83 Billion |
€19.81 Billion ≈ $23.16 Billion |
0.495x | +117.96% |
| 2010-12-31 | €37.48 Billion ≈ $43.81 Billion |
€8.50 Billion ≈ $9.94 Billion |
0.227x | +171.92% |
| 2009-12-31 | €30.76 Billion ≈ $35.97 Billion |
€2.57 Billion ≈ $3.00 Billion |
0.083x | +211.87% |
| 2008-12-31 | €26.70 Billion ≈ $31.22 Billion |
€-1.99 Billion ≈ $-2.33 Billion |
-0.075x | -112.16% |
| 2007-12-31 | €27.94 Billion ≈ $32.67 Billion |
€17.14 Billion ≈ $20.04 Billion |
0.613x | +385.88% |
| 2006-12-31 | €22.32 Billion ≈ $26.09 Billion |
€2.82 Billion ≈ $3.29 Billion |
0.126x | -63.63% |
| 2005-12-31 | €17.30 Billion ≈ $20.23 Billion |
€6.01 Billion ≈ $7.02 Billion |
0.347x | +353.38% |
| 2004-12-31 | €13.81 Billion ≈ $16.14 Billion |
€1.06 Billion ≈ $1.24 Billion |
0.077x | -61.34% |
| 1998-12-31 | €8.73 Billion ≈ $10.20 Billion |
€1.73 Billion ≈ $2.02 Billion |
0.198x | -34.55% |
| 1997-12-31 | €7.75 Billion ≈ $9.06 Billion |
€2.34 Billion ≈ $2.74 Billion |
0.303x | +26.37% |
| 1996-12-31 | €6.23 Billion ≈ $7.28 Billion |
€1.49 Billion ≈ $1.74 Billion |
0.239x | -18.40% |
| 1995-12-31 | €5.07 Billion ≈ $5.93 Billion |
€1.49 Billion ≈ $1.74 Billion |
0.293x | +174.20% |
| 1994-12-31 | €4.75 Billion ≈ $5.56 Billion |
€508.68 Million ≈ $594.70 Million |
0.107x | -59.58% |
| 1993-12-31 | €4.73 Billion ≈ $5.53 Billion |
€1.25 Billion ≈ $1.46 Billion |
0.265x | -13.33% |
| 1992-12-31 | €4.72 Billion ≈ $5.52 Billion |
€1.44 Billion ≈ $1.69 Billion |
0.305x | -82.79% |
| 1991-12-31 | €2.83 Billion ≈ $3.31 Billion |
€5.02 Billion ≈ $5.87 Billion |
1.775x | -- |
About Banco Bilbao Vizcaya Argentaria SA
Banco Bilbao Vizcaya Argentaria, S.A. provides retail banking, wholesale banking, and asset management services primarily in Spain, Mexico, Turkey, South America, rest of Europe, the United States, and Asia. The company offers savings accounts, demand deposits, and time deposits; and residential mortgage, other household, credit card, and enterprises and public sector loans, as well as consumer f… Read more