Banco Bilbao Vizcaya Argentaria SA Working Capital to Net Assets Ratio
Banco Bilbao Vizcaya Argentaria SA working capital to net assets ratio. Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Working Capital to Net Assets ratio of -728.5% as of September 2025. Working capital of €-450.27 Billion (current assets of €130.78 Billion minus current liabilities of €581.05 Billion) is measured against net assets of €61.81 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Banco Bilbao Vizcaya Argentaria SA to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Working capital to net assets ratio of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. This chart shows how Banco Bilbao Vizcaya Argentaria SA's Working Capital to Net Assets ratio has evolved across 34 annual periods from 1991 to 2024. As of September 2025, the ratio stands at -728.5%, reflecting working capital of €-450.27 Billion against net assets of €61.81 Billion EUR. See how many days can Banco Bilbao Vizcaya Argentaria SA fund operations to measure how many days the company can operate on defensive assets alone.
Banco Bilbao Vizcaya Argentaria SA Working Capital to Net Assets Ratio by Year (1991–2024)
Banco Bilbao Vizcaya Argentaria SA working capital to net assets ratio by year from 1991 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024, covering 34 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see BBVA total asset value.
| Year | WC/NA Ratio | Working Capital (EUR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -649.8% | €-389.99 Billion | €60.01 Billion | €166.83 Billion | €556.82 Billion | ▼ -148.6 pp |
| 2023 | -501.2% | €-277.01 Billion | €55.27 Billion | €162.25 Billion | €439.26 Billion | ▲ +6.0 pp |
| 2022 | -507.2% | €-256.24 Billion | €50.52 Billion | €237.42 Billion | €493.65 Billion | ▼ -843.2 pp |
| 2021 | 336.0% | €163.84 Billion | €48.76 Billion | €164.05 Billion | €218.00 Million | ▼ -58.7 pp |
| 2020 | 394.7% | €197.44 Billion | €50.02 Billion | €197.69 Billion | €244.00 Million | ▲ +903.7 pp |
| 2019 | -509.0% | €-279.57 Billion | €54.93 Billion | €194.65 Billion | €474.22 Billion | ▲ +2.6 pp |
| 2018 | -511.6% | €-270.49 Billion | €52.87 Billion | €193.49 Billion | €463.98 Billion | ▼ -13.1 pp |
| 2017 | -498.5% | €-265.80 Billion | €53.32 Billion | €185.97 Billion | €451.77 Billion | ▲ +18.2 pp |
| 2016 | -516.7% | €-286.40 Billion | €55.43 Billion | €195.10 Billion | €481.51 Billion | ▲ +25.8 pp |
| 2015 | -542.5% | €-299.92 Billion | €55.28 Billion | €209.08 Billion | €509.00 Billion | ▼ -108.8 pp |
| 2014 | -433.7% | €-223.84 Billion | €51.61 Billion | €226.39 Billion | €450.23 Billion | ▲ +14.7 pp |
| 2013 | -448.4% | €-199.85 Billion | €44.56 Billion | €199.34 Billion | €399.19 Billion | ▼ -2.5 pp |
| 2012 | -446.0% | €-194.71 Billion | €43.66 Billion | €160.76 Billion | €355.47 Billion | ▲ +81.0 pp |
| 2011 | -526.9% | €-211.08 Billion | €40.06 Billion | €135.34 Billion | €346.42 Billion | ▲ +20.4 pp |
| 2010 | -547.3% | €-205.12 Billion | €37.48 Billion | €135.76 Billion | €340.88 Billion | ▼ -5.4 pp |
| 2009 | -542.0% | €-166.72 Billion | €30.76 Billion | €145.11 Billion | €311.83 Billion | ▲ +181.8 pp |
| 2008 | -723.7% | €-193.27 Billion | €26.70 Billion | €125.08 Billion | €318.35 Billion | ▼ -180.1 pp |
| 2007 | -543.6% | €-151.91 Billion | €27.94 Billion | €150.03 Billion | €301.94 Billion | ▲ +4.2 pp |
| 2006 | -547.9% | €-122.27 Billion | €22.32 Billion | €120.91 Billion | €243.19 Billion | ▲ +88.5 pp |
| 2005 | -636.4% | €-110.11 Billion | €17.30 Billion | €137.92 Billion | €248.03 Billion | ▲ +362.0 pp |
| 2004 | -998.4% | €-137.83 Billion | €13.81 Billion | €122.05 Billion | €259.88 Billion | ▼ -442.6 pp |
| 2003 | -555.8% | €-113.79 Billion | €20.47 Billion | €27.01 Billion | €140.80 Billion | ▲ +5.2 pp |
| 2002 | -561.0% | €-118.85 Billion | €21.19 Billion | €27.84 Billion | €146.69 Billion | ▼ -2.3 pp |
| 2001 | -558.7% | €-137.33 Billion | €24.58 Billion | €29.46 Billion | €166.79 Billion | ▼ -231.9 pp |
| 2000 | -326.8% | €-78.13 Billion | €23.90 Billion | €57.34 Billion | €135.47 Billion | ▲ +134.3 pp |
| 1999 | -461.2% | €-81.98 Billion | €17.78 Billion | €58.17 Billion | €140.15 Billion | ▲ +286.3 pp |
| 1998 | -747.5% | €-65.24 Billion | €8.73 Billion | €44.07 Billion | €109.32 Billion | ▲ +76.2 pp |
| 1997 | -823.7% | €-63.81 Billion | €7.75 Billion | €47.27 Billion | €111.08 Billion | ▲ +99.9 pp |
| 1996 | -923.6% | €-57.55 Billion | €6.23 Billion | €35.45 Billion | €92.99 Billion | ▲ +48.5 pp |
| 1995 | -972.1% | €-49.33 Billion | €5.07 Billion | €31.03 Billion | €80.35 Billion | ▼ -76.0 pp |
| 1994 | -896.1% | €-42.59 Billion | €4.75 Billion | €29.80 Billion | €72.38 Billion | ▼ -128.3 pp |
| 1993 | -767.8% | €-36.31 Billion | €4.73 Billion | €27.12 Billion | €63.43 Billion | ▲ +102.3 pp |
| 1992 | -870.1% | €-41.11 Billion | €4.72 Billion | €21.81 Billion | €62.91 Billion | ▼ -632.6 pp |
| 1991 | -237.5% | €-6.72 Billion | €2.83 Billion | €22.81 Billion | €29.53 Billion | — |