Banco Bilbao Vizcaya Argentaria SA (BBVA) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of €17.59 Billion (operating CF €17.17 Billion minus capex €419.00 Million) represents 0% of total liabilities (€751.25 Billion). Also explore Banco Bilbao Vizcaya Argentaria SA net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€17.59 Billion
Operating CF − Capex

Total Liabilities

€751.25 Billion
EUR

Capital Expenditures

€419.00 Million
EUR

Banco Bilbao Vizcaya Argentaria SA Financial Flexibility Index (1991–2024)

Historical Financial Flexibility Index trend for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Check BBVA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Banco Bilbao Vizcaya Argentaria SA (1991–2024)

Year-by-year free cash flow to debt coverage for Banco Bilbao Vizcaya Argentaria SA. For the full company profile including market capitalisation, see Banco Bilbao Vizcaya Argentaria SA (BBVA) total market value.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 0.05x €35.13 Billion €33.94 Billion €712.39 Billion ▲ +3135.0%
2023 0.00x €1.10 Billion €-721.00 Million €720.29 Billion ▼ -96.1%
2022 0.04x €26.16 Billion €23.72 Billion €661.57 Billion ▲ +8304.0%
2021 0.00x €-296.00 Million €-1.24 Billion €614.12 Billion ▼ -100.8%
2020 0.06x €40.47 Billion €39.35 Billion €686.24 Billion ▲ +652.8%
2019 -0.01x €-6.83 Billion €-8.21 Billion €640.54 Billion ▼ -165.4%
2018 0.02x €10.16 Billion €8.66 Billion €622.80 Billion ▲ +239.1%
2017 0.00x €3.06 Billion €1.72 Billion €636.74 Billion ▼ -62.1%
2016 0.01x €8.58 Billion €6.62 Billion €676.43 Billion ▼ -65.9%
2015 0.04x €25.84 Billion €23.10 Billion €694.57 Billion ▲ +601.9%
2014 -0.01x €-4.30 Billion €-6.19 Billion €580.33 Billion ▼ -412.1%
2013 0.00x €1.28 Billion €-500.00 Million €538.13 Billion ▼ -89.5%
2012 0.02x €13.08 Billion €10.60 Billion €577.47 Billion ▼ -43.4%
2011 0.04x €21.74 Billion €19.81 Billion €542.78 Billion ▲ +106.2%
2010 0.02x €10.01 Billion €8.50 Billion €515.26 Billion ▲ +152.6%
2009 0.01x €3.88 Billion €2.57 Billion €504.30 Billion ▲ +1114.7%
2008 0.00x €-391.00 Million €-1.99 Billion €515.95 Billion ▼ -101.8%
2007 0.04x €19.60 Billion €17.14 Billion €473.78 Billion ▲ +339.6%
2006 0.01x €3.66 Billion €2.82 Billion €389.35 Billion ▼ -57.2%
2005 0.02x €8.24 Billion €6.01 Billion €375.09 Billion ▲ +367.8%
2004 0.00x €1.48 Billion €1.06 Billion €315.64 Billion ▼ -80.8%
1998 0.02x €3.07 Billion €1.73 Billion €125.21 Billion ▼ -6.9%
1997 0.03x €3.11 Billion €2.34 Billion €118.27 Billion ▲ +37.3%
1996 0.02x €1.88 Billion €1.49 Billion €98.28 Billion ▼ -7.3%
1995 0.02x €1.75 Billion €1.49 Billion €84.71 Billion ▲ +129.1%
1994 0.01x €681.40 Million €508.68 Million €75.62 Billion ▼ -59.6%
1993 0.02x €1.51 Billion €1.25 Billion €67.59 Billion ▼ -8.8%
1992 0.02x €1.65 Billion €1.44 Billion €67.29 Billion ▼ -77.0%
1991 0.11x €5.17 Billion €5.02 Billion €48.67 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities