Banco Bilbao Vizcaya Argentaria SA Financial Flexibility Index

Latest as of September 2025: 0.02x

Banco Bilbao Vizcaya Argentaria SA financial flexibility index. Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of €17.59 Billion (operating CF €17.17 Billion minus capex €419.00 Million) represents 0% of total liabilities (€751.25 Billion). See Banco Bilbao Vizcaya Argentaria SA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€17.59 Billion
Operating CF − Capex

Total Liabilities

€751.25 Billion
EUR

Capital Expenditures

€419.00 Million
EUR

Financial Flexibility Index of Banco Bilbao Vizcaya Argentaria SA (1991–2024)

Financial flexibility index of Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024. Historical Financial Flexibility Index trend for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Check BBVA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Banco Bilbao Vizcaya Argentaria SA Financial Flexibility Index by Year (1991–2024)

Banco Bilbao Vizcaya Argentaria SA financial flexibility index by year from 1991 to 2024. Year-by-year free cash flow to debt coverage for Banco Bilbao Vizcaya Argentaria SA. For the full cash flow conversion analysis, see how efficiently does Banco Bilbao Vizcaya Argentaria SA generate cash.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 0.05x €35.13 Billion €33.94 Billion €712.39 Billion ▲ +3135.0%
2023 0.00x €1.10 Billion €-721.00 Million €720.29 Billion ▼ -96.1%
2022 0.04x €26.16 Billion €23.72 Billion €661.57 Billion ▲ +8304.0%
2021 0.00x €-296.00 Million €-1.24 Billion €614.12 Billion ▼ -100.8%
2020 0.06x €40.47 Billion €39.35 Billion €686.24 Billion ▲ +652.8%
2019 -0.01x €-6.83 Billion €-8.21 Billion €640.54 Billion ▼ -165.4%
2018 0.02x €10.16 Billion €8.66 Billion €622.80 Billion ▲ +239.1%
2017 0.00x €3.06 Billion €1.72 Billion €636.74 Billion ▼ -62.1%
2016 0.01x €8.58 Billion €6.62 Billion €676.43 Billion ▼ -65.9%
2015 0.04x €25.84 Billion €23.10 Billion €694.57 Billion ▲ +601.9%
2014 -0.01x €-4.30 Billion €-6.19 Billion €580.33 Billion ▼ -412.1%
2013 0.00x €1.28 Billion €-500.00 Million €538.13 Billion ▼ -89.5%
2012 0.02x €13.08 Billion €10.60 Billion €577.47 Billion ▼ -43.4%
2011 0.04x €21.74 Billion €19.81 Billion €542.78 Billion ▲ +106.2%
2010 0.02x €10.01 Billion €8.50 Billion €515.26 Billion ▲ +152.6%
2009 0.01x €3.88 Billion €2.57 Billion €504.30 Billion ▲ +1114.7%
2008 0.00x €-391.00 Million €-1.99 Billion €515.95 Billion ▼ -101.8%
2007 0.04x €19.60 Billion €17.14 Billion €473.78 Billion ▲ +339.6%
2006 0.01x €3.66 Billion €2.82 Billion €389.35 Billion ▼ -57.2%
2005 0.02x €8.24 Billion €6.01 Billion €375.09 Billion ▲ +367.8%
2004 0.00x €1.48 Billion €1.06 Billion €315.64 Billion ▼ -80.8%
1998 0.02x €3.07 Billion €1.73 Billion €125.21 Billion ▼ -6.9%
1997 0.03x €3.11 Billion €2.34 Billion €118.27 Billion ▲ +37.3%
1996 0.02x €1.88 Billion €1.49 Billion €98.28 Billion ▼ -7.3%
1995 0.02x €1.75 Billion €1.49 Billion €84.71 Billion ▲ +129.1%
1994 0.01x €681.40 Million €508.68 Million €75.62 Billion ▼ -59.6%
1993 0.02x €1.51 Billion €1.25 Billion €67.59 Billion ▼ -8.8%
1992 0.02x €1.65 Billion €1.44 Billion €67.29 Billion ▼ -77.0%
1991 0.11x €5.17 Billion €5.02 Billion €48.67 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities