Banco Bilbao Vizcaya Argentaria SA (BBVA) — Cash Flow-to-Debt Ratio
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of €17.17 Billion could theoretically repay 0% of its total liabilities (€751.25 Billion) in one year. See BBVA FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Bilbao Vizcaya Argentaria SA Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. Also explore how fast is Banco Bilbao Vizcaya Argentaria SA growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Year-by-year debt coverage analysis for Banco Bilbao Vizcaya Argentaria SA. For market capitalisation and broader financial context, see market value of Banco Bilbao Vizcaya Argentaria SA.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.05x | €33.94 Billion | €712.39 Billion | ▲ +4858.9% |
| 2023 | 0.00x | €-721.00 Million | €720.29 Billion | ▼ -102.8% |
| 2022 | 0.04x | €23.72 Billion | €661.57 Billion | ▲ +1872.7% |
| 2021 | 0.00x | €-1.24 Billion | €614.12 Billion | ▼ -103.5% |
| 2020 | 0.06x | €39.35 Billion | €686.24 Billion | ▲ +547.2% |
| 2019 | -0.01x | €-8.21 Billion | €640.54 Billion | ▼ -192.2% |
| 2018 | 0.01x | €8.66 Billion | €622.80 Billion | ▲ +414.4% |
| 2017 | 0.00x | €1.72 Billion | €636.74 Billion | ▼ -72.4% |
| 2016 | 0.01x | €6.62 Billion | €676.43 Billion | ▼ -70.6% |
| 2015 | 0.03x | €23.10 Billion | €694.57 Billion | ▲ +411.9% |
| 2014 | -0.01x | €-6.19 Billion | €580.33 Billion | ▼ -1047.6% |
| 2013 | 0.00x | €-500.00 Million | €538.13 Billion | ▼ -105.1% |
| 2012 | 0.02x | €10.60 Billion | €577.47 Billion | ▼ -49.7% |
| 2011 | 0.04x | €19.81 Billion | €542.78 Billion | ▲ +121.2% |
| 2010 | 0.02x | €8.50 Billion | €515.26 Billion | ▲ +224.2% |
| 2009 | 0.01x | €2.57 Billion | €504.30 Billion | ▲ +231.8% |
| 2008 | 0.00x | €-1.99 Billion | €515.95 Billion | ▼ -110.7% |
| 2007 | 0.04x | €17.14 Billion | €473.78 Billion | ▲ +399.9% |
| 2006 | 0.01x | €2.82 Billion | €389.35 Billion | ▼ -54.8% |
| 2005 | 0.02x | €6.01 Billion | €375.09 Billion | ▲ +378.2% |
| 2004 | 0.00x | €1.06 Billion | €315.64 Billion | ▼ -75.7% |
| 1998 | 0.01x | €1.73 Billion | €125.21 Billion | ▼ -30.3% |
| 1997 | 0.02x | €2.34 Billion | €118.27 Billion | ▲ +30.6% |
| 1996 | 0.02x | €1.49 Billion | €98.28 Billion | ▼ -13.6% |
| 1995 | 0.02x | €1.49 Billion | €84.71 Billion | ▲ +161.3% |
| 1994 | 0.01x | €508.68 Million | €75.62 Billion | ▼ -63.7% |
| 1993 | 0.02x | €1.25 Billion | €67.59 Billion | ▼ -13.6% |
| 1992 | 0.02x | €1.44 Billion | €67.29 Billion | ▼ -79.2% |
| 1991 | 0.10x | €5.02 Billion | €48.67 Billion | — |