Banco Bilbao Vizcaya Argentaria SA (BBVA) — Cash Flow-to-Debt Ratio
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of €17.17 Billion could theoretically repay 0% of its total liabilities (€751.25 Billion) in one year. See BBVA free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Bilbao Vizcaya Argentaria SA Cash Flow-to-Debt Ratio (1991–2024)
Historical debt coverage capacity for Banco Bilbao Vizcaya Argentaria SA across 29 annual periods. For the full cash flow conversion analysis, see Banco Bilbao Vizcaya Argentaria SA operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
Year-by-year debt coverage analysis for Banco Bilbao Vizcaya Argentaria SA. Check BBVA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.05x | €33.94 Billion | €712.39 Billion | ▲ +4858.9% |
| 2023 | 0.00x | €-721.00 Million | €720.29 Billion | ▼ -102.8% |
| 2022 | 0.04x | €23.72 Billion | €661.57 Billion | ▲ +1872.7% |
| 2021 | 0.00x | €-1.24 Billion | €614.12 Billion | ▼ -103.5% |
| 2020 | 0.06x | €39.35 Billion | €686.24 Billion | ▲ +547.2% |
| 2019 | -0.01x | €-8.21 Billion | €640.54 Billion | ▼ -192.2% |
| 2018 | 0.01x | €8.66 Billion | €622.80 Billion | ▲ +414.4% |
| 2017 | 0.00x | €1.72 Billion | €636.74 Billion | ▼ -72.4% |
| 2016 | 0.01x | €6.62 Billion | €676.43 Billion | ▼ -70.6% |
| 2015 | 0.03x | €23.10 Billion | €694.57 Billion | ▲ +411.9% |
| 2014 | -0.01x | €-6.19 Billion | €580.33 Billion | ▼ -1047.6% |
| 2013 | 0.00x | €-500.00 Million | €538.13 Billion | ▼ -105.1% |
| 2012 | 0.02x | €10.60 Billion | €577.47 Billion | ▼ -49.7% |
| 2011 | 0.04x | €19.81 Billion | €542.78 Billion | ▲ +121.2% |
| 2010 | 0.02x | €8.50 Billion | €515.26 Billion | ▲ +224.2% |
| 2009 | 0.01x | €2.57 Billion | €504.30 Billion | ▲ +231.8% |
| 2008 | 0.00x | €-1.99 Billion | €515.95 Billion | ▼ -110.7% |
| 2007 | 0.04x | €17.14 Billion | €473.78 Billion | ▲ +399.9% |
| 2006 | 0.01x | €2.82 Billion | €389.35 Billion | ▼ -54.8% |
| 2005 | 0.02x | €6.01 Billion | €375.09 Billion | ▲ +378.2% |
| 2004 | 0.00x | €1.06 Billion | €315.64 Billion | ▼ -75.7% |
| 1998 | 0.01x | €1.73 Billion | €125.21 Billion | ▼ -30.3% |
| 1997 | 0.02x | €2.34 Billion | €118.27 Billion | ▲ +30.6% |
| 1996 | 0.02x | €1.49 Billion | €98.28 Billion | ▼ -13.6% |
| 1995 | 0.02x | €1.49 Billion | €84.71 Billion | ▲ +161.3% |
| 1994 | 0.01x | €508.68 Million | €75.62 Billion | ▼ -63.7% |
| 1993 | 0.02x | €1.25 Billion | €67.59 Billion | ▼ -13.6% |
| 1992 | 0.02x | €1.44 Billion | €67.29 Billion | ▼ -79.2% |
| 1991 | 0.10x | €5.02 Billion | €48.67 Billion | — |