Banco Bilbao Vizcaya Argentaria SA (BBVA) — Tangible Net Worth Ratio
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Tangible Net Worth Ratio of 96.8% as of September 2025. This metric is calculated by deducting intangible assets (€1.97 Billion) from net assets (€61.81 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See BBVA net assets for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Banco Bilbao Vizcaya Argentaria SA Tangible Net Worth Ratio (1991–2024)
This chart shows how Banco Bilbao Vizcaya Argentaria SA's Tangible Net Worth Ratio has changed across 34 annual periods from 1991 to 2024. As of September 2025, the ratio stands at 96.8%, reflecting net assets of €61.81 Billion with intangible assets of €1.97 Billion EUR. Also explore Banco Bilbao Vizcaya Argentaria SA (BBVA) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024, covering 34 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see BBVA company net worth.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 97.0% | €60.01 Billion | €1.79 Billion | €772.40 Billion | ▲ +1.3 pp |
| 2023 | 95.7% | €55.27 Billion | €2.36 Billion | €775.56 Billion | ▼ -1.4 pp |
| 2022 | 97.1% | €50.52 Billion | €1.45 Billion | €712.09 Billion | ▼ 0.0 pp |
| 2021 | 97.2% | €48.76 Billion | €1.38 Billion | €662.88 Billion | ▲ +5.8 pp |
| 2020 | 91.4% | €50.02 Billion | €4.30 Billion | €736.26 Billion | ▼ -4.9 pp |
| 2019 | 96.3% | €54.93 Billion | €2.01 Billion | €695.47 Billion | ▲ +0.4 pp |
| 2018 | 96.0% | €52.87 Billion | €2.13 Billion | €675.67 Billion | ▲ +0.5 pp |
| 2017 | 95.5% | €53.32 Billion | €2.40 Billion | €690.06 Billion | ▲ +0.6 pp |
| 2016 | 94.9% | €55.43 Billion | €2.85 Billion | €731.86 Billion | ▲ +0.5 pp |
| 2015 | 94.3% | €55.28 Billion | €3.14 Billion | €749.86 Billion | ▼ -2.4 pp |
| 2014 | 96.8% | €51.61 Billion | €1.67 Billion | €631.94 Billion | ▲ +0.6 pp |
| 2013 | 96.2% | €44.56 Billion | €1.69 Billion | €582.70 Billion | ▲ +0.1 pp |
| 2012 | 96.1% | €43.66 Billion | €1.70 Billion | €621.13 Billion | ▼ -0.5 pp |
| 2011 | 96.6% | €40.06 Billion | €1.34 Billion | €582.84 Billion | ▼ -0.5 pp |
| 2010 | 97.2% | €37.48 Billion | €1.06 Billion | €552.74 Billion | ▼ -0.1 pp |
| 2009 | 97.2% | €30.76 Billion | €852.00 Million | €535.07 Billion | ▲ +0.2 pp |
| 2008 | 97.1% | €26.70 Billion | €780.00 Million | €542.65 Billion | ▼ 0.0 pp |
| 2007 | 97.1% | €27.94 Billion | €808.00 Million | €501.73 Billion | ▼ -1.6 pp |
| 2006 | 98.7% | €22.32 Billion | €296.00 Million | €411.66 Billion | ▼ -0.1 pp |
| 2005 | 98.8% | €17.30 Billion | €212.00 Million | €392.39 Billion | ▼ -0.4 pp |
| 2004 | 99.2% | €13.81 Billion | €110.59 Million | €329.44 Billion | ▲ +12.2 pp |
| 2003 | 87.0% | €20.47 Billion | €2.66 Billion | €286.65 Billion | ▲ +0.6 pp |
| 2002 | 86.4% | €21.19 Billion | €2.88 Billion | €279.80 Billion | ▲ +7.4 pp |
| 2001 | 79.0% | €24.58 Billion | €5.15 Billion | €309.78 Billion | ▲ +1697.7 pp |
| 2000 | -1618.7% | €23.90 Billion | €410.83 Billion | €300.81 Billion | ▼ -1718.7 pp |
| 1999 | 100.0% | €17.78 Billion | €0.00 | €238.53 Billion | ▲ +21.1 pp |
| 1998 | 78.9% | €8.73 Billion | €1.84 Billion | €133.94 Billion | ▼ -21.1 pp |
| 1997 | 100.0% | €7.75 Billion | €0.00 | €126.01 Billion | ▲ +0.0 pp |
| 1996 | 100.0% | €6.23 Billion | €0.00 | €104.52 Billion | ▲ +0.0 pp |
| 1995 | 100.0% | €5.07 Billion | €0.00 | €89.79 Billion | ▲ +0.0 pp |
| 1994 | 100.0% | €4.75 Billion | €0.00 | €80.37 Billion | ▲ +0.0 pp |
| 1993 | 100.0% | €4.73 Billion | €0.00 | €72.32 Billion | ▲ +0.0 pp |
| 1992 | 100.0% | €4.72 Billion | €0.00 | €72.02 Billion | ▲ +0.0 pp |
| 1991 | 100.0% | €2.83 Billion | €0.00 | €51.50 Billion | — |