Banco Bilbao Vizcaya Argentaria SA (BBVA) — Net Asset Quality Index
Banco Bilbao Vizcaya Argentaria SA (BBVA) has a Net Asset Quality Index of 7.6% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €813.06 Billion minus total liabilities of €751.25 Billion yields net assets of €61.81 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Banco Bilbao Vizcaya Argentaria SA liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco Bilbao Vizcaya Argentaria SA Net Asset Quality Index Over Time (1991–2024)
This chart shows how Banco Bilbao Vizcaya Argentaria SA's Net Asset Quality Index has evolved across 34 annual periods from 1991 to 2024. As of September 2025, the index stands at 7.6%, representing net assets of €61.81 Billion against total assets of €813.06 Billion EUR. Explore Banco Bilbao Vizcaya Argentaria SA (BBVA) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Net Asset Quality Index for Banco Bilbao Vizcaya Argentaria SA (1991–2024)
The table below presents the year-by-year Net Asset Quality Index for Banco Bilbao Vizcaya Argentaria SA from 1991 to 2024, covering 34 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Banco Bilbao Vizcaya Argentaria SA market cap and net worth.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 7.8% | €60.01 Billion | €772.40 Billion | €712.39 Billion | ▲ +0.6 pp |
| 2023 | 7.1% | €55.27 Billion | €775.56 Billion | €720.29 Billion | ▲ +0.0 pp |
| 2022 | 7.1% | €50.52 Billion | €712.09 Billion | €661.57 Billion | ▼ -0.3 pp |
| 2021 | 7.4% | €48.76 Billion | €662.88 Billion | €614.12 Billion | ▲ +0.6 pp |
| 2020 | 6.8% | €50.02 Billion | €736.26 Billion | €686.24 Billion | ▼ -1.1 pp |
| 2019 | 7.9% | €54.93 Billion | €695.47 Billion | €640.54 Billion | ▲ +0.1 pp |
| 2018 | 7.8% | €52.87 Billion | €675.67 Billion | €622.80 Billion | ▲ +0.1 pp |
| 2017 | 7.7% | €53.32 Billion | €690.06 Billion | €636.74 Billion | ▲ +0.2 pp |
| 2016 | 7.6% | €55.43 Billion | €731.86 Billion | €676.43 Billion | ▲ +0.2 pp |
| 2015 | 7.4% | €55.28 Billion | €749.86 Billion | €694.57 Billion | ▼ -0.8 pp |
| 2014 | 8.2% | €51.61 Billion | €631.94 Billion | €580.33 Billion | ▲ +0.5 pp |
| 2013 | 7.6% | €44.56 Billion | €582.70 Billion | €538.13 Billion | ▲ +0.6 pp |
| 2012 | 7.0% | €43.66 Billion | €621.13 Billion | €577.47 Billion | ▲ +0.2 pp |
| 2011 | 6.9% | €40.06 Billion | €582.84 Billion | €542.78 Billion | ▲ +0.1 pp |
| 2010 | 6.8% | €37.48 Billion | €552.74 Billion | €515.26 Billion | ▲ +1.0 pp |
| 2009 | 5.7% | €30.76 Billion | €535.07 Billion | €504.30 Billion | ▲ +0.8 pp |
| 2008 | 4.9% | €26.70 Billion | €542.65 Billion | €515.95 Billion | ▼ -0.6 pp |
| 2007 | 5.6% | €27.94 Billion | €501.73 Billion | €473.78 Billion | ▲ +0.1 pp |
| 2006 | 5.4% | €22.32 Billion | €411.66 Billion | €389.35 Billion | ▲ +1.0 pp |
| 2005 | 4.4% | €17.30 Billion | €392.39 Billion | €375.09 Billion | ▲ +0.2 pp |
| 2004 | 4.2% | €13.81 Billion | €329.44 Billion | €315.64 Billion | ▼ -3.0 pp |
| 2003 | 7.1% | €20.47 Billion | €286.65 Billion | €266.17 Billion | ▼ -0.4 pp |
| 2002 | 7.6% | €21.19 Billion | €279.80 Billion | €258.61 Billion | ▼ -0.4 pp |
| 2001 | 7.9% | €24.58 Billion | €309.78 Billion | €285.20 Billion | ▼ 0.0 pp |
| 2000 | 7.9% | €23.90 Billion | €300.81 Billion | €276.90 Billion | ▲ +0.5 pp |
| 1999 | 7.5% | €17.78 Billion | €238.53 Billion | €220.76 Billion | ▲ +0.9 pp |
| 1998 | 6.5% | €8.73 Billion | €133.94 Billion | €125.21 Billion | ▲ +0.4 pp |
| 1997 | 6.1% | €7.75 Billion | €126.01 Billion | €118.27 Billion | ▲ +0.2 pp |
| 1996 | 6.0% | €6.23 Billion | €104.52 Billion | €98.28 Billion | ▲ +0.3 pp |
| 1995 | 5.7% | €5.07 Billion | €89.79 Billion | €84.71 Billion | ▼ -0.3 pp |
| 1994 | 5.9% | €4.75 Billion | €80.37 Billion | €75.62 Billion | ▼ -0.6 pp |
| 1993 | 6.5% | €4.73 Billion | €72.32 Billion | €67.59 Billion | ▼ 0.0 pp |
| 1992 | 6.6% | €4.72 Billion | €72.02 Billion | €67.29 Billion | ▲ +1.1 pp |
| 1991 | 5.5% | €2.83 Billion | €51.50 Billion | €48.67 Billion | — |