Affirm Holdings Inc Asset Resilience Ratio
Affirm Holdings Inc asset resilience ratio. Affirm Holdings Inc (AFRM) has an Asset Resilience Ratio of 4.10% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Affirm Holdings Inc (AFRM) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Affirm Holdings Inc (2021–2026)
Asset resilience ratio of Affirm Holdings Inc from 2021 to 2026. This chart shows how Affirm Holdings Inc's Asset Resilience Ratio has changed over time. Read Affirm Holdings Inc (AFRM) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Affirm Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Affirm Holdings Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $647.81 Million | 4.1% |
| Total Liquid Assets | $647.81 Million | 4.10% |
Asset Resilience Insights
- Limited Liquidity: Affirm Holdings Inc maintains only 4.10% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Affirm Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Affirm Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Affirm Holdings Inc Asset Resilience Ratio by Year (2021–2026)
Affirm Holdings Inc asset resilience ratio by year from 2021 to 2026. The table below shows the annual Asset Resilience Ratio data for Affirm Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 4.10% | $647.81 Million | $15.79 Billion | -3.71pp |
| 2025-06-30 | 7.81% | $871.42 Million | $11.15 Billion | -4.08pp |
| 2024-06-30 | 11.89% | $1.13 Billion | $9.52 Billion | -2.52pp |
| 2023-06-30 | 14.40% | $1.17 Billion | $8.16 Billion | -8.47pp |
| 2022-06-30 | 22.88% | $1.60 Billion | $6.97 Billion | +22.54pp |
| 2021-06-30 | 0.33% | $16.17 Million | $4.87 Billion | -- |
About Affirm Holdings Inc
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterp… Read more