Affirm Holdings Inc - Asset Resilience Ratio
Affirm Holdings Inc (AFRM) has an Asset Resilience Ratio of 4.10% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Affirm Holdings Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2026)
This chart shows how Affirm Holdings Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Affirm Holdings Inc balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Affirm Holdings Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Affirm Holdings Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $647.81 Million | 4.1% |
| Total Liquid Assets | $647.81 Million | 4.10% |
Asset Resilience Insights
- Limited Liquidity: Affirm Holdings Inc maintains only 4.10% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Affirm Holdings Inc Industry Peers by Asset Resilience Ratio
Compare Affirm Holdings Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card Public Company Limited
BK:KTC-R |
Credit Services | 0.00% |
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
|
RCE Capital Berhad
KLSE:9296 |
Credit Services | 23.19% |
|
Qudian Inc
NYSE:QD |
Credit Services | 70.36% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Manba Finance Ltd
NSE:MANBA |
Credit Services | 5.97% |
|
Vaziva Sa
PA:ALVAZ |
Credit Services | 2.08% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
Annual Asset Resilience Ratio for Affirm Holdings Inc (2021–2026)
The table below shows the annual Asset Resilience Ratio data for Affirm Holdings Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-06-30 | 4.10% | $647.81 Million | $15.79 Billion | -3.71pp |
| 2025-06-30 | 7.81% | $871.42 Million | $11.15 Billion | -4.08pp |
| 2024-06-30 | 11.89% | $1.13 Billion | $9.52 Billion | -2.52pp |
| 2023-06-30 | 14.40% | $1.17 Billion | $8.16 Billion | -8.47pp |
| 2022-06-30 | 22.88% | $1.60 Billion | $6.97 Billion | +22.54pp |
| 2021-06-30 | 0.33% | $16.17 Million | $4.87 Billion | -- |
About Affirm Holdings Inc
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterp… Read more