Affirm Holdings Inc (AFRM) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.102x

Based on the latest financial reports, Affirm Holdings Inc (AFRM) has a cash flow conversion efficiency ratio of 0.102x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($386.76 Million) by net assets ($3.78 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See net asset quality index of Affirm Holdings Inc to measure how much of total assets are equity-financed.

Affirm Holdings Inc - Cash Flow Conversion Efficiency Trend (2019–2025)

This chart illustrates how Affirm Holdings Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Affirm Holdings Inc (AFRM) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Affirm Holdings Inc Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Affirm Holdings Inc ranked by their cash flow conversion efficiency.

Company Cash Flow Conversion Efficiency
Bank of Nanjing Co Ltd
SHG:601009
0.153x
SharkNinja, Inc.
NYSE:SN
-0.057x
Naver Corporation
KO:035420
0.033x
NetApp Inc
NASDAQ:NTAP
0.129x
Insmed Inc
NASDAQ:INSM
-0.232x
Guangdong Dtech Technology Co. Ltd. A
SHE:301377
N/A
AMADEUS IT GRP ADR EO-001
F:AI3B
0.120x
China Northern Rare Earth Group High-Tech Co Ltd
SHG:600111
0.057x

Annual Cash Flow Conversion Efficiency for Affirm Holdings Inc (2019–2025)

The table below shows the annual cash flow conversion efficiency of Affirm Holdings Inc from 2019 to 2025. For the full company profile with market capitalisation and key ratios, see AFRM stock market capitalisation.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-06-30 $3.07 Billion $793.91 Million 0.259x +57.00%
2024-06-30 $2.73 Billion $450.14 Million 0.165x +3327.85%
2023-06-30 $2.53 Billion $12.18 Million 0.005x +107.76%
2022-06-30 $2.62 Billion $-162.19 Million -0.062x +17.39%
2021-06-30 $2.58 Billion $-193.13 Million -0.075x -138.61%
2020-06-30 $-367.10 Million $-71.30 Million 0.194x -44.69%
2019-06-30 $-263.41 Million $-92.50 Million 0.351x --

About Affirm Holdings Inc

NASDAQ:AFRM USA Credit Services
Market Cap
$21.05 Billion
Market Cap Rank
#1214 Global
#503 in USA
Share Price
$71.51
Change (1 day)
-2.38%
52-Week Range
$42.53 - $92.18
All Time High
$168.52
About

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants cove… Read more