Affirm Holdings Inc (AFRM) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Affirm Holdings Inc (AFRM) has a cash flow conversion efficiency ratio of 0.049x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($173.74 Million) by net assets ($3.55 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Affirm Holdings Inc - Cash Flow Conversion Efficiency Trend (2019–2025)
This chart illustrates how Affirm Holdings Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Affirm Holdings Inc (AFRM) financial obligations for a breakdown of total debt and financial obligations.
Affirm Holdings Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Affirm Holdings Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Rede D'Or São Luiz S.A.
SA:RDOR3
|
-0.078x |
|
Brookfield Infrastructure Partners LP
NYSE:BIP
|
0.058x |
|
Merck KGaA
XETRA:MRK
|
0.052x |
|
KGHM Polska Miedz SA
WAR:KGH
|
0.027x |
|
STRAUM.HLD.UNSP.ADR/1/10
F:QS50
|
N/A |
|
Traton SE
F:8TRA
|
0.051x |
|
Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk
F:PTI
|
0.080x |
|
Jiangsu Zhongtian Technology Co Ltd
SHG:600522
|
0.061x |
Annual Cash Flow Conversion Efficiency for Affirm Holdings Inc (2019–2025)
The table below shows the annual cash flow conversion efficiency of Affirm Holdings Inc from 2019 to 2025. For the full company profile with market capitalisation and key ratios, see AFRM market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-06-30 | $3.07 Billion | $793.91 Million | 0.259x | +57.00% |
| 2024-06-30 | $2.73 Billion | $450.14 Million | 0.165x | +3327.85% |
| 2023-06-30 | $2.53 Billion | $12.18 Million | 0.005x | +107.76% |
| 2022-06-30 | $2.62 Billion | $-162.19 Million | -0.062x | +17.39% |
| 2021-06-30 | $2.58 Billion | $-193.13 Million | -0.075x | -138.61% |
| 2020-06-30 | $-367.10 Million | $-71.30 Million | 0.194x | -44.69% |
| 2019-06-30 | $-263.41 Million | $-92.50 Million | 0.351x | -- |
About Affirm Holdings Inc
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants cove… Read more