Affirm Holdings Inc (AFRM) - Total Assets
Based on the latest financial reports, Affirm Holdings Inc (AFRM) holds total assets worth $13.14 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does Affirm Holdings Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Affirm Holdings Inc - Total Assets Trend (2019–2025)
This chart illustrates how Affirm Holdings Inc's total assets have evolved over time, based on quarterly financial data. Explore how much of Affirm Holdings Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Affirm Holdings Inc - Asset Composition Analysis
Current Asset Composition (June 2025)
Affirm Holdings Inc's total assets of $13.14 Billion consist of 87.5% current assets and 12.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 12.1% |
| Accounts Receivable | $7.06 Billion | 63.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $12.94 Million | 0.1% |
| Goodwill | $534.16 Million | 4.8% |
Asset Composition Trend (2019–2025)
This chart illustrates how Affirm Holdings Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Affirm Holdings Inc (AFRM) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Affirm Holdings Inc's current assets represent 87.5% of total assets in 2025, a decrease from 94.1% in 2019.
- Cash Position: Cash and equivalents constituted 12.1% of total assets in 2025, down from 27.9% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 63.3% of total assets.
Affirm Holdings Inc Competitors by Total Assets
Key competitors of Affirm Holdings Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Affirm Holdings Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 717.01 | 63.09 | 35.83 |
| Quick Ratio | 717.01 | 63.09 | 37.18 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $2.71 Billion | $8.94 Billion | $3.77 Billion |
Affirm Holdings Inc - Advanced Valuation Insights
This section examines the relationship between Affirm Holdings Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 5.56 |
| Latest Market Cap to Assets Ratio | 1.89 |
| Asset Growth Rate (YoY) | 17.2% |
| Total Assets | $11.15 Billion |
| Market Capitalization | $21.03 Billion USD |
Valuation Analysis
Above Book Valuation: The market values Affirm Holdings Inc's assets above their book value (1.89x), reflecting positive investor sentiment about the company's future prospects.
Rapid Asset Growth: Affirm Holdings Inc's assets grew by 17.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Affirm Holdings Inc (2019–2025)
The table below shows the annual total assets of Affirm Holdings Inc from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | $11.15 Billion | +17.18% |
| 2024-06-30 | $9.52 Billion | +16.72% |
| 2023-06-30 | $8.16 Billion | +16.95% |
| 2022-06-30 | $6.97 Billion | +43.29% |
| 2021-06-30 | $4.87 Billion | +247.08% |
| 2020-06-30 | $1.40 Billion | +22.09% |
| 2019-06-30 | $1.15 Billion | -- |
About Affirm Holdings Inc
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants cove… Read more