Affirm Holdings Inc (AFRM) — Net Asset Quality Index

Latest as of March 2026: 28.8%

Affirm Holdings Inc (AFRM) has a Net Asset Quality Index of 28.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $13.14 Billion minus total liabilities of $9.36 Billion yields net assets of $3.78 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See defensive interval ratio of Affirm Holdings Inc to measure how many days the company can operate on defensive assets alone.

Quality Index

28.8%
Equity / Total Assets

Net Assets

$3.78 Billion
USD

Total Assets

$13.14 Billion
USD

Total Liabilities

$9.36 Billion
USD

Affirm Holdings Inc Net Asset Quality Index Over Time (2019–2025)

This chart shows how Affirm Holdings Inc's Net Asset Quality Index has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the index stands at 28.8%, representing net assets of $3.78 Billion against total assets of $13.14 Billion USD. Explore cash flow conversion of Affirm Holdings Inc to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Affirm Holdings Inc (2019–2025)

The table below presents the year-by-year Net Asset Quality Index for Affirm Holdings Inc from 2019 to 2025, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Affirm Holdings Inc worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 27.5% $3.07 Billion $11.15 Billion $8.09 Billion ▼ -1.2 pp
2024 28.7% $2.73 Billion $9.52 Billion $6.79 Billion ▼ -2.4 pp
2023 31.1% $2.53 Billion $8.16 Billion $5.62 Billion ▼ -6.5 pp
2022 37.5% $2.62 Billion $6.97 Billion $4.36 Billion ▼ -15.4 pp
2021 52.9% $2.58 Billion $4.87 Billion $2.29 Billion ▲ +79.1 pp
2020 -26.2% $-367.10 Million $1.40 Billion $1.77 Billion ▼ -3.2 pp
2019 -22.9% $-263.41 Million $1.15 Billion $1.41 Billion
pp = percentage points