Affirm Holdings Inc (AFRM) — Defensive Interval Ratio
Affirm Holdings Inc (AFRM) has a Defensive Interval Ratio of 69919 days as of March 2026. Defensive assets of $724.48 Million (cash $-, short-term investments $493.77 Million, receivables $230.70 Million) cover 69919 days of daily cash needs of $10.36K/day. See Affirm Holdings Inc (AFRM) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Affirm Holdings Inc Defensive Interval Ratio (2019–2025)
This chart shows how Affirm Holdings Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 69919 days, meaning defensive assets of $724.48 Million can fund 69919 days of operations without new revenue. See AFRM net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Affirm Holdings Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Affirm Holdings Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Affirm Holdings Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 16071 days | $7.93 Billion | $493.42K/day | $- | $871.42 Million | ▼ -3978 days |
| 2024 | 20049 days | $6.86 Billion | $342.35K/day | $- | $1.13 Billion | ▼ -1934 days |
| 2023 | 21983 days | $5.59 Billion | $254.26K/day | $- | $1.17 Billion | ▲ +8056 days |
| 2022 | 13927 days | $4.09 Billion | $293.35K/day | $- | $1.60 Billion | ▲ +7049 days |
| 2021 | 6878 days | $2.04 Billion | $296.39K/day | $- | $16.17 Million | ▲ +6285 days |
| 2020 | 593 days | $59.00 Million | $99.48K/day | $- | $- | ▼ -203 days |
| 2019 | 796 days | $43.10 Million | $54.13K/day | $- | $- | — |