Affirm Holdings Inc (AFRM) — Defensive Interval Ratio

Latest as of December 2025: 19776 days

Affirm Holdings Inc (AFRM) has a Defensive Interval Ratio of 19776 days as of December 2025. Defensive assets of $9.29 Billion (cash $-, short-term investments $723.38 Million, receivables $8.56 Billion) cover 19776 days of daily cash needs of $469.62K/day. Check Affirm Holdings Inc (AFRM) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

19776 days
Days of operational coverage

Defensive Assets

$9.29 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$469.62K
Current Liabilities ÷ 365

Current Liabilities

$171.41 Million
USD

Affirm Holdings Inc Defensive Interval Ratio (2019–2025)

This chart shows how Affirm Holdings Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 19776 days, meaning defensive assets of $9.29 Billion can fund 19776 days of operations without new revenue. Also explore how fast is Affirm Holdings Inc growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Affirm Holdings Inc (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Affirm Holdings Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AFRM company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 16071 days $7.93 Billion $493.42K/day $- $871.42 Million ▼ -3978 days
2024 20049 days $6.86 Billion $342.35K/day $- $1.13 Billion ▼ -1934 days
2023 21983 days $5.59 Billion $254.26K/day $- $1.17 Billion ▲ +8056 days
2022 13927 days $4.09 Billion $293.35K/day $- $1.60 Billion ▲ +7049 days
2021 6878 days $2.04 Billion $296.39K/day $- $16.17 Million ▲ +6285 days
2020 593 days $59.00 Million $99.48K/day $- $- ▼ -203 days
2019 796 days $43.10 Million $54.13K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)