Affirm Holdings Inc (AFRM) — Defensive Interval Ratio
Affirm Holdings Inc (AFRM) has a Defensive Interval Ratio of 1500 days as of June 2026. Defensive assets of $932.16 Million (cash $-, short-term investments $647.81 Million, receivables $284.35 Million) cover 1500 days of daily cash needs of $621.44K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Affirm Holdings Inc Defensive Interval Ratio (2019–2026)
This chart shows how Affirm Holdings Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2019 to 2026. As of June 2026, the ratio stands at 1500 days, meaning defensive assets of $932.16 Million can fund 1500 days of operations without new revenue. For the complete balance sheet picture, see AFRM current and non-current assets.
Annual Defensive Interval Ratio for Affirm Holdings Inc (2019–2026)
The table below presents the year-by-year Defensive Interval Ratio for Affirm Holdings Inc from 2019 to 2026, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Affirm Holdings Inc (AFRM) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 1500 days | $932.16 Million | $621.44K/day | $- | $647.81 Million | ▼ -14571 days |
| 2025 | 16071 days | $7.93 Billion | $493.42K/day | $- | $871.42 Million | ▼ -3978 days |
| 2024 | 20049 days | $6.86 Billion | $342.35K/day | $- | $1.13 Billion | ▼ -1934 days |
| 2023 | 21983 days | $5.59 Billion | $254.26K/day | $- | $1.17 Billion | ▲ +8056 days |
| 2022 | 13927 days | $4.09 Billion | $293.35K/day | $- | $1.60 Billion | ▲ +7049 days |
| 2021 | 6878 days | $2.04 Billion | $296.39K/day | $- | $16.17 Million | ▲ +6285 days |
| 2020 | 593 days | $59.00 Million | $99.48K/day | $- | $- | ▼ -203 days |
| 2019 | 796 days | $43.10 Million | $54.13K/day | $- | $- | — |