Affirm Holdings Inc Cash Flow-to-Debt Ratio
Affirm Holdings Inc cash flow-to-debt ratio. Affirm Holdings Inc (AFRM) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of $296.37 Million could theoretically repay 0% of its total liabilities ($10.31 Billion) in one year. Check AFRM cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Affirm Holdings Inc (2019–2026)
Cash flow-to-debt ratio of Affirm Holdings Inc from 2019 to 2026. Historical debt coverage capacity for Affirm Holdings Inc across 8 annual periods. Check Affirm Holdings Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Affirm Holdings Inc Cash Flow-to-Debt Ratio by Year (2019–2026)
Affirm Holdings Inc cash flow-to-debt ratio by year from 2019 to 2026. Year-by-year debt coverage analysis for Affirm Holdings Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Affirm Holdings Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.12x | $1.23 Billion | $10.31 Billion | ▲ +21.6% |
| 2025 | 0.10x | $793.91 Million | $8.09 Billion | ▲ +48.1% |
| 2024 | 0.07x | $450.14 Million | $6.79 Billion | ▲ +2960.5% |
| 2023 | 0.00x | $12.18 Million | $5.62 Billion | ▲ +105.8% |
| 2022 | -0.04x | $-162.19 Million | $4.36 Billion | ▲ +55.8% |
| 2021 | -0.08x | $-193.13 Million | $2.29 Billion | ▼ -109.1% |
| 2020 | -0.04x | $-71.30 Million | $1.77 Billion | ▲ +38.5% |
| 2019 | -0.07x | $-92.50 Million | $1.41 Billion | — |