Affirm Holdings Inc (AFRM) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.04x

Affirm Holdings Inc (AFRM) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $386.76 Million could theoretically repay 0% of its total liabilities ($9.36 Billion) in one year. Explore Affirm Holdings Inc (AFRM) long-term investment share to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.04x
Operating CF / Total Liabilities

Operating Cash Flow

$386.76 Million
USD

Total Liabilities

$9.36 Billion
USD

Data as of

Mar 2026
Most recent filing

Affirm Holdings Inc Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Affirm Holdings Inc across 7 annual periods. Also explore balance sheet size of Affirm Holdings Inc for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Affirm Holdings Inc (2019–2025)

Year-by-year debt coverage analysis for Affirm Holdings Inc. For market capitalisation and broader financial context, see AFRM market cap overview.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.10x $793.91 Million $8.09 Billion ▲ +48.1%
2024 0.07x $450.14 Million $6.79 Billion ▲ +2960.5%
2023 0.00x $12.18 Million $5.62 Billion ▲ +105.8%
2022 -0.04x $-162.19 Million $4.36 Billion ▲ +55.8%
2021 -0.08x $-193.13 Million $2.29 Billion ▼ -109.1%
2020 -0.04x $-71.30 Million $1.77 Billion ▲ +38.5%
2019 -0.07x $-92.50 Million $1.41 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.