Affirm Holdings Inc Cash Flow Quality Index

Latest as of June 2026: 0.18x

Affirm Holdings Inc cash flow quality index. Affirm Holdings Inc (AFRM) has a Cash Flow Quality Index of 0.18x as of June 2026. Operating cash flow of $296.37 Million is below net income of $1.62 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Affirm Holdings Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.18x
Operating CF / Net Income

Operating Cash Flow

$296.37 Million
USD

Net Income

$1.62 Billion
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of Affirm Holdings Inc (2025–2026)

Cash flow quality index of Affirm Holdings Inc from 2025 to 2026. Historical Cash Flow Quality Index for Affirm Holdings Inc across 2 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Affirm Holdings Inc to assess how comfortably operating cash covers total debt obligations.

Affirm Holdings Inc Cash Flow Quality Index by Year (2025–2026)

Affirm Holdings Inc cash flow quality index by year from 2025 to 2026. Year-by-year earnings quality comparison for Affirm Holdings Inc. For the full cash flow conversion analysis, see Affirm Holdings Inc (AFRM) cash flow conversion.

Year Quality Index Operating CF (USD) Net Income YoY Change
2026 0.64x $1.23 Billion $1.93 Billion ▼ -95.8%
2025 15.21x $793.91 Million $52.19 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.