Affirm Holdings Inc (AFRM) — Cash Flow Quality Index
Affirm Holdings Inc (AFRM) has a Cash Flow Quality Index of 0.18x as of June 2026. Operating cash flow of $296.37 Million is below net income of $1.62 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of Affirm Holdings Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Affirm Holdings Inc Cash Flow Quality Index (2025–2026)
Historical Cash Flow Quality Index for Affirm Holdings Inc across 2 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Affirm Holdings Inc.
Annual Cash Flow Quality Index for Affirm Holdings Inc (2025–2026)
Year-by-year earnings quality comparison for Affirm Holdings Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.64x | $1.23 Billion | $1.93 Billion | ▼ -95.8% |
| 2025 | 15.21x | $793.91 Million | $52.19 Million | — |