Affirm Holdings Inc (AFRM) — Financial Flexibility Index
Affirm Holdings Inc (AFRM) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of $448.16 Million (operating CF $386.76 Million minus capex $61.41 Million) represents 0% of total liabilities ($9.36 Billion). Check Affirm Holdings Inc (AFRM) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Affirm Holdings Inc Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Affirm Holdings Inc across 7 annual periods. See Affirm Holdings Inc (AFRM) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Affirm Holdings Inc (2019–2025)
Year-by-year free cash flow to debt coverage for Affirm Holdings Inc. For the full company profile including market capitalisation, see market value of Affirm Holdings Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.12x | $986.10 Million | $793.91 Million | $8.09 Billion | ▲ +35.8% |
| 2024 | 0.09x | $609.43 Million | $450.14 Million | $6.79 Billion | ▲ +279.6% |
| 2023 | 0.02x | $132.96 Million | $12.18 Million | $5.62 Billion | ▲ +304.0% |
| 2022 | -0.01x | $-50.49 Million | $-162.19 Million | $4.36 Billion | ▲ +84.6% |
| 2021 | -0.08x | $-172.88 Million | $-193.13 Million | $2.29 Billion | ▼ -165.5% |
| 2020 | -0.03x | $-50.28 Million | $-71.30 Million | $1.77 Billion | ▲ +43.7% |
| 2019 | -0.05x | $-71.25 Million | $-92.50 Million | $1.41 Billion | — |