Affirm Holdings Inc Financial Flexibility Index
Affirm Holdings Inc financial flexibility index. Affirm Holdings Inc (AFRM) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $363.24 Million (operating CF $296.37 Million minus capex $66.87 Million) represents 0% of total liabilities ($10.31 Billion). See Affirm Holdings Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Affirm Holdings Inc (2019–2026)
Financial flexibility index of Affirm Holdings Inc from 2019 to 2026. Historical Financial Flexibility Index trend for Affirm Holdings Inc across 8 annual periods. Check AFRM cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Affirm Holdings Inc Financial Flexibility Index by Year (2019–2026)
Affirm Holdings Inc financial flexibility index by year from 2019 to 2026. Year-by-year free cash flow to debt coverage for Affirm Holdings Inc. For the full cash flow conversion analysis, see Affirm Holdings Inc operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.14x | $1.47 Billion | $1.23 Billion | $10.31 Billion | ▲ +16.9% |
| 2025 | 0.12x | $986.10 Million | $793.91 Million | $8.09 Billion | ▲ +35.8% |
| 2024 | 0.09x | $609.43 Million | $450.14 Million | $6.79 Billion | ▲ +279.6% |
| 2023 | 0.02x | $132.96 Million | $12.18 Million | $5.62 Billion | ▲ +304.0% |
| 2022 | -0.01x | $-50.49 Million | $-162.19 Million | $4.36 Billion | ▲ +84.6% |
| 2021 | -0.08x | $-172.88 Million | $-193.13 Million | $2.29 Billion | ▼ -165.5% |
| 2020 | -0.03x | $-50.28 Million | $-71.30 Million | $1.77 Billion | ▲ +43.7% |
| 2019 | -0.05x | $-71.25 Million | $-92.50 Million | $1.41 Billion | — |