Affirm Holdings Inc (AFRM) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.14x

Affirm Holdings Inc (AFRM) has a Cash Flow Reinvestment Rate of 1.14x as of December 2025, reinvesting $198.02 Million (capex $55.70 Million plus investments $142.32 Million) from operating cash flow of $173.74 Million. Explore reinvestment intensity of Affirm Holdings Inc to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

1.14x
(Capex + Investments) / Operating CF

Total Reinvested

$198.02 Million
Capex + Investments

Operating Cash Flow

$173.74 Million
USD

Capital Expenditures

$55.70 Million
USD

Affirm Holdings Inc Cash Flow Reinvestment Rate (2023–2025)

Historical reinvestment intensity for Affirm Holdings Inc across 3 annual periods. Also explore Affirm Holdings Inc balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Affirm Holdings Inc (2023–2025)

Year-by-year capital reinvestment analysis for Affirm Holdings Inc. For live market cap and broader valuation context, see AFRM stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.61x $1.28 Billion $793.91 Million $192.19 Million ▼ -51.3%
2024 3.30x $1.48 Billion $450.14 Million $159.30 Million ▼ -97.6%
2023 134.70x $1.64 Billion $12.18 Million $120.78 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow