Affirm Holdings Inc (AFRM) — Cash Flow Reinvestment Rate

Latest as of June 2026: 0.82x

Affirm Holdings Inc (AFRM) has a Cash Flow Reinvestment Rate of 0.82x as of June 2026, reinvesting $242.32 Million (capex $66.87 Million plus investments $-175.45 Million) from operating cash flow of $296.37 Million. See Affirm Holdings Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.82x
(Capex + Investments) / Operating CF

Total Reinvested

$242.32 Million
Capex + Investments

Operating Cash Flow

$296.37 Million
USD

Capital Expenditures

$66.87 Million
USD

Affirm Holdings Inc Cash Flow Reinvestment Rate (2023–2026)

Historical reinvestment intensity for Affirm Holdings Inc across 4 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Affirm Holdings Inc.

Annual Cash Flow Reinvestment Rate for Affirm Holdings Inc (2023–2026)

Year-by-year capital reinvestment analysis for Affirm Holdings Inc. See Affirm Holdings Inc (AFRM) flexibility index to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2026 0.20x $248.20 Million $1.23 Billion $238.35 Million ▼ -87.4%
2025 1.61x $1.28 Billion $793.91 Million $192.19 Million ▼ -51.3%
2024 3.30x $1.48 Billion $450.14 Million $159.30 Million ▼ -97.6%
2023 134.70x $1.64 Billion $12.18 Million $120.78 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow