Affirm Holdings Inc Working Capital to Net Assets Ratio
Affirm Holdings Inc working capital to net assets ratio. Affirm Holdings Inc (AFRM) has a Working Capital to Net Assets ratio of 48.5% as of June 2026. Working capital of $2.66 Billion (current assets of $2.89 Billion minus current liabilities of $226.83 Million) is measured against net assets of $5.48 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Affirm Holdings Inc to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Affirm Holdings Inc (2019–2026)
Working capital to net assets ratio of Affirm Holdings Inc from 2019 to 2026. This chart shows how Affirm Holdings Inc's Working Capital to Net Assets ratio has evolved across 8 annual periods from 2019 to 2026. As of June 2026, the ratio stands at 48.5%, reflecting working capital of $2.66 Billion against net assets of $5.48 Billion USD. See Affirm Holdings Inc (AFRM) liquidity interval to measure how many days the company can operate on defensive assets alone.
Affirm Holdings Inc Working Capital to Net Assets Ratio by Year (2019–2026)
Affirm Holdings Inc working capital to net assets ratio by year from 2019 to 2026. The table below presents the year-by-year Working Capital to Net Assets ratio for Affirm Holdings Inc from 2019 to 2026, covering 8 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Affirm Holdings Inc total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | 48.5% | $2.66 Billion | $5.48 Billion | $2.89 Billion | $226.83 Million | ▼ -263.6 pp |
| 2025 | 312.1% | $9.58 Billion | $3.07 Billion | $9.76 Billion | $180.10 Million | ▲ +16.2 pp |
| 2024 | 295.9% | $8.08 Billion | $2.73 Billion | $8.21 Billion | $124.96 Million | ▲ +27.3 pp |
| 2023 | 268.6% | $6.81 Billion | $2.53 Billion | $6.90 Billion | $92.80 Million | ▲ +55.9 pp |
| 2022 | 212.7% | $5.57 Billion | $2.62 Billion | $5.68 Billion | $107.07 Million | ▲ +66.4 pp |
| 2021 | 146.3% | $3.77 Billion | $2.58 Billion | $3.88 Billion | $108.18 Million | ▲ +501.5 pp |
| 2020 | -355.2% | $1.30 Billion | $-367.10 Million | $1.34 Billion | $36.31 Million | ▲ +47.6 pp |
| 2019 | -402.8% | $1.06 Billion | $-263.41 Million | $1.08 Billion | $19.76 Million | — |