Norwood Financial Corp (NWFL) — Working Capital to Net Assets Ratio
Norwood Financial Corp (NWFL) has a Working Capital to Net Assets ratio of 77.4% as of June 2026. Working capital of $224.04 Million (current assets of $2.75 Billion minus current liabilities of $2.52 Billion) is measured against net assets of $289.64 Million. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Norwood Financial Corp Working Capital to Net Assets (1995–2025)
This chart shows how Norwood Financial Corp's Working Capital to Net Assets ratio has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 77.4%, reflecting working capital of $224.04 Million against net assets of $289.64 Million USD. Explore Norwood Financial Corp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Working Capital to Net Assets for Norwood Financial Corp (1995–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Norwood Financial Corp from 1995 to 2025, covering 31 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see total assets of Norwood Financial Corp.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -744.1% | $-1.80 Billion | $242.16 Million | $333.70 Million | $2.14 Billion | ▼ -28.3 pp |
| 2024 | -715.7% | $-1.53 Billion | $213.51 Million | $478.65 Million | $2.01 Billion | ▲ +70.5 pp |
| 2023 | -786.2% | $-1.42 Billion | $181.07 Million | $480.50 Million | $1.90 Billion | ▲ +55.2 pp |
| 2022 | -841.4% | $-1.41 Billion | $167.09 Million | $457.71 Million | $1.86 Billion | ▼ -257.1 pp |
| 2021 | -584.4% | $-1.20 Billion | $205.26 Million | $619.35 Million | $1.82 Billion | ▲ +60.3 pp |
| 2020 | -644.7% | $-1.26 Billion | $194.78 Million | $344.51 Million | $1.60 Billion | ▼ -67.8 pp |
| 2019 | -576.9% | $-792.88 Million | $137.43 Million | $229.34 Million | $1.02 Billion | ▲ +25.1 pp |
| 2018 | -602.1% | $-736.23 Million | $122.28 Million | $265.40 Million | $1.00 Billion | ▼ -21.6 pp |
| 2017 | -580.5% | $-671.81 Million | $115.74 Million | $301.53 Million | $973.35 Million | ▼ -8.0 pp |
| 2016 | -572.5% | $-635.88 Million | $111.08 Million | $323.38 Million | $959.26 Million | ▼ -123.1 pp |
| 2015 | -449.4% | $-453.88 Million | $101.00 Million | $151.22 Million | $605.10 Million | ▼ -29.9 pp |
| 2014 | -419.5% | $-415.50 Million | $99.04 Million | $171.11 Million | $586.61 Million | ▲ +41.7 pp |
| 2013 | -461.2% | $-423.70 Million | $91.86 Million | $168.42 Million | $592.12 Million | ▼ -34.6 pp |
| 2012 | -426.6% | $-394.29 Million | $92.42 Million | $160.08 Million | $554.36 Million | ▲ +23.8 pp |
| 2011 | -450.4% | $-396.60 Million | $88.06 Million | $174.07 Million | $570.68 Million | ▲ +159.6 pp |
| 2010 | -609.9% | $-412.92 Million | $67.70 Million | $15.79 Million | $428.71 Million | ▲ +14.8 pp |
| 2009 | -624.7% | $-402.78 Million | $64.47 Million | $16.55 Million | $419.33 Million | ▲ +42.1 pp |
| 2008 | -666.8% | $-391.35 Million | $58.69 Million | $8.66 Million | $400.01 Million | ▲ +29.2 pp |
| 2007 | -696.0% | $-388.48 Million | $55.82 Million | $11.41 Million | $399.88 Million | ▲ +16.4 pp |
| 2006 | -712.4% | $-372.09 Million | $52.23 Million | $11.65 Million | $383.73 Million | ▲ +13.5 pp |
| 2005 | -725.9% | $-349.23 Million | $48.11 Million | $11.63 Million | $360.86 Million | ▲ +4.2 pp |
| 2004 | -730.2% | $-333.58 Million | $45.69 Million | $9.25 Million | $342.83 Million | ▼ -6.7 pp |
| 2003 | -723.5% | $-309.88 Million | $42.83 Million | $10.96 Million | $320.84 Million | ▲ +1.5 pp |
| 2002 | -725.0% | $-290.91 Million | $40.12 Million | $11.61 Million | $302.52 Million | ▲ +50.3 pp |
| 2001 | -775.3% | $-272.25 Million | $35.12 Million | $11.63 Million | $283.89 Million | ▲ +30.6 pp |
| 2000 | -805.9% | $-252.82 Million | $31.37 Million | $11.13 Million | $263.95 Million | ▲ +108.7 pp |
| 1999 | -914.6% | $-244.20 Million | $26.70 Million | $10.40 Million | $254.60 Million | ▼ -84.6 pp |
| 1998 | -830.0% | $-229.90 Million | $27.70 Million | $14.00 Million | $243.90 Million | ▲ +72.1 pp |
| 1997 | -902.0% | $-221.90 Million | $24.60 Million | $12.30 Million | $234.20 Million | ▲ +122.5 pp |
| 1996 | -1024.5% | $-220.47 Million | $21.52 Million | $16.67 Million | $237.14 Million | ▼ -220.4 pp |
| 1995 | -804.2% | $-183.21 Million | $22.78 Million | $7.95 Million | $191.16 Million | — |