Norwood Financial Corp (NWFL) — Cash Flow Reinvestment Rate
Norwood Financial Corp (NWFL) has a Cash Flow Reinvestment Rate of 2.54x as of September 2025, reinvesting $23.76 Million (capex $2.61 Million plus investments $-21.15 Million) from operating cash flow of $9.34 Million. Explore Norwood Financial Corp capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Norwood Financial Corp Cash Flow Reinvestment Rate (1995–2024)
Historical reinvestment intensity for Norwood Financial Corp across 30 annual periods. Also explore Norwood Financial Corp (NWFL) total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Norwood Financial Corp (1995–2024)
Year-by-year capital reinvestment analysis for Norwood Financial Corp. For live market cap and broader valuation context, see Norwood Financial Corp market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 5.19x | $118.33 Million | $22.81 Million | $3.13 Million | ▲ +1.0% |
| 2023 | 5.14x | $153.22 Million | $29.82 Million | $1.41 Million | ▼ -23.9% |
| 2022 | 6.75x | $207.58 Million | $30.73 Million | $2.15 Million | ▲ +49.5% |
| 2021 | 4.52x | $131.92 Million | $29.20 Million | $1.26 Million | ▼ -19.2% |
| 2020 | 5.59x | $77.17 Million | $13.80 Million | $749.00K | ▲ +154.1% |
| 2019 | 2.20x | $40.58 Million | $18.44 Million | $1.62 Million | ▼ -31.5% |
| 2018 | 3.22x | $55.61 Million | $17.30 Million | $873.00K | ▲ +59.0% |
| 2017 | 2.02x | $32.45 Million | $16.05 Million | $1.63 Million | ▲ +256.1% |
| 2016 | 0.57x | $6.46 Million | $11.38 Million | $511.00K | ▼ -88.2% |
| 2015 | 4.82x | $50.55 Million | $10.50 Million | $290.00K | ▲ +1181.6% |
| 2014 | 0.38x | $3.96 Million | $10.53 Million | $193.00K | ▼ -90.7% |
| 2013 | 4.04x | $51.25 Million | $12.69 Million | $393.00K | ▲ +159.7% |
| 2012 | 1.56x | $17.67 Million | $11.36 Million | $417.00K | ▼ -35.7% |
| 2011 | 2.42x | $26.09 Million | $10.79 Million | $175.00K | ▲ +11486.9% |
| 2010 | 0.02x | $179.00K | $8.58 Million | $179.00K | ▼ -49.5% |
| 2009 | 0.04x | $248.00K | $6.00 Million | $248.00K | ▼ -9.1% |
| 2008 | 0.05x | $325.00K | $7.15 Million | $325.00K | ▼ -41.3% |
| 2007 | 0.08x | $287.00K | $3.71 Million | $287.00K | ▼ -7.3% |
| 2006 | 0.08x | $1.07 Million | $12.77 Million | $1.07 Million | ▲ +30.3% |
| 2005 | 0.06x | $446.00K | $6.96 Million | $446.00K | ▲ +1.6% |
| 2004 | 0.06x | $445.00K | $7.06 Million | $445.00K | — |
| 2003 | 0.00x | $0.00 | $6.50 Million | $0.00 | ▼ -100.0% |
| 2002 | 0.11x | $572.00K | $5.20 Million | $572.00K | ▲ +19.9% |
| 2001 | 0.09x | $445.00K | $4.85 Million | $445.00K | ▲ +57.6% |
| 2000 | 0.06x | $351.00K | $6.03 Million | $351.00K | ▲ +2.8% |
| 1999 | 0.06x | $300.00K | $5.30 Million | $300.00K | ▼ -2.4% |
| 1998 | 0.06x | $400.00K | $6.90 Million | $400.00K | ▲ +88.4% |
| 1997 | 0.03x | $200.00K | $6.50 Million | $200.00K | ▼ -90.7% |
| 1996 | 0.33x | $1.36 Million | $4.11 Million | $1.36 Million | ▲ +341.6% |
| 1995 | 0.08x | $586.97K | $7.82 Million | $586.97K | — |