Norwood Financial Corp (NWFL) — Net Asset Quality Index
Norwood Financial Corp (NWFL) has a Net Asset Quality Index of 10.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.91 Billion minus total liabilities of $2.62 Billion yields net assets of $289.64 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Norwood Financial Corp (NWFL) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Norwood Financial Corp Net Asset Quality Index Over Time (1995–2025)
This chart shows how Norwood Financial Corp's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the index stands at 10.0%, representing net assets of $289.64 Million against total assets of $2.91 Billion USD. See NWFL book value for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for Norwood Financial Corp (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for Norwood Financial Corp from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Norwood Financial Corp market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.0% | $242.16 Million | $2.42 Billion | $2.18 Billion | ▲ +0.8 pp |
| 2024 | 9.2% | $213.51 Million | $2.32 Billion | $2.10 Billion | ▲ +1.0 pp |
| 2023 | 8.2% | $181.07 Million | $2.20 Billion | $2.02 Billion | ▲ +0.1 pp |
| 2022 | 8.2% | $167.09 Million | $2.05 Billion | $1.88 Billion | ▼ -1.8 pp |
| 2021 | 9.9% | $205.26 Million | $2.07 Billion | $1.86 Billion | ▼ -0.6 pp |
| 2020 | 10.5% | $194.78 Million | $1.85 Billion | $1.66 Billion | ▼ -0.6 pp |
| 2019 | 11.2% | $137.43 Million | $1.23 Billion | $1.09 Billion | ▲ +0.8 pp |
| 2018 | 10.3% | $122.28 Million | $1.18 Billion | $1.06 Billion | ▲ +0.1 pp |
| 2017 | 10.2% | $115.74 Million | $1.13 Billion | $1.02 Billion | ▲ +0.2 pp |
| 2016 | 10.0% | $111.08 Million | $1.11 Billion | $1.00 Billion | ▼ -3.5 pp |
| 2015 | 13.5% | $101.00 Million | $750.50 Million | $649.51 Million | ▼ -0.5 pp |
| 2014 | 13.9% | $99.04 Million | $711.63 Million | $612.59 Million | ▲ +1.0 pp |
| 2013 | 12.9% | $91.86 Million | $711.23 Million | $619.37 Million | ▼ -0.8 pp |
| 2012 | 13.7% | $92.42 Million | $672.30 Million | $579.88 Million | ▲ +0.6 pp |
| 2011 | 13.2% | $88.06 Million | $668.81 Million | $580.75 Million | ▲ +0.6 pp |
| 2010 | 12.6% | $67.70 Million | $537.00 Million | $469.31 Million | ▲ +0.4 pp |
| 2009 | 12.2% | $64.47 Million | $529.70 Million | $465.23 Million | ▲ +0.5 pp |
| 2008 | 11.6% | $58.69 Million | $504.30 Million | $445.61 Million | ▲ +0.0 pp |
| 2007 | 11.6% | $55.82 Million | $480.61 Million | $424.79 Million | ▲ +0.1 pp |
| 2006 | 11.5% | $52.23 Million | $454.36 Million | $402.12 Million | ▲ +0.4 pp |
| 2005 | 11.1% | $48.11 Million | $433.56 Million | $385.45 Million | ▼ 0.0 pp |
| 2004 | 11.1% | $45.69 Million | $411.63 Million | $365.94 Million | ▲ +0.0 pp |
| 2003 | 11.1% | $42.83 Million | $387.48 Million | $344.65 Million | ▲ +0.1 pp |
| 2002 | 10.9% | $40.12 Million | $367.47 Million | $327.34 Million | ▲ +0.8 pp |
| 2001 | 10.1% | $35.12 Million | $346.03 Million | $310.91 Million | ▲ +0.5 pp |
| 2000 | 9.6% | $31.37 Million | $326.73 Million | $295.36 Million | ▲ +1.1 pp |
| 1999 | 8.5% | $26.70 Million | $314.80 Million | $288.10 Million | ▼ -1.4 pp |
| 1998 | 9.9% | $27.70 Million | $279.00 Million | $251.30 Million | ▲ +0.6 pp |
| 1997 | 9.3% | $24.60 Million | $263.30 Million | $238.70 Million | ▲ +1.1 pp |
| 1996 | 8.3% | $21.52 Million | $260.08 Million | $238.57 Million | ▼ -2.2 pp |
| 1995 | 10.5% | $22.78 Million | $217.26 Million | $194.48 Million | — |