Norwood Financial Corp (NWFL) — Net Asset Quality Index
Norwood Financial Corp (NWFL) has a Net Asset Quality Index of 10.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.42 Billion minus total liabilities of $2.18 Billion yields net assets of $242.16 Million. A higher index indicates a stronger, lower-leverage balance sheet. See Norwood Financial Corp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Norwood Financial Corp Net Asset Quality Index Over Time (1995–2025)
This chart shows how Norwood Financial Corp's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the index stands at 10.0%, representing net assets of $242.16 Million against total assets of $2.42 Billion USD. Explore cash efficiency ratio of Norwood Financial Corp to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Norwood Financial Corp (1995–2025)
The table below presents the year-by-year Net Asset Quality Index for Norwood Financial Corp from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see NWFL company net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.0% | $242.16 Million | $2.42 Billion | $2.18 Billion | ▲ +0.8 pp |
| 2024 | 9.2% | $213.51 Million | $2.32 Billion | $2.10 Billion | ▲ +1.0 pp |
| 2023 | 8.2% | $181.07 Million | $2.20 Billion | $2.02 Billion | ▲ +0.1 pp |
| 2022 | 8.2% | $167.09 Million | $2.05 Billion | $1.88 Billion | ▼ -1.8 pp |
| 2021 | 9.9% | $205.26 Million | $2.07 Billion | $1.86 Billion | ▼ -0.6 pp |
| 2020 | 10.5% | $194.78 Million | $1.85 Billion | $1.66 Billion | ▼ -0.6 pp |
| 2019 | 11.2% | $137.43 Million | $1.23 Billion | $1.09 Billion | ▲ +0.8 pp |
| 2018 | 10.3% | $122.28 Million | $1.18 Billion | $1.06 Billion | ▲ +0.1 pp |
| 2017 | 10.2% | $115.74 Million | $1.13 Billion | $1.02 Billion | ▲ +0.2 pp |
| 2016 | 10.0% | $111.08 Million | $1.11 Billion | $1.00 Billion | ▼ -3.5 pp |
| 2015 | 13.5% | $101.00 Million | $750.50 Million | $649.51 Million | ▼ -0.5 pp |
| 2014 | 13.9% | $99.04 Million | $711.63 Million | $612.59 Million | ▲ +1.0 pp |
| 2013 | 12.9% | $91.86 Million | $711.23 Million | $619.37 Million | ▼ -0.8 pp |
| 2012 | 13.7% | $92.42 Million | $672.30 Million | $579.88 Million | ▲ +0.6 pp |
| 2011 | 13.2% | $88.06 Million | $668.81 Million | $580.75 Million | ▲ +0.6 pp |
| 2010 | 12.6% | $67.70 Million | $537.00 Million | $469.31 Million | ▲ +0.4 pp |
| 2009 | 12.2% | $64.47 Million | $529.70 Million | $465.23 Million | ▲ +0.5 pp |
| 2008 | 11.6% | $58.69 Million | $504.30 Million | $445.61 Million | ▲ +0.0 pp |
| 2007 | 11.6% | $55.82 Million | $480.61 Million | $424.79 Million | ▲ +0.1 pp |
| 2006 | 11.5% | $52.23 Million | $454.36 Million | $402.12 Million | ▲ +0.4 pp |
| 2005 | 11.1% | $48.11 Million | $433.56 Million | $385.45 Million | ▼ 0.0 pp |
| 2004 | 11.1% | $45.69 Million | $411.63 Million | $365.94 Million | ▲ +0.0 pp |
| 2003 | 11.1% | $42.83 Million | $387.48 Million | $344.65 Million | ▲ +0.1 pp |
| 2002 | 10.9% | $40.12 Million | $367.47 Million | $327.34 Million | ▲ +0.8 pp |
| 2001 | 10.1% | $35.12 Million | $346.03 Million | $310.91 Million | ▲ +0.5 pp |
| 2000 | 9.6% | $31.37 Million | $326.73 Million | $295.36 Million | ▲ +1.1 pp |
| 1999 | 8.5% | $26.70 Million | $314.80 Million | $288.10 Million | ▼ -1.4 pp |
| 1998 | 9.9% | $27.70 Million | $279.00 Million | $251.30 Million | ▲ +0.6 pp |
| 1997 | 9.3% | $24.60 Million | $263.30 Million | $238.70 Million | ▲ +1.1 pp |
| 1996 | 8.3% | $21.52 Million | $260.08 Million | $238.57 Million | ▼ -2.2 pp |
| 1995 | 10.5% | $22.78 Million | $217.26 Million | $194.48 Million | — |