Norwood Financial Corp (NWFL) — Financial Flexibility Index
Norwood Financial Corp (NWFL) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $11.95 Million (operating CF $9.34 Million minus capex $2.61 Million) represents 0% of total liabilities ($2.18 Billion). Also explore net asset growth rate of Norwood Financial Corp to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Norwood Financial Corp Financial Flexibility Index (1995–2024)
Historical Financial Flexibility Index trend for Norwood Financial Corp across 30 annual periods. Check Norwood Financial Corp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Norwood Financial Corp (1995–2024)
Year-by-year free cash flow to debt coverage for Norwood Financial Corp. For the full company profile including market capitalisation, see Norwood Financial Corp market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $25.93 Million | $22.81 Million | $2.10 Billion | ▼ -20.3% |
| 2023 | 0.02x | $31.24 Million | $29.82 Million | $2.02 Billion | ▼ -11.6% |
| 2022 | 0.02x | $32.89 Million | $30.73 Million | $1.88 Billion | ▲ +7.0% |
| 2021 | 0.02x | $30.46 Million | $29.20 Million | $1.86 Billion | ▲ +86.2% |
| 2020 | 0.01x | $14.55 Million | $13.80 Million | $1.66 Billion | ▼ -52.2% |
| 2019 | 0.02x | $20.06 Million | $18.44 Million | $1.09 Billion | ▲ +7.3% |
| 2018 | 0.02x | $18.17 Million | $17.30 Million | $1.06 Billion | ▼ -1.6% |
| 2017 | 0.02x | $17.68 Million | $16.05 Million | $1.02 Billion | ▲ +46.3% |
| 2016 | 0.01x | $11.89 Million | $11.38 Million | $1.00 Billion | ▼ -28.4% |
| 2015 | 0.02x | $10.79 Million | $10.50 Million | $649.51 Million | ▼ -5.1% |
| 2014 | 0.02x | $10.72 Million | $10.53 Million | $612.59 Million | ▼ -17.1% |
| 2013 | 0.02x | $13.08 Million | $12.69 Million | $619.37 Million | ▲ +4.0% |
| 2012 | 0.02x | $11.78 Million | $11.36 Million | $579.88 Million | ▲ +7.5% |
| 2011 | 0.02x | $10.97 Million | $10.79 Million | $580.75 Million | ▲ +1.2% |
| 2010 | 0.02x | $8.76 Million | $8.58 Million | $469.31 Million | ▲ +38.9% |
| 2009 | 0.01x | $6.25 Million | $6.00 Million | $465.23 Million | ▼ -19.9% |
| 2008 | 0.02x | $7.48 Million | $7.15 Million | $445.61 Million | ▲ +78.3% |
| 2007 | 0.01x | $4.00 Million | $3.71 Million | $424.79 Million | ▼ -72.7% |
| 2006 | 0.03x | $13.84 Million | $12.77 Million | $402.12 Million | ▲ +79.1% |
| 2005 | 0.02x | $7.41 Million | $6.96 Million | $385.45 Million | ▼ -6.3% |
| 2004 | 0.02x | $7.50 Million | $7.06 Million | $365.94 Million | ▲ +8.7% |
| 2003 | 0.02x | $6.50 Million | $6.50 Million | $344.65 Million | ▲ +6.9% |
| 2002 | 0.02x | $5.77 Million | $5.20 Million | $327.34 Million | ▲ +3.5% |
| 2001 | 0.02x | $5.30 Million | $4.85 Million | $310.91 Million | ▼ -21.2% |
| 2000 | 0.02x | $6.38 Million | $6.03 Million | $295.36 Million | ▲ +11.2% |
| 1999 | 0.02x | $5.60 Million | $5.30 Million | $288.10 Million | ▼ -33.1% |
| 1998 | 0.03x | $7.30 Million | $6.90 Million | $251.30 Million | ▲ +3.5% |
| 1997 | 0.03x | $6.70 Million | $6.50 Million | $238.70 Million | ▲ +22.3% |
| 1996 | 0.02x | $5.48 Million | $4.11 Million | $238.57 Million | ▼ -46.9% |
| 1995 | 0.04x | $8.41 Million | $7.82 Million | $194.48 Million | — |