Norwood Financial Corp (NWFL) — Capital Reinvestment Ratio
Norwood Financial Corp (NWFL) has a Capital Reinvestment Ratio of 0.06x as of June 2026, meaning it reinvests 0% of its operating cash flow ($8.91 Million) in capital expenditures ($498.00K). Check tangible equity quality of Norwood Financial Corp to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Norwood Financial Corp Capital Reinvestment Ratio (1995–2025)
This chart tracks Norwood Financial Corp's Capital Reinvestment Ratio across 30 annual periods. For the full cash flow conversion analysis, see Norwood Financial Corp operating cash flow efficiency.
Annual Capital Reinvestment Ratio for Norwood Financial Corp (1995–2025)
Year-by-year Capital Reinvestment Ratio for Norwood Financial Corp from 1995 to 2025. See NWFL FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.14x | $33.97 Million | $4.72 Million | ▲ +1.4% |
| 2024 | 0.14x | $22.81 Million | $3.13 Million | ▲ +189.6% |
| 2023 | 0.05x | $29.82 Million | $1.41 Million | ▼ -32.4% |
| 2022 | 0.07x | $30.73 Million | $2.15 Million | ▲ +62.6% |
| 2021 | 0.04x | $29.20 Million | $1.26 Million | ▼ -20.6% |
| 2020 | 0.05x | $13.80 Million | $749.00K | ▼ -38.3% |
| 2019 | 0.09x | $18.44 Million | $1.62 Million | ▲ +74.4% |
| 2018 | 0.05x | $17.30 Million | $873.00K | ▼ -50.4% |
| 2017 | 0.10x | $16.05 Million | $1.63 Million | ▲ +126.5% |
| 2016 | 0.04x | $11.38 Million | $511.00K | ▲ +62.6% |
| 2015 | 0.03x | $10.50 Million | $290.00K | ▲ +50.7% |
| 2014 | 0.02x | $10.53 Million | $193.00K | ▼ -40.8% |
| 2013 | 0.03x | $12.69 Million | $393.00K | ▼ -15.6% |
| 2012 | 0.04x | $11.36 Million | $417.00K | ▲ +126.4% |
| 2011 | 0.02x | $10.79 Million | $175.00K | ▼ -22.3% |
| 2010 | 0.02x | $8.58 Million | $179.00K | ▼ -49.5% |
| 2009 | 0.04x | $6.00 Million | $248.00K | ▼ -9.1% |
| 2008 | 0.05x | $7.15 Million | $325.00K | ▼ -41.3% |
| 2007 | 0.08x | $3.71 Million | $287.00K | ▼ -7.3% |
| 2006 | 0.08x | $12.77 Million | $1.07 Million | ▲ +30.3% |
| 2005 | 0.06x | $6.96 Million | $446.00K | ▲ +1.6% |
| 2004 | 0.06x | $7.06 Million | $445.00K | ▼ -42.7% |
| 2002 | 0.11x | $5.20 Million | $572.00K | ▲ +19.9% |
| 2001 | 0.09x | $4.85 Million | $445.00K | ▲ +57.6% |
| 2000 | 0.06x | $6.03 Million | $351.00K | ▲ +2.8% |
| 1999 | 0.06x | $5.30 Million | $300.00K | ▼ -2.4% |
| 1998 | 0.06x | $6.90 Million | $400.00K | ▲ +88.4% |
| 1997 | 0.03x | $6.50 Million | $200.00K | ▼ -90.7% |
| 1996 | 0.33x | $4.11 Million | $1.36 Million | ▲ +341.6% |
| 1995 | 0.08x | $7.82 Million | $586.97K | — |