Norwood Financial Corp (NWFL) — Capital Reinvestment Ratio
Norwood Financial Corp (NWFL) has a Capital Reinvestment Ratio of 0.28x as of September 2025, meaning it reinvests 0% of its operating cash flow ($9.34 Million) in capital expenditures ($2.61 Million). See debt-free asset ratio of Norwood Financial Corp to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Norwood Financial Corp Capital Reinvestment Ratio (1995–2024)
This chart tracks Norwood Financial Corp's Capital Reinvestment Ratio across 29 annual periods. Check NWFL cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Norwood Financial Corp (1995–2024)
Year-by-year Capital Reinvestment Ratio for Norwood Financial Corp from 1995 to 2024. For live market cap and broader valuation context, see market cap of Norwood Financial Corp.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.14x | $22.81 Million | $3.13 Million | ▲ +189.6% |
| 2023 | 0.05x | $29.82 Million | $1.41 Million | ▼ -32.4% |
| 2022 | 0.07x | $30.73 Million | $2.15 Million | ▲ +62.6% |
| 2021 | 0.04x | $29.20 Million | $1.26 Million | ▼ -20.6% |
| 2020 | 0.05x | $13.80 Million | $749.00K | ▼ -38.3% |
| 2019 | 0.09x | $18.44 Million | $1.62 Million | ▲ +74.4% |
| 2018 | 0.05x | $17.30 Million | $873.00K | ▼ -50.4% |
| 2017 | 0.10x | $16.05 Million | $1.63 Million | ▲ +126.5% |
| 2016 | 0.04x | $11.38 Million | $511.00K | ▲ +62.6% |
| 2015 | 0.03x | $10.50 Million | $290.00K | ▲ +50.7% |
| 2014 | 0.02x | $10.53 Million | $193.00K | ▼ -40.8% |
| 2013 | 0.03x | $12.69 Million | $393.00K | ▼ -15.6% |
| 2012 | 0.04x | $11.36 Million | $417.00K | ▲ +126.4% |
| 2011 | 0.02x | $10.79 Million | $175.00K | ▼ -22.3% |
| 2010 | 0.02x | $8.58 Million | $179.00K | ▼ -49.5% |
| 2009 | 0.04x | $6.00 Million | $248.00K | ▼ -9.1% |
| 2008 | 0.05x | $7.15 Million | $325.00K | ▼ -41.3% |
| 2007 | 0.08x | $3.71 Million | $287.00K | ▼ -7.3% |
| 2006 | 0.08x | $12.77 Million | $1.07 Million | ▲ +30.3% |
| 2005 | 0.06x | $6.96 Million | $446.00K | ▲ +1.6% |
| 2004 | 0.06x | $7.06 Million | $445.00K | ▼ -42.7% |
| 2002 | 0.11x | $5.20 Million | $572.00K | ▲ +19.9% |
| 2001 | 0.09x | $4.85 Million | $445.00K | ▲ +57.6% |
| 2000 | 0.06x | $6.03 Million | $351.00K | ▲ +2.8% |
| 1999 | 0.06x | $5.30 Million | $300.00K | ▼ -2.4% |
| 1998 | 0.06x | $6.90 Million | $400.00K | ▲ +88.4% |
| 1997 | 0.03x | $6.50 Million | $200.00K | ▼ -90.7% |
| 1996 | 0.33x | $4.11 Million | $1.36 Million | ▲ +341.6% |
| 1995 | 0.08x | $7.82 Million | $586.97K | — |