Norwood Financial Corp (NWFL) — Cash Flow-to-Debt Ratio
Norwood Financial Corp (NWFL) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $9.34 Million could theoretically repay 0% of its total liabilities ($2.18 Billion) in one year. Explore long-term investment intensity of Norwood Financial Corp to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Norwood Financial Corp Cash Flow-to-Debt Ratio (1995–2024)
Historical debt coverage capacity for Norwood Financial Corp across 30 annual periods. Also explore balance sheet size of Norwood Financial Corp for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Norwood Financial Corp (1995–2024)
Year-by-year debt coverage analysis for Norwood Financial Corp. For market capitalisation and broader financial context, see NWFL stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $22.81 Million | $2.10 Billion | ▼ -26.6% |
| 2023 | 0.01x | $29.82 Million | $2.02 Billion | ▼ -9.7% |
| 2022 | 0.02x | $30.73 Million | $1.88 Billion | ▲ +4.3% |
| 2021 | 0.02x | $29.20 Million | $1.86 Billion | ▲ +88.2% |
| 2020 | 0.01x | $13.80 Million | $1.66 Billion | ▼ -50.6% |
| 2019 | 0.02x | $18.44 Million | $1.09 Billion | ▲ +3.6% |
| 2018 | 0.02x | $17.30 Million | $1.06 Billion | ▲ +3.2% |
| 2017 | 0.02x | $16.05 Million | $1.02 Billion | ▲ +38.7% |
| 2016 | 0.01x | $11.38 Million | $1.00 Billion | ▼ -29.6% |
| 2015 | 0.02x | $10.50 Million | $649.51 Million | ▼ -6.0% |
| 2014 | 0.02x | $10.53 Million | $612.59 Million | ▼ -16.1% |
| 2013 | 0.02x | $12.69 Million | $619.37 Million | ▲ +4.6% |
| 2012 | 0.02x | $11.36 Million | $579.88 Million | ▲ +5.4% |
| 2011 | 0.02x | $10.79 Million | $580.75 Million | ▲ +1.6% |
| 2010 | 0.02x | $8.58 Million | $469.31 Million | ▲ +41.7% |
| 2009 | 0.01x | $6.00 Million | $465.23 Million | ▼ -19.6% |
| 2008 | 0.02x | $7.15 Million | $445.61 Million | ▲ +83.8% |
| 2007 | 0.01x | $3.71 Million | $424.79 Million | ▼ -72.5% |
| 2006 | 0.03x | $12.77 Million | $402.12 Million | ▲ +75.9% |
| 2005 | 0.02x | $6.96 Million | $385.45 Million | ▼ -6.4% |
| 2004 | 0.02x | $7.06 Million | $365.94 Million | ▲ +2.3% |
| 2003 | 0.02x | $6.50 Million | $344.65 Million | ▲ +18.7% |
| 2002 | 0.02x | $5.20 Million | $327.34 Million | ▲ +1.8% |
| 2001 | 0.02x | $4.85 Million | $310.91 Million | ▼ -23.6% |
| 2000 | 0.02x | $6.03 Million | $295.36 Million | ▲ +11.0% |
| 1999 | 0.02x | $5.30 Million | $288.10 Million | ▼ -33.0% |
| 1998 | 0.03x | $6.90 Million | $251.30 Million | ▲ +0.8% |
| 1997 | 0.03x | $6.50 Million | $238.70 Million | ▲ +57.9% |
| 1996 | 0.02x | $4.11 Million | $238.57 Million | ▼ -57.1% |
| 1995 | 0.04x | $7.82 Million | $194.48 Million | — |