Norwood Financial Corp (NWFL) — Free Cash Flow Generation Index
Norwood Financial Corp (NWFL) has a Free Cash Flow Generation Index of 1.28x as of September 2025. Free cash flow of $11.95 Million represents 1% of operating cash flow ($9.34 Million). See Norwood Financial Corp current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Norwood Financial Corp Free Cash Flow Generation Index (1995–2024)
Historical FCF Generation Index trend for Norwood Financial Corp across 30 annual periods. Explore Norwood Financial Corp (NWFL) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Norwood Financial Corp (1995–2024)
Year-by-year Free Cash Flow Generation Index for Norwood Financial Corp. For the full company profile including market capitalisation, see Norwood Financial Corp market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.86x | $19.68 Million | $22.81 Million | $3.13 Million | ▼ -9.4% |
| 2023 | 0.95x | $28.41 Million | $29.82 Million | $1.41 Million | ▲ +2.4% |
| 2022 | 0.93x | $28.58 Million | $30.73 Million | $2.15 Million | ▼ -2.8% |
| 2021 | 0.96x | $27.94 Million | $29.20 Million | $1.26 Million | ▲ +1.2% |
| 2020 | 0.95x | $13.05 Million | $13.80 Million | $749.00K | ▲ +3.7% |
| 2019 | 0.91x | $16.82 Million | $18.44 Million | $1.62 Million | ▼ -4.0% |
| 2018 | 0.95x | $16.43 Million | $17.30 Million | $873.00K | ▲ +5.7% |
| 2017 | 0.90x | $14.42 Million | $16.05 Million | $1.63 Million | ▼ -5.9% |
| 2016 | 0.96x | $10.87 Million | $11.38 Million | $511.00K | ▼ -1.8% |
| 2015 | 0.97x | $10.21 Million | $10.50 Million | $290.00K | ▼ -0.9% |
| 2014 | 0.98x | $10.34 Million | $10.53 Million | $193.00K | ▲ +1.3% |
| 2013 | 0.97x | $12.30 Million | $12.69 Million | $393.00K | ▲ +0.6% |
| 2012 | 0.96x | $10.94 Million | $11.36 Million | $417.00K | ▼ -2.1% |
| 2011 | 0.98x | $10.62 Million | $10.79 Million | $175.00K | ▲ +0.5% |
| 2010 | 0.98x | $8.40 Million | $8.58 Million | $179.00K | ▲ +2.1% |
| 2009 | 0.96x | $5.76 Million | $6.00 Million | $248.00K | ▲ +0.4% |
| 2008 | 0.95x | $6.83 Million | $7.15 Million | $325.00K | ▲ +3.5% |
| 2007 | 0.92x | $3.42 Million | $3.71 Million | $287.00K | ▲ +0.7% |
| 2006 | 0.92x | $11.71 Million | $12.77 Million | $1.07 Million | ▼ -2.1% |
| 2005 | 0.94x | $6.51 Million | $6.96 Million | $446.00K | ▼ -0.1% |
| 2004 | 0.94x | $6.61 Million | $7.06 Million | $445.00K | ▼ -6.3% |
| 2003 | 1.00x | $6.50 Million | $6.50 Million | $0.00 | ▲ +12.4% |
| 2002 | 0.89x | $4.63 Million | $5.20 Million | $572.00K | ▼ -2.0% |
| 2001 | 0.91x | $4.41 Million | $4.85 Million | $445.00K | ▼ -3.6% |
| 2000 | 0.94x | $5.68 Million | $6.03 Million | $351.00K | ▼ -0.2% |
| 1999 | 0.94x | $5.00 Million | $5.30 Million | $300.00K | ▲ +0.1% |
| 1998 | 0.94x | $6.50 Million | $6.90 Million | $400.00K | ▼ -2.8% |
| 1997 | 0.97x | $6.30 Million | $6.50 Million | $200.00K | ▲ +44.9% |
| 1996 | 0.67x | $2.75 Million | $4.11 Million | $1.36 Million | ▼ -27.7% |
| 1995 | 0.92x | $7.24 Million | $7.82 Million | $586.97K | — |