Norwood Financial Corp (NWFL) — Free Cash Flow Generation Index
Norwood Financial Corp (NWFL) has a Free Cash Flow Generation Index of 1.28x as of September 2025. Free cash flow of $11.95 Million represents 1% of operating cash flow ($9.34 Million). Read Norwood Financial Corp (NWFL) total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Norwood Financial Corp Free Cash Flow Generation Index (1995–2024)
Historical FCF Generation Index trend for Norwood Financial Corp across 30 annual periods. Explore Norwood Financial Corp (NWFL) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Norwood Financial Corp (1995–2024)
Year-by-year Free Cash Flow Generation Index for Norwood Financial Corp. For the full company profile including market capitalisation, see NWFL stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.86x | $19.68 Million | $22.81 Million | $3.13 Million | ▼ -9.4% |
| 2023 | 0.95x | $28.41 Million | $29.82 Million | $1.41 Million | ▲ +2.4% |
| 2022 | 0.93x | $28.58 Million | $30.73 Million | $2.15 Million | ▼ -2.8% |
| 2021 | 0.96x | $27.94 Million | $29.20 Million | $1.26 Million | ▲ +1.2% |
| 2020 | 0.95x | $13.05 Million | $13.80 Million | $749.00K | ▲ +3.7% |
| 2019 | 0.91x | $16.82 Million | $18.44 Million | $1.62 Million | ▼ -4.0% |
| 2018 | 0.95x | $16.43 Million | $17.30 Million | $873.00K | ▲ +5.7% |
| 2017 | 0.90x | $14.42 Million | $16.05 Million | $1.63 Million | ▼ -5.9% |
| 2016 | 0.96x | $10.87 Million | $11.38 Million | $511.00K | ▼ -1.8% |
| 2015 | 0.97x | $10.21 Million | $10.50 Million | $290.00K | ▼ -0.9% |
| 2014 | 0.98x | $10.34 Million | $10.53 Million | $193.00K | ▲ +1.3% |
| 2013 | 0.97x | $12.30 Million | $12.69 Million | $393.00K | ▲ +0.6% |
| 2012 | 0.96x | $10.94 Million | $11.36 Million | $417.00K | ▼ -2.1% |
| 2011 | 0.98x | $10.62 Million | $10.79 Million | $175.00K | ▲ +0.5% |
| 2010 | 0.98x | $8.40 Million | $8.58 Million | $179.00K | ▲ +2.1% |
| 2009 | 0.96x | $5.76 Million | $6.00 Million | $248.00K | ▲ +0.4% |
| 2008 | 0.95x | $6.83 Million | $7.15 Million | $325.00K | ▲ +3.5% |
| 2007 | 0.92x | $3.42 Million | $3.71 Million | $287.00K | ▲ +0.7% |
| 2006 | 0.92x | $11.71 Million | $12.77 Million | $1.07 Million | ▼ -2.1% |
| 2005 | 0.94x | $6.51 Million | $6.96 Million | $446.00K | ▼ -0.1% |
| 2004 | 0.94x | $6.61 Million | $7.06 Million | $445.00K | ▼ -6.3% |
| 2003 | 1.00x | $6.50 Million | $6.50 Million | $0.00 | ▲ +12.4% |
| 2002 | 0.89x | $4.63 Million | $5.20 Million | $572.00K | ▼ -2.0% |
| 2001 | 0.91x | $4.41 Million | $4.85 Million | $445.00K | ▼ -3.6% |
| 2000 | 0.94x | $5.68 Million | $6.03 Million | $351.00K | ▼ -0.2% |
| 1999 | 0.94x | $5.00 Million | $5.30 Million | $300.00K | ▲ +0.1% |
| 1998 | 0.94x | $6.50 Million | $6.90 Million | $400.00K | ▼ -2.8% |
| 1997 | 0.97x | $6.30 Million | $6.50 Million | $200.00K | ▲ +44.9% |
| 1996 | 0.67x | $2.75 Million | $4.11 Million | $1.36 Million | ▼ -27.7% |
| 1995 | 0.92x | $7.24 Million | $7.82 Million | $586.97K | — |