SoFi Technologies Inc. Working Capital to Net Assets Ratio
SoFi Technologies Inc. working capital to net assets ratio. SoFi Technologies Inc. (SOFI) has a Working Capital to Net Assets ratio of -313.7% as of March 2026. Working capital of $-33.92 Billion (current assets of $6.81 Billion minus current liabilities of $40.73 Billion) is measured against net assets of $10.81 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of SoFi Technologies Inc. (2018–2025)
Working capital to net assets ratio of SoFi Technologies Inc. from 2018 to 2025. This chart shows how SoFi Technologies Inc.'s Working Capital to Net Assets ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the ratio stands at -313.7%, reflecting working capital of $-33.92 Billion against net assets of $10.81 Billion USD. Explore SoFi Technologies Inc. (SOFI) long-term investment share to see how much of total assets are deployed in long-term investments.
SoFi Technologies Inc. Working Capital to Net Assets Ratio by Year (2018–2025)
SoFi Technologies Inc. working capital to net assets ratio by year from 2018 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for SoFi Technologies Inc. from 2018 to 2025, covering 8 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see SoFi Technologies Inc. balance sheet assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -279.2% | $-29.29 Billion | $10.49 Billion | $9.16 Billion | $38.45 Billion | ▲ +52.7 pp |
| 2024 | -331.9% | $-21.66 Billion | $6.53 Billion | $5.21 Billion | $26.86 Billion | ▼ -51.0 pp |
| 2023 | -280.8% | $-15.60 Billion | $5.55 Billion | $3.87 Billion | $19.47 Billion | ▼ -164.0 pp |
| 2022 | -116.8% | $-6.46 Billion | $5.53 Billion | $1.66 Billion | $8.12 Billion | ▼ -120.9 pp |
| 2021 | 4.1% | $191.81 Million | $4.70 Billion | $689.62 Million | $497.81 Million | ▼ -10.2 pp |
| 2020 | 14.3% | $436.88 Million | $3.05 Billion | $922.88 Million | $486.00 Million | ▼ -2.8 pp |
| 2019 | 17.1% | $359.81 Million | $2.10 Billion | $520.80 Million | $161.00 Million | ▲ +131.8 pp |
| 2018 | -114.7% | $7.68 Billion | $-6.70 Billion | $7.76 Billion | $75.24 Million | — |