SoFi Technologies Inc. Cash Flow Quality Index
SoFi Technologies Inc. cash flow quality index. SoFi Technologies Inc. (SOFI) has a Cash Flow Quality Index of 0.71x as of March 2026. Operating cash flow of $119.10 Million is below net income of $166.73 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SoFi Technologies Inc. cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of SoFi Technologies Inc. (2017–2025)
Cash flow quality index of SoFi Technologies Inc. from 2017 to 2025. Historical Cash Flow Quality Index for SoFi Technologies Inc. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. See SOFI net asset quality index to measure how much of total assets are equity-financed.
SoFi Technologies Inc. Cash Flow Quality Index by Year (2017–2025)
SoFi Technologies Inc. cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for SoFi Technologies Inc.. For the full cash flow conversion analysis, see SoFi Technologies Inc. cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -7.78x | $-3.74 Billion | $481.32 Million | ▼ -246.2% |
| 2024 | -2.25x | $-1.12 Billion | $498.67 Million | ▼ -245.5% |
| 2017 | 1.54x | $76.79 Million | $49.77 Million | — |