SoFi Technologies Inc. (SOFI) — Cash Flow Quality Index
SoFi Technologies Inc. (SOFI) has a Cash Flow Quality Index of 0.71x as of March 2026. Operating cash flow of $119.10 Million is below net income of $166.73 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of SoFi Technologies Inc. to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SoFi Technologies Inc. Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for SoFi Technologies Inc. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SoFi Technologies Inc. (SOFI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for SoFi Technologies Inc. (2017–2025)
Year-by-year earnings quality comparison for SoFi Technologies Inc.. For live market cap and the full company financial profile, see SOFI market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -7.78x | $-3.74 Billion | $481.32 Million | ▼ -246.2% |
| 2024 | -2.25x | $-1.12 Billion | $498.67 Million | ▼ -245.5% |
| 2017 | 1.54x | $76.79 Million | $49.77 Million | — |