SoFi Technologies Inc. (SOFI) — Cash Flow Quality Index
SoFi Technologies Inc. (SOFI) has a Cash Flow Quality Index of 0.71x as of March 2026. Operating cash flow of $119.10 Million is below net income of $166.73 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of SoFi Technologies Inc.'s assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SoFi Technologies Inc. Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for SoFi Technologies Inc. across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SOFI intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for SoFi Technologies Inc. (2017–2025)
Year-by-year earnings quality comparison for SoFi Technologies Inc.. For live market cap and the full company financial profile, see SoFi Technologies Inc. stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -7.78x | $-3.74 Billion | $481.32 Million | ▼ -246.2% |
| 2024 | -2.25x | $-1.12 Billion | $498.67 Million | ▼ -245.5% |
| 2017 | 1.54x | $76.79 Million | $49.77 Million | — |