SoFi Technologies Inc. (SOFI) — Net Asset Quality Index

Latest as of March 2026: 20.1%

SoFi Technologies Inc. (SOFI) has a Net Asset Quality Index of 20.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $53.70 Billion minus total liabilities of $42.89 Billion yields net assets of $10.81 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See SOFI defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Quality Index

20.1%
Equity / Total Assets

Net Assets

$10.81 Billion
USD

Total Assets

$53.70 Billion
USD

Total Liabilities

$42.89 Billion
USD

SoFi Technologies Inc. Net Asset Quality Index Over Time (2018–2025)

This chart shows how SoFi Technologies Inc.'s Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the index stands at 20.1%, representing net assets of $10.81 Billion against total assets of $53.70 Billion USD. Explore cash efficiency ratio of SoFi Technologies Inc. to assess how effectively this company generates cash.

Annual Net Asset Quality Index for SoFi Technologies Inc. (2018–2025)

The table below presents the year-by-year Net Asset Quality Index for SoFi Technologies Inc. from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is SoFi Technologies Inc. worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 20.7% $10.49 Billion $50.66 Billion $40.17 Billion ▲ +2.7 pp
2024 18.0% $6.53 Billion $36.25 Billion $29.73 Billion ▼ -0.5 pp
2023 18.5% $5.55 Billion $30.07 Billion $24.52 Billion ▼ -10.6 pp
2022 29.1% $5.53 Billion $19.01 Billion $13.48 Billion ▼ -22.1 pp
2021 51.2% $4.70 Billion $9.18 Billion $4.48 Billion ▲ +15.5 pp
2020 35.7% $3.05 Billion $8.56 Billion $5.51 Billion ▲ +6.8 pp
2019 28.8% $2.10 Billion $7.29 Billion $5.19 Billion ▲ +23783.7 pp
2018 -23754.9% $-6.70 Billion $28.20 Million $6.73 Billion
pp = percentage points