SoFi Technologies Inc. (SOFI) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.00x

SoFi Technologies Inc. (SOFI) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $119.10 Million could theoretically repay 0% of its total liabilities ($42.89 Billion) in one year. Explore SoFi Technologies Inc. (SOFI) long-term investment share to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.00x
Operating CF / Total Liabilities

Operating Cash Flow

$119.10 Million
USD

Total Liabilities

$42.89 Billion
USD

Data as of

Mar 2026
Most recent filing

SoFi Technologies Inc. Cash Flow-to-Debt Ratio (2018–2025)

Historical debt coverage capacity for SoFi Technologies Inc. across 8 annual periods. Also explore how large is SoFi Technologies Inc.'s balance sheet for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for SoFi Technologies Inc. (2018–2025)

Year-by-year debt coverage analysis for SoFi Technologies Inc.. For market capitalisation and broader financial context, see market cap of SoFi Technologies Inc..

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.09x $-3.74 Billion $40.17 Billion ▼ -147.3%
2024 -0.04x $-1.12 Billion $29.73 Billion ▲ +87.2%
2023 -0.29x $-7.23 Billion $24.52 Billion ▲ +45.2%
2022 -0.54x $-7.26 Billion $13.48 Billion ▼ -78.6%
2021 -0.30x $-1.35 Billion $4.48 Billion ▼ -246.5%
2020 -0.09x $-479.34 Million $5.51 Billion ▼ -724.7%
2019 -0.01x $-54.73 Million $5.19 Billion ▼ -106.9%
2018 0.15x $1.02 Billion $6.73 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.