SoFi Technologies Inc. (SOFI) — Cash Flow-to-Debt Ratio
SoFi Technologies Inc. (SOFI) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $119.10 Million could theoretically repay 0% of its total liabilities ($42.89 Billion) in one year. See SoFi Technologies Inc. free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
SoFi Technologies Inc. Cash Flow-to-Debt Ratio (2018–2025)
Historical debt coverage capacity for SoFi Technologies Inc. across 8 annual periods. Also explore SoFi Technologies Inc. net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for SoFi Technologies Inc. (2018–2025)
Year-by-year debt coverage analysis for SoFi Technologies Inc.. For market capitalisation and broader financial context, see SOFI stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.09x | $-3.74 Billion | $40.17 Billion | ▼ -147.3% |
| 2024 | -0.04x | $-1.12 Billion | $29.73 Billion | ▲ +87.2% |
| 2023 | -0.29x | $-7.23 Billion | $24.52 Billion | ▲ +45.2% |
| 2022 | -0.54x | $-7.26 Billion | $13.48 Billion | ▼ -78.6% |
| 2021 | -0.30x | $-1.35 Billion | $4.48 Billion | ▼ -246.5% |
| 2020 | -0.09x | $-479.34 Million | $5.51 Billion | ▼ -724.7% |
| 2019 | -0.01x | $-54.73 Million | $5.19 Billion | ▼ -106.9% |
| 2018 | 0.15x | $1.02 Billion | $6.73 Billion | — |