SoFi Technologies Inc. Cash Flow-to-Debt Ratio
SoFi Technologies Inc. cash flow-to-debt ratio. SoFi Technologies Inc. (SOFI) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $119.10 Million could theoretically repay 0% of its total liabilities ($42.89 Billion) in one year. Check cash flow reinvestment rate of SoFi Technologies Inc. to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of SoFi Technologies Inc. (2018–2025)
Cash flow-to-debt ratio of SoFi Technologies Inc. from 2018 to 2025. Historical debt coverage capacity for SoFi Technologies Inc. across 8 annual periods. Check earnings quality score of SoFi Technologies Inc. to evaluate the quality of earnings relative to operating cash generation.
SoFi Technologies Inc. Cash Flow-to-Debt Ratio by Year (2018–2025)
SoFi Technologies Inc. cash flow-to-debt ratio by year from 2018 to 2025. Year-by-year debt coverage analysis for SoFi Technologies Inc.. For the full cash flow conversion analysis, see SoFi Technologies Inc. cash conversion from operations.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.09x | $-3.74 Billion | $40.17 Billion | ▼ -147.3% |
| 2024 | -0.04x | $-1.12 Billion | $29.73 Billion | ▲ +87.2% |
| 2023 | -0.29x | $-7.23 Billion | $24.52 Billion | ▲ +45.2% |
| 2022 | -0.54x | $-7.26 Billion | $13.48 Billion | ▼ -78.6% |
| 2021 | -0.30x | $-1.35 Billion | $4.48 Billion | ▼ -246.5% |
| 2020 | -0.09x | $-479.34 Million | $5.51 Billion | ▼ -724.7% |
| 2019 | -0.01x | $-54.73 Million | $5.19 Billion | ▼ -106.9% |
| 2018 | 0.15x | $1.02 Billion | $6.73 Billion | — |