SoFi Technologies Inc. (SOFI) — Financial Flexibility Index
SoFi Technologies Inc. (SOFI) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $187.88 Million (operating CF $119.10 Million minus capex $68.78 Million) represents 0% of total liabilities ($42.89 Billion). Check SoFi Technologies Inc. (SOFI) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SoFi Technologies Inc. Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for SoFi Technologies Inc. across 8 annual periods. See SoFi Technologies Inc. current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for SoFi Technologies Inc. (2018–2025)
Year-by-year free cash flow to debt coverage for SoFi Technologies Inc.. For the full company profile including market capitalisation, see SOFI market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.09x | $-3.50 Billion | $-3.74 Billion | $40.17 Billion | ▼ -170.9% |
| 2024 | -0.03x | $-956.19 Million | $-1.12 Billion | $29.73 Billion | ▲ +88.9% |
| 2023 | -0.29x | $-7.11 Billion | $-7.23 Billion | $24.52 Billion | ▲ +45.4% |
| 2022 | -0.53x | $-7.15 Billion | $-7.26 Billion | $13.48 Billion | ▼ -83.1% |
| 2021 | -0.29x | $-1.30 Billion | $-1.35 Billion | $4.48 Billion | ▼ -251.1% |
| 2020 | -0.08x | $-454.79 Million | $-479.34 Million | $5.51 Billion | ▼ -2398.1% |
| 2019 | 0.00x | $-17.14 Million | $-54.73 Million | $5.19 Billion | ▼ -102.1% |
| 2018 | 0.15x | $1.04 Billion | $1.02 Billion | $6.73 Billion | — |