SoFi Technologies Inc. Financial Flexibility Index
SoFi Technologies Inc. financial flexibility index. SoFi Technologies Inc. (SOFI) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $187.88 Million (operating CF $119.10 Million minus capex $68.78 Million) represents 0% of total liabilities ($42.89 Billion). Explore SOFI capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SoFi Technologies Inc. (2018–2025)
Financial flexibility index of SoFi Technologies Inc. from 2018 to 2025. Historical Financial Flexibility Index trend for SoFi Technologies Inc. across 8 annual periods. Check SoFi Technologies Inc. cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
SoFi Technologies Inc. Financial Flexibility Index by Year (2018–2025)
SoFi Technologies Inc. financial flexibility index by year from 2018 to 2025. Year-by-year free cash flow to debt coverage for SoFi Technologies Inc.. For the full cash flow conversion analysis, see SoFi Technologies Inc. operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.09x | $-3.50 Billion | $-3.74 Billion | $40.17 Billion | ▼ -170.9% |
| 2024 | -0.03x | $-956.19 Million | $-1.12 Billion | $29.73 Billion | ▲ +88.9% |
| 2023 | -0.29x | $-7.11 Billion | $-7.23 Billion | $24.52 Billion | ▲ +45.4% |
| 2022 | -0.53x | $-7.15 Billion | $-7.26 Billion | $13.48 Billion | ▼ -83.1% |
| 2021 | -0.29x | $-1.30 Billion | $-1.35 Billion | $4.48 Billion | ▼ -251.1% |
| 2020 | -0.08x | $-454.79 Million | $-479.34 Million | $5.51 Billion | ▼ -2398.1% |
| 2019 | 0.00x | $-17.14 Million | $-54.73 Million | $5.19 Billion | ▼ -102.1% |
| 2018 | 0.15x | $1.04 Billion | $1.02 Billion | $6.73 Billion | — |