SoFi Technologies Inc. (SOFI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 5.53x

SoFi Technologies Inc. (SOFI) has a Cash Flow Reinvestment Rate of 5.53x as of March 2026, reinvesting $658.31 Million (capex $68.78 Million plus investments $-589.54 Million) from operating cash flow of $119.10 Million. Check SoFi Technologies Inc. (SOFI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

5.53x
(Capex + Investments) / Operating CF

Total Reinvested

$658.31 Million
Capex + Investments

Operating Cash Flow

$119.10 Million
USD

Capital Expenditures

$68.78 Million
USD

SoFi Technologies Inc. Cash Flow Reinvestment Rate (2017–2018)

Historical reinvestment intensity for SoFi Technologies Inc. across 2 annual periods. Explore SoFi Technologies Inc. (SOFI) investment intensity to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for SoFi Technologies Inc. (2017–2018)

Year-by-year capital reinvestment analysis for SoFi Technologies Inc.. For live market cap and broader valuation context, see SoFi Technologies Inc. (SOFI) market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2018 0.11x $114.13 Million $1.02 Billion $13.73 Million ▼ -92.4%
2017 1.46x $111.99 Million $76.79 Million $11.59 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow