SoFi Technologies Inc. (SOFI) — Defensive Interval Ratio
SoFi Technologies Inc. (SOFI) has a Defensive Interval Ratio of 27 days as of March 2026. Defensive assets of $3.05 Billion (cash $-, short-term investments $3.05 Billion, receivables $-) cover 27 days of daily cash needs of $111.59 Million/day. See SOFI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SoFi Technologies Inc. Defensive Interval Ratio (2018–2025)
This chart shows how SoFi Technologies Inc.'s Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of March 2026, the ratio stands at 27 days, meaning defensive assets of $3.05 Billion can fund 27 days of operations without new revenue. See debt-free asset ratio of SoFi Technologies Inc. to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for SoFi Technologies Inc. (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for SoFi Technologies Inc. from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SoFi Technologies Inc. market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $3.32 Billion | $105.33 Million/day | $- | $2.43 Billion | ▼ -1 days |
| 2024 | 32 days | $2.39 Billion | $73.60 Million/day | $- | $1.80 Billion | ▲ +20 days |
| 2023 | 13 days | $670.79 Million | $53.34 Million/day | $- | $500.94 Million | ▲ +5 days |
| 2022 | 7 days | $166.48 Million | $22.24 Million/day | $- | $39.43 Million | ▼ -198 days |
| 2021 | 206 days | $280.43 Million | $1.36 Million/day | $- | $194.91 Million | ▼ -437 days |
| 2020 | 642 days | $855.31 Million | $1.33 Million/day | $- | $805.02 Million | ▲ +594 days |
| 2019 | 48 days | $21.32 Million | $441.10K/day | $- | $- | ▼ -33948 days |
| 2018 | 33997 days | $7.01 Billion | $206.14K/day | $- | $-211.89 Million | — |