SoFi Technologies Inc. (SOFI) — Defensive Interval Ratio
SoFi Technologies Inc. (SOFI) has a Defensive Interval Ratio of 1703 days as of December 2025. Defensive assets of $3.47 Billion (cash $-, short-term investments $2.58 Billion, receivables $893.48 Million) cover 1703 days of daily cash needs of $2.04 Million/day. Check SoFi Technologies Inc. tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SoFi Technologies Inc. Defensive Interval Ratio (2018–2025)
This chart shows how SoFi Technologies Inc.'s Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the ratio stands at 1703 days, meaning defensive assets of $3.47 Billion can fund 1703 days of operations without new revenue. Also explore SOFI net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for SoFi Technologies Inc. (2018–2025)
The table below presents the year-by-year Defensive Interval Ratio for SoFi Technologies Inc. from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SOFI market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1703 days | $3.47 Billion | $2.04 Million/day | $- | $2.58 Billion | ▲ +1670 days |
| 2024 | 32 days | $2.39 Billion | $73.60 Million/day | $- | $1.80 Billion | ▲ +20 days |
| 2023 | 13 days | $670.79 Million | $53.34 Million/day | $- | $500.94 Million | ▲ +5 days |
| 2022 | 7 days | $166.48 Million | $22.24 Million/day | $- | $39.43 Million | ▼ -198 days |
| 2021 | 206 days | $280.43 Million | $1.36 Million/day | $- | $194.91 Million | ▼ -437 days |
| 2020 | 642 days | $855.31 Million | $1.33 Million/day | $- | $805.02 Million | ▲ +594 days |
| 2019 | 48 days | $21.32 Million | $441.10K/day | $- | $- | ▼ -33948 days |
| 2018 | 33997 days | $7.01 Billion | $206.14K/day | $- | $-211.89 Million | — |