United Fire Group Inc (UFCS) — Free Cash Flow Generation Index
United Fire Group Inc (UFCS) has a Free Cash Flow Generation Index of 0.97x as of September 2025. Free cash flow of $59.29 Million represents 1% of operating cash flow ($60.85 Million). See how liquid is United Fire Group Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
United Fire Group Inc Free Cash Flow Generation Index (1989–2024)
Historical FCF Generation Index trend for United Fire Group Inc across 35 annual periods. Explore United Fire Group Inc (UFCS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for United Fire Group Inc (1989–2024)
Year-by-year Free Cash Flow Generation Index for United Fire Group Inc. For the full company profile including market capitalisation, see United Fire Group Inc market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.97x | $328.43 Million | $340.30 Million | $11.87 Million | ▲ +3.0% |
| 2023 | 0.94x | $160.85 Million | $171.74 Million | $10.89 Million | ▲ +75.8% |
| 2021 | 0.53x | $15.94 Million | $29.92 Million | $13.98 Million | ▼ -2.2% |
| 2020 | 0.54x | $22.57 Million | $41.44 Million | $18.86 Million | ▼ -16.7% |
| 2019 | 0.65x | $61.33 Million | $93.75 Million | $32.43 Million | ▼ -6.5% |
| 2018 | 0.70x | $77.05 Million | $110.10 Million | $33.05 Million | ▼ -22.2% |
| 2017 | 0.90x | $152.94 Million | $170.09 Million | $17.16 Million | ▼ -6.8% |
| 2016 | 0.96x | $206.78 Million | $214.38 Million | $7.60 Million | ▲ +1.6% |
| 2015 | 0.95x | $180.30 Million | $190.00 Million | $9.70 Million | ▲ +0.3% |
| 2014 | 0.95x | $143.14 Million | $151.29 Million | $8.15 Million | ▼ -0.2% |
| 2013 | 0.95x | $153.04 Million | $161.49 Million | $8.45 Million | ▼ -3.6% |
| 2012 | 0.98x | $169.19 Million | $172.08 Million | $2.89 Million | ▲ +21.2% |
| 2011 | 0.81x | $60.38 Million | $74.43 Million | $14.05 Million | ▼ -16.4% |
| 2010 | 0.97x | $69.12 Million | $71.22 Million | $2.09 Million | ▲ +8.5% |
| 2009 | 0.89x | $89.83 Million | $100.41 Million | $10.57 Million | ▲ +14.4% |
| 2008 | 0.78x | $34.33 Million | $43.90 Million | $9.57 Million | ▼ -20.6% |
| 2007 | 0.98x | $104.13 Million | $105.78 Million | $1.65 Million | ▲ +3.4% |
| 2006 | 0.95x | $99.48 Million | $104.46 Million | $4.97 Million | ▼ -1.2% |
| 2005 | 0.96x | $51.78 Million | $53.69 Million | $1.91 Million | ▼ -2.4% |
| 2004 | 0.99x | $141.05 Million | $142.69 Million | $1.64 Million | ▲ +4.4% |
| 2003 | 0.95x | $105.89 Million | $111.81 Million | $5.92 Million | ▲ +1.7% |
| 2002 | 0.93x | $54.64 Million | $58.67 Million | $4.03 Million | ▲ +0.1% |
| 2001 | 0.93x | $22.90 Million | $24.61 Million | $1.71 Million | ▲ +1.4% |
| 2000 | 0.92x | $39.06 Million | $42.54 Million | $3.48 Million | ▼ -4.2% |
| 1999 | 0.96x | $33.02 Million | $34.45 Million | $1.43 Million | ▲ +8.6% |
| 1998 | 0.88x | $15.94 Million | $18.06 Million | $2.12 Million | ▼ -1.2% |
| 1997 | 0.89x | $38.59 Million | $43.21 Million | $4.62 Million | ▼ -6.5% |
| 1996 | 0.96x | $41.96 Million | $43.92 Million | $1.96 Million | ▲ +2.5% |
| 1995 | 0.93x | $45.97 Million | $49.33 Million | $3.37 Million | ▼ -1.7% |
| 1994 | 0.95x | $43.50 Million | $45.90 Million | $2.40 Million | ▲ +0.8% |
| 1993 | 0.94x | $31.20 Million | $33.20 Million | $2.00 Million | ▼ -2.1% |
| 1992 | 0.96x | $98.70 Million | $102.80 Million | $4.10 Million | ▼ -2.8% |
| 1991 | 0.99x | $73.70 Million | $74.60 Million | $900.00K | ▲ +3.5% |
| 1990 | 0.95x | $40.30 Million | $42.20 Million | $1.90 Million | ▲ +2.6% |
| 1989 | 0.93x | $38.90 Million | $41.80 Million | $2.90 Million | — |