United Fire Group Inc Financial Flexibility Index

Latest as of June 2026: 0.01x

United Fire Group Inc financial flexibility index. United Fire Group Inc (UFCS) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $34.76 Million (operating CF $34.25 Million minus capex $516.00K) represents 0% of total liabilities ($3.04 Billion). See free cash flow generation of United Fire Group Inc to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$34.76 Million
Operating CF − Capex

Total Liabilities

$3.04 Billion
USD

Capital Expenditures

$516.00K
USD

Financial Flexibility Index of United Fire Group Inc (1989–2025)

Financial flexibility index of United Fire Group Inc from 1989 to 2025. Historical Financial Flexibility Index trend for United Fire Group Inc across 37 annual periods. Check United Fire Group Inc (UFCS) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

United Fire Group Inc Financial Flexibility Index by Year (1989–2025)

United Fire Group Inc financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for United Fire Group Inc. For the full cash flow conversion analysis, see United Fire Group Inc cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.10x $276.19 Million $269.74 Million $2.90 Billion ▼ -26.8%
2024 0.13x $352.17 Million $340.30 Million $2.71 Billion ▲ +71.7%
2023 0.08x $182.62 Million $171.74 Million $2.41 Billion ▲ +18217.9%
2022 0.00x $886.00K $-1.25 Million $2.14 Billion ▼ -99.9%
2021 0.57x $43.89 Million $29.92 Million $76.75 Million ▼ -28.9%
2020 0.80x $60.30 Million $41.44 Million $74.93 Million ▲ +1241.2%
2019 0.06x $126.18 Million $93.75 Million $2.10 Billion ▼ -19.2%
2018 0.07x $143.16 Million $110.10 Million $1.93 Billion ▲ +27.3%
2017 0.06x $187.25 Million $170.09 Million $3.21 Billion ▼ -18.2%
2016 0.07x $221.98 Million $214.38 Million $3.11 Billion ▲ +7.5%
2015 0.07x $199.69 Million $190.00 Million $3.01 Billion ▲ +26.4%
2014 0.05x $159.44 Million $151.29 Million $3.04 Billion ▼ -9.3%
2013 0.06x $169.94 Million $161.49 Million $2.94 Billion ▼ -2.0%
2012 0.06x $174.96 Million $172.08 Million $2.97 Billion ▲ +94.9%
2011 0.03x $88.48 Million $74.43 Million $2.92 Billion ▼ -5.4%
2010 0.03x $73.31 Million $71.22 Million $2.29 Billion ▼ -33.3%
2009 0.05x $110.98 Million $100.41 Million $2.31 Billion ▲ +90.1%
2008 0.03x $53.48 Million $43.90 Million $2.12 Billion ▼ -52.8%
2007 0.05x $107.43 Million $105.78 Million $2.01 Billion ▲ +2.4%
2006 0.05x $109.43 Million $104.46 Million $2.10 Billion ▲ +108.7%
2005 0.03x $55.60 Million $53.69 Million $2.22 Billion ▼ -64.4%
2004 0.07x $144.33 Million $142.69 Million $2.05 Billion ▲ +17.4%
2003 0.06x $117.72 Million $111.81 Million $1.97 Billion ▲ +72.3%
2002 0.03x $62.70 Million $58.67 Million $1.80 Billion ▲ +107.7%
2001 0.02x $26.32 Million $24.61 Million $1.57 Billion ▼ -48.9%
2000 0.03x $46.03 Million $42.54 Million $1.41 Billion ▲ +12.3%
1999 0.03x $35.88 Million $34.45 Million $1.23 Billion ▲ +43.7%
1998 0.02x $20.18 Million $18.06 Million $994.31 Million ▼ -62.6%
1997 0.05x $47.83 Million $43.21 Million $880.71 Million ▼ -5.7%
1996 0.06x $45.88 Million $43.92 Million $796.98 Million ▼ -19.8%
1995 0.07x $52.70 Million $49.33 Million $734.35 Million ▼ -2.3%
1994 0.07x $48.30 Million $45.90 Million $657.40 Million ▲ +20.7%
1993 0.06x $35.20 Million $33.20 Million $578.40 Million ▼ -72.2%
1992 0.22x $106.90 Million $102.80 Million $487.80 Million ▲ +8.4%
1991 0.20x $75.50 Million $74.60 Million $373.60 Million ▲ +40.4%
1990 0.14x $44.10 Million $42.20 Million $306.30 Million ▼ -15.0%
1989 0.17x $44.70 Million $41.80 Million $263.80 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities