United Fire Group Inc (UFCS) — Financial Flexibility Index
United Fire Group Inc (UFCS) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $62.41 Million (operating CF $60.85 Million minus capex $1.56 Million) represents 0% of total liabilities ($2.86 Billion). Also explore UFCS net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
United Fire Group Inc Financial Flexibility Index (1989–2024)
Historical Financial Flexibility Index trend for United Fire Group Inc across 36 annual periods. Check asset allocation strategy of United Fire Group Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for United Fire Group Inc (1989–2024)
Year-by-year free cash flow to debt coverage for United Fire Group Inc. For the full company profile including market capitalisation, see UFCS market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.13x | $352.17 Million | $340.30 Million | $2.71 Billion | ▲ +71.7% |
| 2023 | 0.08x | $182.62 Million | $171.74 Million | $2.41 Billion | ▲ +18217.9% |
| 2022 | 0.00x | $886.00K | $-1.25 Million | $2.14 Billion | ▼ -99.9% |
| 2021 | 0.57x | $43.89 Million | $29.92 Million | $76.75 Million | ▼ -28.9% |
| 2020 | 0.80x | $60.30 Million | $41.44 Million | $74.93 Million | ▲ +1241.2% |
| 2019 | 0.06x | $126.18 Million | $93.75 Million | $2.10 Billion | ▼ -19.2% |
| 2018 | 0.07x | $143.16 Million | $110.10 Million | $1.93 Billion | ▲ +27.3% |
| 2017 | 0.06x | $187.25 Million | $170.09 Million | $3.21 Billion | ▼ -18.2% |
| 2016 | 0.07x | $221.98 Million | $214.38 Million | $3.11 Billion | ▲ +7.5% |
| 2015 | 0.07x | $199.69 Million | $190.00 Million | $3.01 Billion | ▲ +26.4% |
| 2014 | 0.05x | $159.44 Million | $151.29 Million | $3.04 Billion | ▼ -9.3% |
| 2013 | 0.06x | $169.94 Million | $161.49 Million | $2.94 Billion | ▼ -2.0% |
| 2012 | 0.06x | $174.96 Million | $172.08 Million | $2.97 Billion | ▲ +94.9% |
| 2011 | 0.03x | $88.48 Million | $74.43 Million | $2.92 Billion | ▼ -5.4% |
| 2010 | 0.03x | $73.31 Million | $71.22 Million | $2.29 Billion | ▼ -33.3% |
| 2009 | 0.05x | $110.98 Million | $100.41 Million | $2.31 Billion | ▲ +90.1% |
| 2008 | 0.03x | $53.48 Million | $43.90 Million | $2.12 Billion | ▼ -52.8% |
| 2007 | 0.05x | $107.43 Million | $105.78 Million | $2.01 Billion | ▲ +2.4% |
| 2006 | 0.05x | $109.43 Million | $104.46 Million | $2.10 Billion | ▲ +108.7% |
| 2005 | 0.03x | $55.60 Million | $53.69 Million | $2.22 Billion | ▼ -64.4% |
| 2004 | 0.07x | $144.33 Million | $142.69 Million | $2.05 Billion | ▲ +17.4% |
| 2003 | 0.06x | $117.72 Million | $111.81 Million | $1.97 Billion | ▲ +72.3% |
| 2002 | 0.03x | $62.70 Million | $58.67 Million | $1.80 Billion | ▲ +107.7% |
| 2001 | 0.02x | $26.32 Million | $24.61 Million | $1.57 Billion | ▼ -48.9% |
| 2000 | 0.03x | $46.03 Million | $42.54 Million | $1.41 Billion | ▲ +12.3% |
| 1999 | 0.03x | $35.88 Million | $34.45 Million | $1.23 Billion | ▲ +43.7% |
| 1998 | 0.02x | $20.18 Million | $18.06 Million | $994.31 Million | ▼ -62.6% |
| 1997 | 0.05x | $47.83 Million | $43.21 Million | $880.71 Million | ▼ -5.7% |
| 1996 | 0.06x | $45.88 Million | $43.92 Million | $796.98 Million | ▼ -19.8% |
| 1995 | 0.07x | $52.70 Million | $49.33 Million | $734.35 Million | ▼ -2.3% |
| 1994 | 0.07x | $48.30 Million | $45.90 Million | $657.40 Million | ▲ +20.7% |
| 1993 | 0.06x | $35.20 Million | $33.20 Million | $578.40 Million | ▼ -72.2% |
| 1992 | 0.22x | $106.90 Million | $102.80 Million | $487.80 Million | ▲ +8.4% |
| 1991 | 0.20x | $75.50 Million | $74.60 Million | $373.60 Million | ▲ +40.4% |
| 1990 | 0.14x | $44.10 Million | $42.20 Million | $306.30 Million | ▼ -15.0% |
| 1989 | 0.17x | $44.70 Million | $41.80 Million | $263.80 Million | — |