United Fire Group Inc (UFCS) — Cash Flow Quality Index
United Fire Group Inc (UFCS) has a Cash Flow Quality Index of 1.03x as of June 2026. Operating cash flow of $34.25 Million exceeds net income of $33.37 Million, indicating high earnings quality where cash backs reported profits. Explore UFCS operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
United Fire Group Inc Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for United Fire Group Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see UFCS cash generation efficiency.
Annual Cash Flow Quality Index for United Fire Group Inc (1989–2025)
Year-by-year earnings quality comparison for United Fire Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.28x | $269.74 Million | $118.19 Million | ▼ -58.4% |
| 2024 | 5.49x | $340.30 Million | $61.96 Million | ▲ +6699.4% |
| 2022 | -0.08x | $-1.25 Million | $15.03 Million | ▼ -122.4% |
| 2021 | 0.37x | $29.92 Million | $80.59 Million | ▼ -94.1% |
| 2019 | 6.33x | $93.75 Million | $14.82 Million | ▲ +69.8% |
| 2018 | 3.72x | $110.10 Million | $29.56 Million | ▼ -1.7% |
| 2017 | 3.79x | $170.09 Million | $44.87 Million | ▼ -11.8% |
| 2016 | 4.30x | $214.38 Million | $49.90 Million | ▲ +101.5% |
| 2015 | 2.13x | $190.00 Million | $89.13 Million | ▼ -16.7% |
| 2014 | 2.56x | $151.29 Million | $59.14 Million | ▲ +20.6% |
| 2013 | 2.12x | $161.49 Million | $76.14 Million | ▼ -50.4% |
| 2012 | 4.28x | $172.08 Million | $40.21 Million | ▼ -99.9% |
| 2011 | 6766.45x | $74.43 Million | $11.00K | ▲ +451335.8% |
| 2010 | 1.50x | $71.22 Million | $47.51 Million | ▲ +57.8% |
| 2007 | 0.95x | $105.78 Million | $111.39 Million | ▼ -19.9% |
| 2006 | 1.19x | $104.46 Million | $88.08 Million | ▼ -80.0% |
| 2005 | 5.94x | $53.69 Million | $9.04 Million | ▲ +227.9% |
| 2004 | 1.81x | $142.69 Million | $78.82 Million | ▼ -10.0% |
| 2003 | 2.01x | $111.81 Million | $55.57 Million | ▼ -28.7% |
| 2002 | 2.82x | $58.67 Million | $20.79 Million | ▲ +176.3% |
| 2001 | 1.02x | $24.61 Million | $24.09 Million | ▼ -62.7% |
| 2000 | 2.74x | $42.54 Million | $15.53 Million | ▲ +22.3% |
| 1999 | 2.24x | $34.45 Million | $15.38 Million | ▲ +193.6% |
| 1998 | 0.76x | $18.06 Million | $23.68 Million | ▼ -49.3% |
| 1997 | 1.50x | $43.21 Million | $28.73 Million | ▼ -24.8% |
| 1996 | 2.00x | $43.92 Million | $21.96 Million | ▲ +16.8% |
| 1995 | 1.71x | $49.33 Million | $28.80 Million | ▼ -16.0% |
| 1994 | 2.04x | $45.90 Million | $22.50 Million | ▲ +14.3% |
| 1993 | 1.78x | $33.20 Million | $18.60 Million | ▼ -97.0% |
| 1992 | 60.47x | $102.80 Million | $1.70 Million | ▲ +1172.6% |
| 1991 | 4.75x | $74.60 Million | $15.70 Million | ▲ +127.4% |
| 1990 | 2.09x | $42.20 Million | $20.20 Million | ▼ -50.0% |
| 1989 | 4.18x | $41.80 Million | $10.00 Million | — |