United Fire Group Inc Cash Flow Quality Index

Latest as of June 2026: 1.03x

United Fire Group Inc cash flow quality index. United Fire Group Inc (UFCS) has a Cash Flow Quality Index of 1.03x as of June 2026. Operating cash flow of $34.25 Million exceeds net income of $33.37 Million, indicating high earnings quality where cash backs reported profits. See UFCS FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.03x
Operating CF / Net Income

Operating Cash Flow

$34.25 Million
USD

Net Income

$33.37 Million
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of United Fire Group Inc (1989–2025)

Cash flow quality index of United Fire Group Inc from 1989 to 2025. Historical Cash Flow Quality Index for United Fire Group Inc across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore UFCS debt coverage from operations to assess how comfortably operating cash covers total debt obligations.

United Fire Group Inc Cash Flow Quality Index by Year (1989–2025)

United Fire Group Inc cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for United Fire Group Inc. For the full cash flow conversion analysis, see United Fire Group Inc cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.28x $269.74 Million $118.19 Million ▼ -58.4%
2024 5.49x $340.30 Million $61.96 Million ▲ +6699.4%
2022 -0.08x $-1.25 Million $15.03 Million ▼ -122.4%
2021 0.37x $29.92 Million $80.59 Million ▼ -94.1%
2019 6.33x $93.75 Million $14.82 Million ▲ +69.8%
2018 3.72x $110.10 Million $29.56 Million ▼ -1.7%
2017 3.79x $170.09 Million $44.87 Million ▼ -11.8%
2016 4.30x $214.38 Million $49.90 Million ▲ +101.5%
2015 2.13x $190.00 Million $89.13 Million ▼ -16.7%
2014 2.56x $151.29 Million $59.14 Million ▲ +20.6%
2013 2.12x $161.49 Million $76.14 Million ▼ -50.4%
2012 4.28x $172.08 Million $40.21 Million ▼ -99.9%
2011 6766.45x $74.43 Million $11.00K ▲ +451335.8%
2010 1.50x $71.22 Million $47.51 Million ▲ +57.8%
2007 0.95x $105.78 Million $111.39 Million ▼ -19.9%
2006 1.19x $104.46 Million $88.08 Million ▼ -80.0%
2005 5.94x $53.69 Million $9.04 Million ▲ +227.9%
2004 1.81x $142.69 Million $78.82 Million ▼ -10.0%
2003 2.01x $111.81 Million $55.57 Million ▼ -28.7%
2002 2.82x $58.67 Million $20.79 Million ▲ +176.3%
2001 1.02x $24.61 Million $24.09 Million ▼ -62.7%
2000 2.74x $42.54 Million $15.53 Million ▲ +22.3%
1999 2.24x $34.45 Million $15.38 Million ▲ +193.6%
1998 0.76x $18.06 Million $23.68 Million ▼ -49.3%
1997 1.50x $43.21 Million $28.73 Million ▼ -24.8%
1996 2.00x $43.92 Million $21.96 Million ▲ +16.8%
1995 1.71x $49.33 Million $28.80 Million ▼ -16.0%
1994 2.04x $45.90 Million $22.50 Million ▲ +14.3%
1993 1.78x $33.20 Million $18.60 Million ▼ -97.0%
1992 60.47x $102.80 Million $1.70 Million ▲ +1172.6%
1991 4.75x $74.60 Million $15.70 Million ▲ +127.4%
1990 2.09x $42.20 Million $20.20 Million ▼ -50.0%
1989 4.18x $41.80 Million $10.00 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.