United Fire Group Inc (UFCS) — Cash Flow Quality Index

Latest as of September 2025: 1.55x

United Fire Group Inc (UFCS) has a Cash Flow Quality Index of 1.55x as of September 2025. Operating cash flow of $60.85 Million exceeds net income of $39.19 Million, indicating high earnings quality where cash backs reported profits. Explore UFCS long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.55x
Operating CF / Net Income

Operating Cash Flow

$60.85 Million
USD

Net Income

$39.19 Million
USD

Data as of

Sep 2025
Most recent filing

United Fire Group Inc Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for United Fire Group Inc across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UFCS intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for United Fire Group Inc (1989–2024)

Year-by-year earnings quality comparison for United Fire Group Inc. For live market cap and the full company financial profile, see UFCS company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 5.49x $340.30 Million $61.96 Million ▲ +6699.4%
2022 -0.08x $-1.25 Million $15.03 Million ▼ -122.4%
2021 0.37x $29.92 Million $80.59 Million ▼ -94.1%
2019 6.33x $93.75 Million $14.82 Million ▲ +69.8%
2018 3.72x $110.10 Million $29.56 Million ▼ -1.7%
2017 3.79x $170.09 Million $44.87 Million ▼ -11.8%
2016 4.30x $214.38 Million $49.90 Million ▲ +101.5%
2015 2.13x $190.00 Million $89.13 Million ▼ -16.7%
2014 2.56x $151.29 Million $59.14 Million ▲ +20.6%
2013 2.12x $161.49 Million $76.14 Million ▼ -50.4%
2012 4.28x $172.08 Million $40.21 Million ▼ -99.9%
2011 6766.45x $74.43 Million $11.00K ▲ +451335.8%
2010 1.50x $71.22 Million $47.51 Million ▲ +57.8%
2007 0.95x $105.78 Million $111.39 Million ▼ -19.9%
2006 1.19x $104.46 Million $88.08 Million ▼ -80.0%
2005 5.94x $53.69 Million $9.04 Million ▲ +227.9%
2004 1.81x $142.69 Million $78.82 Million ▼ -10.0%
2003 2.01x $111.81 Million $55.57 Million ▼ -28.7%
2002 2.82x $58.67 Million $20.79 Million ▲ +176.3%
2001 1.02x $24.61 Million $24.09 Million ▼ -62.7%
2000 2.74x $42.54 Million $15.53 Million ▲ +22.3%
1999 2.24x $34.45 Million $15.38 Million ▲ +193.6%
1998 0.76x $18.06 Million $23.68 Million ▼ -49.3%
1997 1.50x $43.21 Million $28.73 Million ▼ -24.8%
1996 2.00x $43.92 Million $21.96 Million ▲ +16.8%
1995 1.71x $49.33 Million $28.80 Million ▼ -16.0%
1994 2.04x $45.90 Million $22.50 Million ▲ +14.3%
1993 1.78x $33.20 Million $18.60 Million ▼ -97.0%
1992 60.47x $102.80 Million $1.70 Million ▲ +1172.6%
1991 4.75x $74.60 Million $15.70 Million ▲ +127.4%
1990 2.09x $42.20 Million $20.20 Million ▼ -50.0%
1989 4.18x $41.80 Million $10.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.