United Fire Group Inc (UFCS) — Defensive Interval Ratio

Latest as of June 2026: 443758 days

United Fire Group Inc (UFCS) has a Defensive Interval Ratio of 443758 days as of June 2026. Defensive assets of $1.83 Billion (cash $-, short-term investments $1.23 Billion, receivables $599.69 Million) cover 443758 days of daily cash needs of $4.12K/day.

Defensive Interval Ratio

443758 days
Days of operational coverage

Defensive Assets

$1.83 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.12K
Current Liabilities ÷ 365

Current Liabilities

$1.50 Million
USD

United Fire Group Inc Defensive Interval Ratio (2004–2025)

This chart shows how United Fire Group Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2004 to 2025. As of June 2026, the ratio stands at 443758 days, meaning defensive assets of $1.83 Billion can fund 443758 days of operations without new revenue. For the complete balance sheet picture, see United Fire Group Inc balance sheet assets.

Annual Defensive Interval Ratio for United Fire Group Inc (2004–2025)

The table below presents the year-by-year Defensive Interval Ratio for United Fire Group Inc from 2004 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See United Fire Group Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 264 days $1.87 Billion $7.08 Million/day $- $1.12 Billion ▼ -271 days
2024 536 days $2.56 Billion $4.79 Million/day $- $1.87 Billion ▼ -654 days
2023 1190 days $464.89 Million $390.79K/day $- $100.00K ▲ +1098 days
2022 92 days $366.00 Million $4.00 Million/day $- $275.00K ▼ -24 days
2021 116 days $477.24 Million $4.11 Million/day $- $275.00K ▼ -12 days
2020 128 days $544.20 Million $4.25 Million/day $- $175.00K ▼ -807 days
2019 935 days $357.81 Million $382.59K/day $- $175.00K ▲ +843 days
2018 92 days $347.00 Million $3.76 Million/day $- $175.00K ▲ +2 days
2017 90 days $328.69 Million $3.64 Million/day $- $175.00K ▼ -2 days
2016 93 days $306.38 Million $3.31 Million/day $- $175.00K ▼ -20447 days
2015 20539 days $276.69 Million $13.47K/day $- $175.00K ▲ +2391 days
2014 18148 days $249.21 Million $13.73K/day $- $175.00K ▲ +17587 days
2013 561 days $219.44 Million $390.90K/day $- $800.00K ▲ +534 days
2012 27 days $189.09 Million $6.90 Million/day $- $800.00K ▲ +2 days
2011 25 days $200.19 Million $7.88 Million/day $- $1.10 Million ▲ +5 days
2010 20 days $125.56 Million $6.28 Million/day $- $1.10 Million ▼ -966 days
2004 986 days $156.49 Million $158.68K/day $- $37.72 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)