United Fire Group Inc (UFCS) — Defensive Interval Ratio

Latest as of September 2024: 348 days

United Fire Group Inc (UFCS) has a Defensive Interval Ratio of 348 days as of September 2024. Defensive assets of $1.66 Billion (cash $-, short-term investments $788.24 Million, receivables $875.52 Million) cover 348 days of daily cash needs of $4.78 Million/day. See UFCS working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

348 days
Days of operational coverage

Defensive Assets

$1.66 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.78 Million
Current Liabilities ÷ 365

Current Liabilities

$1.74 Billion
USD

United Fire Group Inc Defensive Interval Ratio (2004–2024)

This chart shows how United Fire Group Inc's Defensive Interval Ratio has evolved across 16 annual periods from 2004 to 2024. As of September 2024, the ratio stands at 348 days, meaning defensive assets of $1.66 Billion can fund 348 days of operations without new revenue. See UFCS equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for United Fire Group Inc (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for United Fire Group Inc from 2004 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see United Fire Group Inc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 339 days $1.62 Billion $4.79 Million/day $- $926.97 Million ▼ -851 days
2023 1190 days $464.89 Million $390.79K/day $- $100.00K ▲ +1098 days
2022 92 days $366.00 Million $4.00 Million/day $- $275.00K ▼ -24 days
2021 116 days $477.24 Million $4.11 Million/day $- $275.00K ▼ -12 days
2020 128 days $544.20 Million $4.25 Million/day $- $175.00K ▼ -807 days
2019 935 days $357.81 Million $382.59K/day $- $175.00K ▲ +843 days
2018 92 days $347.00 Million $3.76 Million/day $- $175.00K ▲ +2 days
2017 90 days $328.69 Million $3.64 Million/day $- $175.00K ▼ -2 days
2016 93 days $306.38 Million $3.31 Million/day $- $175.00K ▼ -20447 days
2015 20539 days $276.69 Million $13.47K/day $- $175.00K ▲ +2391 days
2014 18148 days $249.21 Million $13.73K/day $- $175.00K ▲ +17587 days
2013 561 days $219.44 Million $390.90K/day $- $800.00K ▲ +534 days
2012 27 days $189.09 Million $6.90 Million/day $- $800.00K ▲ +2 days
2011 25 days $200.19 Million $7.88 Million/day $- $1.10 Million ▲ +5 days
2010 20 days $125.56 Million $6.28 Million/day $- $1.10 Million ▼ -966 days
2004 986 days $156.49 Million $158.68K/day $- $37.72 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)