United Fire Group Inc (UFCS) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.93x

United Fire Group Inc (UFCS) has a Cash Flow Reinvestment Rate of 0.93x as of September 2025, reinvesting $56.62 Million (capex $1.56 Million plus investments $-55.06 Million) from operating cash flow of $60.85 Million. Check UFCS cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.93x
(Capex + Investments) / Operating CF

Total Reinvested

$56.62 Million
Capex + Investments

Operating Cash Flow

$60.85 Million
USD

Capital Expenditures

$1.56 Million
USD

United Fire Group Inc Cash Flow Reinvestment Rate (1989–2024)

Historical reinvestment intensity for United Fire Group Inc across 35 annual periods. Explore UFCS long-term investment intensity to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for United Fire Group Inc (1989–2024)

Year-by-year capital reinvestment analysis for United Fire Group Inc. For live market cap and broader valuation context, see UFCS company net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 0.89x $304.36 Million $340.30 Million $11.87 Million ▼ -1.8%
2023 0.91x $156.40 Million $171.74 Million $10.89 Million ▼ -54.3%
2021 1.99x $59.68 Million $29.92 Million $13.98 Million ▼ -11.0%
2020 2.24x $92.87 Million $41.44 Million $18.86 Million ▲ +203.0%
2019 0.74x $69.35 Million $93.75 Million $32.43 Million ▼ -73.7%
2018 2.81x $309.60 Million $110.10 Million $33.05 Million ▲ +501.0%
2017 0.47x $79.59 Million $170.09 Million $17.16 Million ▼ -10.8%
2016 0.52x $112.40 Million $214.38 Million $7.60 Million ▲ +174.5%
2015 0.19x $36.29 Million $190.00 Million $9.70 Million ▼ -50.9%
2014 0.39x $58.88 Million $151.29 Million $8.15 Million ▼ -38.4%
2013 0.63x $101.99 Million $161.49 Million $8.45 Million ▼ -2.4%
2012 0.65x $111.34 Million $172.08 Million $2.89 Million ▲ +88.7%
2011 0.34x $25.52 Million $74.43 Million $14.05 Million ▲ +1067.9%
2010 0.03x $2.09 Million $71.22 Million $2.09 Million ▼ -72.1%
2009 0.11x $10.57 Million $100.41 Million $10.57 Million ▼ -51.7%
2008 0.22x $9.57 Million $43.90 Million $9.57 Million ▲ +1299.3%
2007 0.02x $1.65 Million $105.78 Million $1.65 Million ▼ -67.3%
2006 0.05x $4.97 Million $104.46 Million $4.97 Million ▲ +33.7%
2005 0.04x $1.91 Million $53.69 Million $1.91 Million ▲ +210.0%
2004 0.01x $1.64 Million $142.69 Million $1.64 Million ▼ -78.3%
2003 0.05x $5.92 Million $111.81 Million $5.92 Million ▼ -22.9%
2002 0.07x $4.03 Million $58.67 Million $4.03 Million ▼ -1.2%
2001 0.07x $1.71 Million $24.61 Million $1.71 Million ▼ -15.2%
2000 0.08x $3.48 Million $42.54 Million $3.48 Million ▲ +97.5%
1999 0.04x $1.43 Million $34.45 Million $1.43 Million ▼ -64.7%
1998 0.12x $2.12 Million $18.06 Million $2.12 Million ▲ +9.8%
1997 0.11x $4.62 Million $43.21 Million $4.62 Million ▲ +139.4%
1996 0.04x $1.96 Million $43.92 Million $1.96 Million ▼ -34.6%
1995 0.07x $3.37 Million $49.33 Million $3.37 Million ▲ +30.6%
1994 0.05x $2.40 Million $45.90 Million $2.40 Million ▼ -13.2%
1993 0.06x $2.00 Million $33.20 Million $2.00 Million ▲ +51.0%
1992 0.04x $4.10 Million $102.80 Million $4.10 Million ▲ +230.6%
1991 0.01x $900.00K $74.60 Million $900.00K ▼ -73.2%
1990 0.05x $1.90 Million $42.20 Million $1.90 Million ▼ -35.1%
1989 0.07x $2.90 Million $41.80 Million $2.90 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow