United Fire Group Inc (UFCS) — Cash Flow-to-Debt Ratio
United Fire Group Inc (UFCS) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of $60.85 Million could theoretically repay 0% of its total liabilities ($2.86 Billion) in one year. See United Fire Group Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Fire Group Inc Cash Flow-to-Debt Ratio (1989–2024)
Historical debt coverage capacity for United Fire Group Inc across 36 annual periods. Also explore net asset momentum of United Fire Group Inc to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for United Fire Group Inc (1989–2024)
Year-by-year debt coverage analysis for United Fire Group Inc. For market capitalisation and broader financial context, see United Fire Group Inc (UFCS) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.13x | $340.30 Million | $2.71 Billion | ▲ +76.5% |
| 2023 | 0.07x | $171.74 Million | $2.41 Billion | ▲ +12300.0% |
| 2022 | 0.00x | $-1.25 Million | $2.14 Billion | ▼ -100.1% |
| 2021 | 0.39x | $29.92 Million | $76.75 Million | ▼ -29.5% |
| 2020 | 0.55x | $41.44 Million | $74.93 Million | ▲ +1140.4% |
| 2019 | 0.04x | $93.75 Million | $2.10 Billion | ▼ -21.9% |
| 2018 | 0.06x | $110.10 Million | $1.93 Billion | ▲ +7.8% |
| 2017 | 0.05x | $170.09 Million | $3.21 Billion | ▼ -23.1% |
| 2016 | 0.07x | $214.38 Million | $3.11 Billion | ▲ +9.2% |
| 2015 | 0.06x | $190.00 Million | $3.01 Billion | ▲ +26.7% |
| 2014 | 0.05x | $151.29 Million | $3.04 Billion | ▼ -9.4% |
| 2013 | 0.05x | $161.49 Million | $2.94 Billion | ▼ -5.3% |
| 2012 | 0.06x | $172.08 Million | $2.97 Billion | ▲ +127.9% |
| 2011 | 0.03x | $74.43 Million | $2.92 Billion | ▼ -18.1% |
| 2010 | 0.03x | $71.22 Million | $2.29 Billion | ▼ -28.4% |
| 2009 | 0.04x | $100.41 Million | $2.31 Billion | ▲ +109.5% |
| 2008 | 0.02x | $43.90 Million | $2.12 Billion | ▼ -60.6% |
| 2007 | 0.05x | $105.78 Million | $2.01 Billion | ▲ +5.6% |
| 2006 | 0.05x | $104.46 Million | $2.10 Billion | ▲ +106.3% |
| 2005 | 0.02x | $53.69 Million | $2.22 Billion | ▼ -65.2% |
| 2004 | 0.07x | $142.69 Million | $2.05 Billion | ▲ +22.2% |
| 2003 | 0.06x | $111.81 Million | $1.97 Billion | ▲ +74.9% |
| 2002 | 0.03x | $58.67 Million | $1.80 Billion | ▲ +107.8% |
| 2001 | 0.02x | $24.61 Million | $1.57 Billion | ▼ -48.3% |
| 2000 | 0.03x | $42.54 Million | $1.41 Billion | ▲ +8.1% |
| 1999 | 0.03x | $34.45 Million | $1.23 Billion | ▲ +54.2% |
| 1998 | 0.02x | $18.06 Million | $994.31 Million | ▼ -63.0% |
| 1997 | 0.05x | $43.21 Million | $880.71 Million | ▼ -11.0% |
| 1996 | 0.06x | $43.92 Million | $796.98 Million | ▼ -18.0% |
| 1995 | 0.07x | $49.33 Million | $734.35 Million | ▼ -3.8% |
| 1994 | 0.07x | $45.90 Million | $657.40 Million | ▲ +21.6% |
| 1993 | 0.06x | $33.20 Million | $578.40 Million | ▼ -72.8% |
| 1992 | 0.21x | $102.80 Million | $487.80 Million | ▲ +5.5% |
| 1991 | 0.20x | $74.60 Million | $373.60 Million | ▲ +44.9% |
| 1990 | 0.14x | $42.20 Million | $306.30 Million | ▼ -13.1% |
| 1989 | 0.16x | $41.80 Million | $263.80 Million | — |