United Fire Group Inc (UFCS) — Cash Flow-to-Debt Ratio
United Fire Group Inc (UFCS) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $34.25 Million could theoretically repay 0% of its total liabilities ($3.04 Billion) in one year. See UFCS free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
United Fire Group Inc Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for United Fire Group Inc across 37 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of United Fire Group Inc.
Annual Cash Flow-to-Debt Ratio for United Fire Group Inc (1989–2025)
Year-by-year debt coverage analysis for United Fire Group Inc. Check cash flow quality index of United Fire Group Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $269.74 Million | $2.90 Billion | ▼ -26.0% |
| 2024 | 0.13x | $340.30 Million | $2.71 Billion | ▲ +76.5% |
| 2023 | 0.07x | $171.74 Million | $2.41 Billion | ▲ +12300.0% |
| 2022 | 0.00x | $-1.25 Million | $2.14 Billion | ▼ -100.1% |
| 2021 | 0.39x | $29.92 Million | $76.75 Million | ▼ -29.5% |
| 2020 | 0.55x | $41.44 Million | $74.93 Million | ▲ +1140.4% |
| 2019 | 0.04x | $93.75 Million | $2.10 Billion | ▼ -21.9% |
| 2018 | 0.06x | $110.10 Million | $1.93 Billion | ▲ +7.8% |
| 2017 | 0.05x | $170.09 Million | $3.21 Billion | ▼ -23.1% |
| 2016 | 0.07x | $214.38 Million | $3.11 Billion | ▲ +9.2% |
| 2015 | 0.06x | $190.00 Million | $3.01 Billion | ▲ +26.7% |
| 2014 | 0.05x | $151.29 Million | $3.04 Billion | ▼ -9.4% |
| 2013 | 0.05x | $161.49 Million | $2.94 Billion | ▼ -5.3% |
| 2012 | 0.06x | $172.08 Million | $2.97 Billion | ▲ +127.9% |
| 2011 | 0.03x | $74.43 Million | $2.92 Billion | ▼ -18.1% |
| 2010 | 0.03x | $71.22 Million | $2.29 Billion | ▼ -28.4% |
| 2009 | 0.04x | $100.41 Million | $2.31 Billion | ▲ +109.5% |
| 2008 | 0.02x | $43.90 Million | $2.12 Billion | ▼ -60.6% |
| 2007 | 0.05x | $105.78 Million | $2.01 Billion | ▲ +5.6% |
| 2006 | 0.05x | $104.46 Million | $2.10 Billion | ▲ +106.3% |
| 2005 | 0.02x | $53.69 Million | $2.22 Billion | ▼ -65.2% |
| 2004 | 0.07x | $142.69 Million | $2.05 Billion | ▲ +22.2% |
| 2003 | 0.06x | $111.81 Million | $1.97 Billion | ▲ +74.9% |
| 2002 | 0.03x | $58.67 Million | $1.80 Billion | ▲ +107.8% |
| 2001 | 0.02x | $24.61 Million | $1.57 Billion | ▼ -48.3% |
| 2000 | 0.03x | $42.54 Million | $1.41 Billion | ▲ +8.1% |
| 1999 | 0.03x | $34.45 Million | $1.23 Billion | ▲ +54.2% |
| 1998 | 0.02x | $18.06 Million | $994.31 Million | ▼ -63.0% |
| 1997 | 0.05x | $43.21 Million | $880.71 Million | ▼ -11.0% |
| 1996 | 0.06x | $43.92 Million | $796.98 Million | ▼ -18.0% |
| 1995 | 0.07x | $49.33 Million | $734.35 Million | ▼ -3.8% |
| 1994 | 0.07x | $45.90 Million | $657.40 Million | ▲ +21.6% |
| 1993 | 0.06x | $33.20 Million | $578.40 Million | ▼ -72.8% |
| 1992 | 0.21x | $102.80 Million | $487.80 Million | ▲ +5.5% |
| 1991 | 0.20x | $74.60 Million | $373.60 Million | ▲ +44.9% |
| 1990 | 0.14x | $42.20 Million | $306.30 Million | ▼ -13.1% |
| 1989 | 0.16x | $41.80 Million | $263.80 Million | — |